So ... I had lots of ideas and plans for year 39. Those plans and ideas worked about as well as most New Year's resolutions.
Nevertheless, a new decade of life means maybe plans and ideas and goals can be a bit better off than just another set of resolutions. We'll see I guess.
Financially I did okay. As of now I have quite a few LTP (long term planning) funds fully funded and have started on the Car and House funds.
Health/weight wise ... um ... If I remember what I started at last December ... Well ... I pretty much maintained I guess. I pretty much haven't been to the gym in at least 3 months (although I have been exercising - just not at the gym.)
Friendship wise ... While I still don't have anyone here I "hang out" with outside of church activities, I am a little more involved. Maybe eventually that will lead to something. Someday.
Relationship wise .... Mostly good, with some frustrations that rear themselves at times overly much. But that generally tends to happen when I'm way overtired.
Job wise - Most days/most of the time it's ok. I have a great boss, and a couple co-workers I also like. The co-workers who were causing drama before have pretty much completely laid off. So ... it's tolerable.
It's definitely helping being able to take time off now and then to get away. Like today - I took off to have a long weekend as my birthday present to myself. Although I might have taken today off anyway because Sunday I did something to my back, plus feeling miserable cold/allergies. (My back is feeling better tonight, as are my cold/allergies.)
Yesterday NE and I went to the local urgent care place because NE had a finger infection. (Most likely from him biting off a hang nail ... When I asked him if he was going to stop doing that - Why? 1st problem in 49 years? - Ohhhhkaaayyy.)
While we were waiting for his prescription to get filled, we went over to SuperTarget. I had $2 coupons for cat litter (Scoop Away 25lb) plus the Savings Catcher had 25% off it. I unfortunately forgot my Red Card though - asked at the front desk and was told to bring my receipt the next time and they'd make an adjustment.
Of course ... I wasn't used to having NE along on a shopping trip, so I also spaced using the coupons (but not the savings catcher!)
I went back to Target today and was able to get both the 5% adjustment and the $4 in coupons! (I also bought a 3rd box with a coupon. Kari is SET for litter for a long time!)
While I was out today I also stopped at Walmart - mainly to pick up a few iBotta items - definitely things I'll use, but didn't need right now. I also was really wanting to find a Terry's Chocolate Orange .... no luck. Stopped at a few other places too. All sold out.
I cashed out for $20 from iBotta today, and also for $25 PayPal from Swagbucks.
I got a postcard from my doctor letting me know that I need to schedule a baseline mammogram .... Oh the joys of my new decade. I was going to do it today, but then realized that I don't know what my bosses schedule is like ... so need to get that info first.
My aunt (who Thrifty Ray has met) has really gotten into knitting since retiring. While I was in CA over Thanksgiving she made me slippers, and had me pick out the yarn for an afghan. She texted me today to let me know that it was finished! I might have it here by Friday. So cool! (Or should I say, so warm!)
Now that we can post pics again, I'll post a picture of it when I get it.
If I'm on the upward mend of this cold on top of allergies thing, then hopefully within the next few days I'll have the energy to get my apartment back into shape. I'd really hate for the property manager to come in right now ... (not dirty, just really, really cluttered/messy)
Oh! I almost forgot. I logged in to restaurant . com today to buy the gift certificate for the fancy place NE and I will be going to on Thursday night. Only to find out that my $200 credit seemed to have completely disappeared!! I checked on Living Social to make sure they hadn't reversed the offer I'd purchased or something ...
I wrote customer service and got a form reply telling me how to redeem an offer. Ugh! I replied ... nothing back yet.
SO VEry Aggravating. (I bought a $200 r.com gift certificate for $35 from Living Social. I hadn't used any of it yet!)
Viewing the 'Year 39' Category
So ... I had lots of ideas and plans for year 39. Those plans and ideas worked about as well as most New Year's resolutions.
Well it seems like I have developed a cold on top of my allergies. Ugh. So having Allegra D (24 hr) and Flonase in my system daily, and STILL sneezing, sniffling and coughing ... not much else to do but tough it out.
I've been incredibly tired and having a hard time getting myself to do anything I don't absolutely have to do. So ... the robe that I was asked to mend near the end of November ... which was needed by today ... guess when I actually started on it? This morning about 5 a.m. I finished it about 8:30 a.m. (Reattaching braiding on edges in places the cloth had pulled away, and sewing armholes together to a less huge gap.)
I took it with me to church today and gave it to the lady in charge of costumes (it's for a drive through Nativity tonight.)
Church was awesome - it was the spoken/musical Christmas story week. I think this year's story was based on a TransSiberian Orchestra musical? (One of the songs was Music Box Blues, the rest were normal Christmas sonts - i.e. Silent Night, etc.) I wish I'd been a little more with it/not so sleepy - but still very much enjoyed it.
I did not go to the Friday night concert. I realized by Wednesday that I just would NOT be up to it -plus I had that darn robe to do! Part of it also was that I didn't have any money set aside in a concert category - my fun money had pretty much been spent between the Groupon pizza deal and the Living Social Restaurant.com deal. I need to make a separate category for concerts which is NOT to be whacked from for other things. Even if I just put a few dollars in it each month ...
I was looking on Amazon for a purse (mine is getting really shabby.) While on there I looked at my gift card balance. Ouch! I've been buying ebooks $.99 and $1.99 here and there ... and it's really cut into my balance! So ... back to my old rule of only "buying" the freebies!
I did find a purse that I think will work, but I'm going to wait until I have something else to order with it - free shipping. (The purse is $14)
Year 40 is quickly approaching. (Like ... Tuesday quickly. Yikes.) I'm thinking about some changes I'd like to make. Some health wise, some financial, one other possible major change ...
I found a house which would be so perfect ... $55k! Has a one-car garage, enclosed front porch, backyard, fence, basement (990 sq ft, 2 br, 1.5 bath)... If there's one out there now, then maybe in August when I can seriously start looking, there's bound to be another one - maybe even more perfect.
I got my $25 Walmart card from SBs on Friday. So ... I printed it out and went shopping. I had been thinking of getting an Ampore Pedicure device (had a $5 coupon plus a $5 rebate) but just couldn't do $20+ after coupon/rebate. Especially when I found something similar for $10.
After coupons I spent $44.xx total. Minus the giftcard, it was about $19.xx. I got $4.75 in rebates from iBotta, $.60 rebate from MobiSave, $.20 from Snap, $.25 from Checkout 51, and $1 from SavingStar. (None of which I've actually cashed out on yet though.)
I'm $.30 away from cashout on iBotta. I would have been over the cashout limit, but didn't realize one of the items required 2 purchases. Ugh.
I cashed out for another $25 AGC from Perk today. Will get that on Monday.
I did some more messing with my YNAB budget this weekend. I realized that my health insurance OOP is $2000, but through my FSA I have about $800. So ... I reduced that category to $1200 and spread the $800 into other categories.
I also eliminated another LTP category, which added $65 into the budget.
What this all means is that I'll now focus my LTP savings on 3 goals - House Downpayment, Car Replacement, and the Remote Starter.
Speaking of the Remote Starter - On Groupon there was a deal to get it done for $170 in O town. Less than half of the price I was quoted here. Unfortunately, there was only $23 in that category. Maybe that deal will come around again when I have the money ready for it.
Oh! If you remember me talking about the vegge hot pockets I made last Sunday? Well I had a good amount of veggie filling leftover.
Finally on Thursday night I managed to do something with the leftovers! I added a couple eggs, some more flavorings, and a box of Jiffy cornbread mix. Then I formed "patties" and baked them for 12 minutes at 350 degrees.
They are YUMMY! Even NE liked them (he wasn't too sure about my adding the Jiffy mix to the batter - but turns out it worked out just right!)
I really need to get the remaining hot pockets and patties frozen though ...
I almost forgot a funny from my grocery shopping ... two of the rebates were for loose carrots. It didn't specify a quantity. So ... I bought ONE loose bulk carrot. It cost $.10. 1 rebate was for $.50, and the other was for $.20. So ... I made $.60 profit.
NE and I went out for pizza Sunday night. I found a Groupon deal for $9 for $20 worth of food. The waitress was a little bit ... not with it. She wasn't very attentive to us, but when I got the check and was looking it over, I noticed a handwritten $1.75 on the bottom. Not even loudly, I said, "What's this $1.75?"
From across the room, waitress shouts out that it was the drink (NE's.) I figured that out almost as soon as I said it - but it being handwritten had thrown me.
(She'd forgotten to include it on our ticket at first because she thought we were getting the special which included a drink.)
I also bought a deal from Living Social which I think will be really good. It was $35 for a $200 Restaurant.com gift card. I already used $10 of it to buy a $25 gift certificate for a local fancy restaurant we're going to for my birthday. (It will be pretty easy to spend $50 there.)
There's a Steven Curtis Chapman concert here this week. I was really, really tempted to buy a ticket. $25. But ... I really didn't want to go by myself. Plus I just haven't seemed to pick up any energy - in fact I went home early from work yesterday.
I've decided to not go.
I did some shopping on Sunday - made back around $7 between ibotta and MobiSave. Spent about $35 grocery money and $20 cat money.
I also did some cooking. I've been buying single carrots and red peppers, etc., because there've been iBotta rebates on them - so wanted to use them.
I chopped up the zucchini, carrots, onion, broccoli, (actually put in the food processor ... )and then took two cans of Pilsbury's Grands and a can of Pillsubry Croissants (coupon/rebate deal) and made veggie hot pockets! Yummy!
Of course ... I still haven't gotten started on fixing the robe for the Nativity drive through that is happening on the 12th. It really shouldn't take too long to do, just have to DO it!
Other than Sunday, I haven't spent any money this week.
Hard to believe there is only one week left of my 30's. If what happened at work yesterday is any indication - my 40's won't find me being any less klutzy. (Dropped one of those big calculators and broke it completely. Offered to pay for a replacement - my boss told me not to worry about it.)
How many of you actually wear robes? I keep being given robes as gifts ... and well, I've never seen the point of them really. So ... they end up hanging around somewhere in my house for years, and then get given away. My mom is sending a robe for NE ... he isn't a robe person either.
Maybe if I was someone more into fixing up my face, etc. before getting dressed or something? Or if I had other people (other than partner) living with me?
Really, what is the purpose of a robe? Just curious really if I'm the oddball out on this one or not.
We had our first real snow last night/today! It was so beautiful this morning when I finally made myself get out of bed and going.
I wasn't sure I wanted to go out driving in it however .. so settled in for a relaxing morning. One thing I ended up doing was signing up for a 3 month Spotify trial for $.99 on Swagbucks - 300 SBs. I gotta say .. I like it so far. Not enough to justify $10/month after the trial, but I do like it.
Early this afternoon the snow started melting ... so I made myself get out and do some errands.
First thing I did was deposit the money my aunt gave me for my airplane ticket. (cash) Then I went to a credit union I'd opened an account at when I first moved here and closed out my accounts - $37.
That $37 wasn't accounted for in my budget (in fact, I thought I only had $35.) So I decided I'd let myself play with the money a bit.
That sent me to Walmart. The first thing I did was take a sample video cassette of each type to the photo counter. I found out it would cost $25 for each 2 hour length DVD -- plus I wouldn't be able to do any editing before hand.
I got the name of two other places in town where I might be able to both watch/edit beforehand AND transfer to DVD. If memory serves me correctly, the videos are going to need a LOT of editing ...
My first priority really are the slides though. The cost at Walmart for 40 slides/DVD was about $25. Ouch. I'd be roughly guessing here, but I think I have at least 3 or 4000 slides. And I only took the ones starting in 1977 - the year my parents got married (I was 2 yrs old.) I don't plan on using ALL the slides, but even if I culled 10% ... this may be a multi-year project. Multi-year Christmas gifts ...
I bought about $20 worth of groceries, etc. at Walmart (3 of which work for iBotta rebates.) It won't come out of my grocery budget though, since it was unbudgeted money.
I had about $13 left. Then I stopped at the library to return some overdue books. I walked out with about $2. Darn you library fines!
Question ... how would you react?
Every week I do NE's and I's laundry. He only has a few pieces of clothing he wears all week. So I add in my own stuff to make a full load. He provides the quarters. I provide the detergent and labor.
Last night after he collected his clothes from where I'd left them, he made a remark about our socks being mixed together. I was a bit miffed, and told him all it took was 2 seconds for him to pick out his own socks. He replied something about "should do laundry right." I told him he was more than welcome to do his own laundry if he thought I wasn't doing it right.
He thinks I was making too big of a deal of it. Notice - no where in there was any thanks for doing my laundry, etc.
To me, I don't mind doing the laundry. What irks me to high heaven is being told I'm not "doing it right" - especially when coupled with no expression of appreciation for my doing it in the first place. (He thinks he shouldn't have to tell me thanks since he's providing the quarters and I'm doing my laundry at the same time. Notice - he didn't do his laundry while I was gone - even though he had a key to the laundry room here and could've used my soap ...)
Anyway .. just curious about how other's might react in this situation.
So not excited about going back to work tomorrow. At least I have several holidays to look forward to this month.
Two weeks left of Year 39. Yikes!
Today at church our pastor started a sermon series about "reasons to believe the Bible" Today's was about scientific facts in the Bible. Such as the Bible writers talking about the Earth being round - centuries before the idea had even been postulated.
Anyway, it was pretty interesting and I'm looking forward to the rest of the series.
After church one of the ladies I have gone walking with in the past asked if I wanted to go today (the official group is disbanded for the year.) So we set a time and a place.
About an hour or so after I got home, I got a hip call from my mom. It was kind of funny because she was talking to someone about what movie to go see - I kept trying to get her attention to no avail.
As soon as I hung up, the phone rang again. It was a high-school friend of my mom's who was in town and wanted to meet me.
So I got going earlier than planned and went and met the lady/husband/son/son's girlfriend. They seemed like nice people. I couldn't stay very long though because I had to get to the park.
We had a good walk - about an hour. My allergies are really acting up right now though. I'm so sleepy and am thinking about going to bed even though it's just past 7 pm!
I redeemed for a $5 Walmart gc from Bounts today.
I also received $2 in rebates from MobiSave.
I haven't done very well with my moratorium on spending on sweets/fast food this week. I just have to say NO! Not an option!
I talked to my Grandma today. It doesn't sound like my brother will be there for Thanksgiving. I'm not shocked, but I am disappointed. It actually kind of sounds like it might just be me, Grandma and my aunt there. That'll be interesting.
When I was talking about my car service a few days ago, I forgot to mention that I found out how much it would cost to have a remote starter installed. $349.
Yeowch! I ... made a category for it. I'm going to throw "leftovers" from groceries/gas into it. If there ever are "leftovers" in the groceries category ... Maybe by next winter I can get it.
One month left in my thirties. Yikes.
So I realized that I was about out of allergy medicine today. I remembered that I'd gotten an email from CVS a few days ago offering me $5 off $15. Usually they won't let you use those on psueduedorphine (SP?) products ... So I looked to see what else they had.
Toilet paper .. buy $15 worth and get $5 in ECB. Ok, I'm down to my last 4 rolls (from about a year ago or so ... big pkg from Sam's.)
So I go to CVS planning on doing the toilet paper deal, use the $5 coupon on the toilet paper, and then the $5 ECB get some chocolate. (Technically NOT spending money on it ... )
Well when I get there I ask at the pharmacy for the cost of the Allegra D and my Syntrhoid just in case it's cheaper than Walgreen's. The Allegra D is cheaper! (Synthroid is the same.)
So I buy the Allegra D - the lady uses the $5 coupon on it! I tell her that I didn't think it could be used for that .. but she says, "it worked" shrug. O....kay.... So instead of $16.96 ($2 cheaper than Walgreen's) it was $11.96.
I have a coupon on the MobiSave app to save $5 on Allegra D 24hr 10 count. So 2 weeks worth of Allegra is ending up costing me about $7! Suh-weet!
I also decided to go ahead and transfer my prescription to them. (CVS)
Then I picked up $15 worth of toilet paper (actually, $17 after taxes.) That should last me a year.
I did end up spending $2 after the $5 ECB for chocolate. I was really hoping to find a chocolate orange ... but they only had a dark chocolate version. So I got some other items.
It made me happy to do everything I wanted to do in one store. (The cheaper Allegra D also definitely made me happy! Here's hoping the MobiSave coupon keeps repeating indefinitely!!)
I also paid my tithe/charitable giving today for October and November.. Oops. Totally spaced doing it last month. It works out though, because I put it all on my Discover card and it puts me close to the required $500 spend for November. If I use it while in CA, I should have it easily covered. Then I can stop using it!
(I'll have completed the spend $500/mo for 5 months get $75 deal.)
I have Wednesday off. I was thinking about seeing a movie Tuesday night ($5 all day Tuesday) but just don't see any I care enough about to see.
I'm thinking of doing a cooking / freezing / cleaning day on Wednesday. So today I'm taking it easy. It will be so nice to have a 4 day work week.
Then not too long later, I'll have TEN days away from work in a row! Oh my, I won't know what to do with myself ... (5 of those days I'll be here, 5 I'll be in CA.) Not looking forward to that at all, nope, not at all.
Redeemed $5 AGC from Bing
Redeemed $25 AGC from PerkTV
Spent $45.xx AGC for 2 canisters of protein powder (bought 2 to get free shipping - instead of trying to figure out something else to get to $35 for the free shipping - will last a LONG time.)