January up til the last week or so looked like it was going to be under control ... sigh. I will do better this month.

Tithe: 130
Giving (other) 70 (hadn't put it towards anything for a few months)

Rent: 430
Natural Gas: 36.97
Electric: 37.97
Auto Fuel: 15.48
Internet: 65.60 Sigh...
Groceries: 256.xx Huge sigh (a lot of this was from a local store closing ... at least $120 worth)
Restaurants: $16.64 *hardee's twice*
clothing: $4 (washing clothes/ drying)
Kari - $3.61 (canned food)
Toiletries: $6.49 (hairspray and deodorant)
Treats: 36.13 (I think the number is higher than this .. I just didn't track as carefully out from groceries the whole month.)
Beauty - $25 groupon for highlights/cut for future
Tax Prep: 34.98 (federal + two state efiled)

Savings:
EF: 471.91
ROTH: 200

Extra Income:
Swagbucks: $50 PayPal
PerkTV: $25 AGC
Pact: $17
Pinecone: $5
eBay: roughly $16 after fees/shipping

Will be coming -- $100 Visa ecard from Achievemint (cashed in about two or three weeks ago.)

When I went to bed Saturday night I knew it had been snowing a good part of the day - but it mostly hadn't stuck. Apparently it snowed all night.

This afternoon I went out to go to Sam's Club and Walmart and it took me at least 20 minutes to clear my car off enough so I could see out the windows. That was not even removing the ice - that I had to wait another ten minutes for because my hand was frozen.

The roads were pretty slick. Getting on to the road towards Sam's, there was a semi-truck stuck trying to turn right on the other side of the road. It still was there an hour later on my way home! There were stuck cars all over the place on the side of the road.

I made it out to Walmart with only a little slip and slide at the traffic lights. Of course I didn't write my list down, so I forgot to get the PB2 at Walmart - Sams of course didn't have it. Gas was $1.85 at Sam's, which was only a few cents cheaper than the corner station here.

Walmart - $28.xx (cat food, Fage - coupons for both, 5lb frozen veggies, bananas, etc)
Sam's - $13.28 cat food for NE (he'll pay me back- put on Discover card towards the 1k spending)
Sam's Gas - $14.48 (Discover card)

I now have a load of laundry in the dryer. I need to empty the dishwasher. I'd planned on walking over to my landlord's to deliver the rent check today ... but yeah, no. I'll take it over after work tomorrow - hopefully the roads will be more clear.

I can just guess how many times I'm going to hear the phrase "I'm freezing out here! When's the bus coming?" tomorrow .... Or my favorite - Tell me EXACTLY when the bus will be here ...

Yesterday I stopped at the store that is closing - they were up to 25% off everything.

I walked out with $24 spent. However, I found out while I there that frozen foods were 40% off. I hadn't got a cart when I went in, so didn't get much in frozen foods.

Today I stopped by again ... and got a cart.

The damage? $44 in frozen foods.

It is all foods I can use for lunches and weekend meals for a good while. It barely all fit in my freezer.

However, it does make me about $40 over budget for January.

---

I was reading a blog post by MMM today and all the comments. The one on his 2014 spending.

It is making me consider doing something a bit different with my budgeting. I'm still ruminating on whether I want to make this change or not, and exactly what it would look like.

---
NE went to see the special specialist for his shoulder issues today. The SS had two possible options for him, but wasn't sure which one he'd recommend. One was a reverse shoulder replacement, and the other one involves taking bone grafts from a cadaver (ewww!!) and grafting it onto NEs humerus head. Also taking parts of tendons from other parts of his body to repair the multiple rotator cuffs that are not just torn, but are withered up.

This all could have been avoided if he could have just gone to the doctor when it first happened. UGH!

I decided to stop at that store that's going out of business again after work today. This time though I wasn't starving nor was I too stressed out from work.

I spent $16 - 2 jars of Nutella, a box of Belviata cookie, 4 boxes of brownie mix, and something else I can't remember.

The brownie mix will be used for when I'm supposed to bring in treats for the office - they were $1.25 a box plus 15% off.

---
Office politics. UGH!

---
I am SO looking forward to 3 days off from work in a row. Having a day off during the week is okay, but not so much of a break as a 3 day in a row break.

---
I'm planning on finishing both Inferno and #19 in the Stephanie Plum series tonight. Nice and relaxing.

Yesterday I went with NE to his follow up MRI appointment. He should have the results in time for his appointment with the ortohpaedist on Tuesday.

Afterwards we stopped at Arby's and he treated me to a chocolate turnover. Yum! (This doesn't count for my one time a month chocolate expenditure since he treated. ) I think I know what I want to be my expenditure though ... the Mint Chocolate shake at Arby's. Looks so yummy! (But is 720 calories, so definitely not something to do on a day I'm not getting a lot of exercise.)

---
This morning I did my laundry. The first washer I put my stuff in wouldn't work in the cold/cold mode (which is what I always use since I mix colors.) My landlord came over and gave me a dollar (I didn't know that it was just that mode not working - he figured that out.)

Spent $2.


I also got a load of dishes done.

-
I spent $25 at Groupon from my spending money to purchase a partial highlights deal. I bought it through Swagbucks (8 SBx per dollar) with my SB credit card.

That is one of the things I asked for for Christmas/birthday and my mom just sent me the cash to do it myself. So not only am I getting what I want, but I'm getting some extra Swagbucks for it.

I don't know when exactly I'll use it - it's good for 150 days. Maybe in March if NE is done with his shoulder stuff.

---
I stopped at Russ's to do some grocery shopping.

My list had 7 items on it, but I only got 6 because they didn't have Fage yogurt. I may still get that later.

3 grocery items - $7.21
3 Kari items - $3.61
1 treat/spending money item: $3.65
1 Toiletries - $2.77 (with coupon)

I had a $.75 coupon for two packages of Oreo's that I almost used, but they had the Oreo's for 2.69 each and I know I've seen them for $.1.99 each before. So .. avoided temptation.

Here is my updated grocery spreadsheet for details:

https://docs.google.com/spreadsheets/d/11GJKzDizNZEKsSYZIS4C...

----
I finished a book on Friday called "Penny Pinchers Club" by Sarah Straohmeyer. It was pretty funny and sad, and had some good lessons about jumping to conclusions. I think it would be something many of you might enjoy. I am planning on getting more of her books in the future. (Right now I have 4 of the Evanovich books I need to read and return ... so first things first. )

I've updated my book list in the sidebar with read and current reads.

----
I came across an interesting link today in the MMM forums about planning and organizing. This is a pdf book about 52 pages long with spaces for you to list everything you can think of about yourself - finances, email accounts, location of documents, etc. The purpose being of course that if you are somehow incapacitated or die then your caretakers/survivors would have an easier time of it.

Here is the link: http://www.erikdewey.com/bigbook.htm

Ok, now I'm off to catch up on the blogs.

We got a good bit of snow last night (Saturday) so I wasn't really sure I wanted to go out shopping today or not. However, once I got out on the roads around 4pm they were all fairly clear.

If you would like to see a more detailed breakdown of my grocery trip, go to this link:
https://docs.google.com/spreadsheets/d/11GJKzDizNZEKsSYZIS4CgdhNBmVXf2dqXIMyU19VHfE/edit#gid=0

I set out with the goal of not purchasing more than ten items. And I did it! (with one caveat - I made one purchase for NE which he'll reimburse me for later - he ended up not coming with me.)

The total of the ten items I purchased for myself is roughly $56.46. Of that, two items were not grocery category items.

So grocery spending today: ~$51.20
Spending Money - ~$1.28
Toiletries - ~$3.43

I also filled up with gas at Sam's for $1.93!!!
Total - $15.58 for 8.037 gallons.

---
I did laundry, dishes, cleaned the kitchen, did a trash run, and got my lunch ready for tomorrow.

I've also watched the first part of Labor Day ... wow, so not what I was expecting. I'm anxious to finish it.

---
I also posted a couple new items on eBay as well as relisting some.

When I got home from shopping though I had an awesome email from eBay -- I sold a DVD for the BIN price! $6.99. I've already got it packaged up ready to go tomorrow.

---
NE will be coming over in a bit, so I'm going to enter my receipts into YNAB and then maybe read a bit on the forums - hopefully not getting lost in a rabbit hole like I did last night ...

OH! I forgot. I also did 30 minutes of stepping while watching Labor Day today. (I have a step I got from freecycle years ago.)

---
Next time I go shopping I'm going to make sure I eat something before I go, even if I'm not really hungry. I got so hungry while shopping that I got a Payday bar - technically not chocolate. But still kind of stretching it a bit.

So one area I would like to improve upon is my grocery spending AND on the quality of what I'm purchasing.

This will help me financially and health wise too.

In light of knowing I need to improve in this area, I have decided to create a Google spreadsheet where I am going to enter all my food purchases this year.

Here is the link to it:
https://docs.google.com/spreadsheets/d/11GJKzDizNZEKsSYZIS4CgdhNBmVXf2dqXIMyU19VHfE/edit?usp=sharing

I am hoping it'll help me in two ways - 1. By making my groceries public, I will be less likely to buy a lot of junkfood; and 2. Because I won't want to have to enter all the information in very often, I will be more likely to limit my grocery shopping trips!

I'm also going to track which items I use coupons for and where the coupons come from (SB = Swagbucks; P=paper)

It can also function as a pricebook so I can see when prices are at stock up level.

Happy New Year everyone!

NE and I had a relaxing evening at my place. He picked up a pizza for us, and we had the final two slices of Rum cake. We also watched part of Armageddon - we didn't finish it because after stopping it to ring in midnight, we both realized we were ready to call it a night.

----
So ... December spending.

I'll just highlight the non-fixed categories -

Spending:

Phone: 202.76 (Pro-rated December bill from ATT and final ETF bill)

Groceries - $148 out of $150

Auto Fuel: $23.51 (budgeted $30)

Spending Money: 90.80 (lots of room for improvement here - this is money spent on unnecessary food mainly and replacing a PO box key)

Restaurants - $15.81 (fast food - came from budgeted spending money)

Clothing - $3.20

Household goods: $21.17 (two chairs from goodwill, bundt cake pan, etc)

Kari - 22.70 - cat food, litter (bought several bags on sale with coupon)

Savings

Snowflakes and Windfalls! $279.35 (Swagbucks, Pinecone, GymPact, Class Action suit, Christmas money, etc.) This money was distributed to my other savings goals in my January budget.

EF: 200
Car Replacement/Repair: 200
Vacation: 150
ROTH: 200
Electronics: 79.77 (spent 5.30 on a new charging cable)


----
Other:
Received $50 in AGC from Swagbucks and PerkTv (not included in Windfalls amount)

Had a previous balance of $27

Spent: $26.37 on pea protein powder for morning smoothies and $1.99 on an ebook.
--------
January Budget
Tithe: 125
Giving: 25
Rent: 430
Phone: 0 (covered by Ting credit)
Internet: 65.60
Electricity: 40
Natural Gas: 45
Groceries: 150
Auto Fuel: 30
Spending Money: 95.80 (20 budgeted plus 20% December Windfall money)
Medical: 25
Kari: 30
Car Insurance: 45 (I think my 6 month premium is due in January)
Life Insurance: 16
EF: 150
Car Replace/Repair: 75
Vacation: 151.60 (budgeted plus windfall)
ROTH: 200
Electronics: 40
House: 163.67 (budgeted plus windfall)

----
Per Patient Saver's Weight Loss Challenge ...

I plan to lose 15lbs by March 31. That averages out to about 1lb per week.

My plan is: Reducing my junkfood intake by only purchasing it one time per month.

Getting at least ten minutes of movement everyday outside of any other normal exercise.

Joining the weekly exercise class at my church starting on Jan 11 ($20 for 10 weeks)

Being more careful about logging what I *really* am eating on MFP.

Checking in here at SA once a week with my progress report.

This afternoon I stopped by the Goodwill store that is almost directly across the street from me ... I was looking for a bundt cake pan to make the Rum cake in for Christmas dinner.

They had one for $2! It was the kind without a removable bottom - which a lady there told me was better than one with a removable bottom.

When I got home, NE was waiting for me. We headed out to another Goodwill - a larger one with furniture and more household goods. While there I saw a couch that I really liked for $40 - but it would need a lot of cleaning (I didn't buy it. I'm not sure what material it was made of, nor how difficult it would be to clean it.) I also found two chairs for my dining room table - $6 each. I'll take pictures of them later.

NE bought a bundt cake pan with a removable bottom and a can opener. (Hee decided we'll make two cakes ... and see which one turns out better. One with rum in the cake mix and one with it only in the frosting/sauce.)

Then we headed over to SuperSaver. The rum cost $15!!!!! It was the smallest bottle they had, but will be enough for four rum cakes ... Our total came out to $41.80 (we both got some other stuff too besides stuff for the dinner.) He gave me $20 cash (I paid with my card.)

I stopped at Russ's and picked up a bottle of soda for NE that was on sale so that I could get quarters for laundry. The lady could only give me three quarters though because they had forgotten to buy change?? Luckily with the two I had, and the 4 NE had, we had enough to wash and dry a load.

It sounds like NE might have made another Craigslist sale! He's happy because eBay has kind of been dead for a few weeks on sales.

--
The last two days I've made a lot of SBs from the videos on the website alone. Somewhere close to 450!! I'm not complaining I just need 300 more for my 5 $5 AGCs in January.

---
I saw this neat video on FB showing all the different things you can do with a waffle maker besides just waffles. The two that caught my interest the most was making a brownie waffle (using brownie batter) and making an omelet. Kind of tempts me to get a waffle maker ... though I kind of doubt I'd really use it. Although maybe I would ... esp for making omelets ... probably taste a whole lot better than my usual microwave "omelet" concoction.

Today I actually managed to go through 3 boxes AND then took 3 boxes of stuff plus a trash bag of other stuff to Goodwill!

The stuff included a number of dolls/stuffed animals that I've been hauling around with me ever since I moved out on my own. Hanging on to it for future kids ... I kept one doll, my favorite, but the rest ... no point in holding on to them. I also let go of a bunch of books, a steamer thing I used once in six years, and quite a few odds and ends.

There's more I could and probably will let go of, although some things I think I may try listing on eBay. I did also relist some items on eBay.

---

I also stopped at the grocery store for bananas .. got a few more things than just bananas, but after putting a few things back, got out of there for only $13.

On the way back home I checked my mail. I got my gas bill - $42.83. That is almost twice what last month's bill was - I need to turn my heat down I think.

I also got a birthday package from my mom. First of all let me say how much I appreciate her thinking of me and remembering me. However ... this gift demonstrates how over the top she can be.

In my wish list I'd put snow shoes/boots (not meaning both .. just kind of describing what I was thinking of), warm socks, iTunes gift cards, mani/pedi gift cards or a groupon haircut/highlights deal type thing.

She sent me a pair of snow shoes and a pair of snow boots. Both look really nice. PLUS she sent me three books. I hate to think how much she spent on all this (plus the postage) - she's not in the position to spend much! Now I feel kind of bad for what I got her (a groupon deal.) I would have been more than happy with JUST socks, but she asked for five items ...

When she calls me tomorrow I'll be sure to be appreciative of course ... just feels frustrating. I think maybe she's trying to match what I gave her for her birthday - a $50 gift certificate for one of her favorite high end stores -- I told her I didn't pay $50 for it! (groupon deal!)

---
Tomorrow I have my doctor's appointment (finally!) in the morning. In the afternoon I am thinking about going to a movie - one that NE probably wouldn't enjoy, but I want to take advantage of matinee pricing. (I took the day off work.)

Then NE is making his spaghetti dinner for me and we'll watch a movie or play games. I might try to get through a few more boxes too.

I got back a bit ago from my shopping excursion.

On the way to Walmart I stopped at Family Dollar and picked up:
phone charging cord ($5) and a bottle of flavored water ($.85)

Electronics: $5
Spending Money: $.85

Then I stopped by the PO. It looks like my mailbox keys for the PO came off my key chain while they were missing. I'll have to see if I can make it over there tomorrow before 5 to see about getting replacements. Ugh.

Next I got to Walmart.

I got everything on my list, plus a few other things (of course)

Sweet potatoes - 2.3lbs for $1.50
Carrots - $1.98 (16oz)
Pumpkin Puree - 1.43
eggs (1 doz) - 1.98
PB2 Powder (pb aisle) 4.68
Welches Strawberry Jelly (no HFCS) 2.98
2 Rice Dream milks 2.24 each (-$2 cpns)
small bag kitkats - 1.28 (spending money)
Smart Balance butter w/flaxseed - 2.98
Wild Roots Flaxseed (2lb bag) - 3.50
Snappeas Ceasar (2) 1.50 (-$1 coupons) (spending money)
Fage Greek Yogurt large cont. - $3.47
3lb frozen fruit - 9.28
Frozen Mixed veggies 5lb - 5.98
frozen papaya 2lb - 5.98
1.69 lb bananas - $.61
Purina Beyond Grain Free 3lb -9.67 ($3 cpn)
Tyd Bowl cleaner - .97
Clorox Bowl fresh - 1.97
2 items I'm not sure what they are - 7.38

Total - 74.79 before coupons
After coupons and tax - $68.16

Kari - 9.97 - 3 = 6.67
Spending Money - 4.28 - 1 cpn = 3.28
Groceries - 58.21

---
Then I went over to Sam's Club and got gas

2.61/gallon - spent $23.41 to fill up

Auto fuel - $23.41

---
finally I hit up the local health food store for pumpkin seeds. They have a $5 min for credit cards ...

So, 1 lb pumpkin seeds - $6.31 (will last a LONG time)

Groceries: 6.31 + 58.21 = 64.52

-----
And that should conclude my spending for this week.

This morning as I opened my door to head to work, I heard a jangle. When I looked down on the ground .. there were my keys!!

I was deliriously happy to have my car fob back.

My boss wanted me to call my landlord right away and have him change my locks. I didn't have his number in my new phone ... and couldn't remember his last name. (I've been having a good bit of brain fog lately .. the key incident is just one of many ... NEED to get my thyroid medicine going again. Badly.)

I did call him when I got home from work. He had no problem with rekeying the doors at no charge to me. He's going to do it in the morning.

Last night a bit after 9 I heard someone messing with my door lock. It got both Kari's and I's attention, but both of us were way too comfy to get up. Now if the door had opened ... it would have been a different story.

NE tonight was really getting on my nerves telling me all about what he would have done if he'd heard someone turning a key in the lock... He couldn't understand why I didn't get up to look out the window or open the door .. Um yeah, that wasn't the thought running through my head at the time, thanks.

Anyway ...

I talked to my boss K about the 15 minute break thing. Apparently it is a hornet's nest and part of the drama drama drama ... I told her I would be fine either way - with or without. Oy vey.

I also had a day off approved .. the 15th. Make for a long birthday weekend.

Of course, it won't be all fun and games ... I finally called the doctor today. (forgot my phone yesterday at home .. yet another brain fogggggg) The first time they could get me in was --- the 15th!

---
I stopped at a local health food store today to see if they had anything papaya. No luck. I'm considering ordering seeds online - add them to my morning smoothies. I'd rather find a local source though.

While there I did pick up a container of Kale for $1.40. I've thought of trying Kale before, but it sounded like so much work. Will try it in my smoothie tomorrow.

---
I got my gas bill for November - $30.41. I have $40 budgeted, so that means $8.59 goes into the savings categories.

So I ended November quite well ... by losing my keys! On the key ring is my car key fob, apartment key, mailbox key (x2 also for PO box), and laundry room key.
UGH!

They have to be in here somewhere. I had to have them to get into my apartment on Saturday afternoon when I came back from walking to the library. I didn't realize they were missing until Sunday afternoon when I was about to leave to go walk to my landlord's house and drop off my rent check. I looked everywhere! When NE came later, he helped me look again.

Nowhere to be found!

Thankfully I somehow found my spare car key - so I was able to drive to work this morning. However, I had to leave my apartment unlocked!

Tonight I called my landlord and explained what happened, and he had an extra key for my apartment - as well as ONE laundry room key (which he'll get tomorrow from me.)

I can't check my mail until I get the keys back - normally I wouldn't care too much .. but in a couple weeks I may have some cards and such coming ...

---
I went to Russ's (grocery store) tonight. I spent $8.57 and NONE of it was junkfood. You have no idea how RARE it is for me to stop in a food store of any kind and NOT leave with some form of chocolate.

I felt really proud of myself.

However, while I was checking out, I had my arm resting on the top of my cart while I waited for my card to go through. All of a sudden the ?manager? jerked the cart away from me and left with it!! I only had two bags and I hadn't put them in the cart yet, but still!! It made it pretty difficult for me to get my gloves and hoodie back on for my walk home.

I thought about saying something to him after my startle was over, but decided to let it go.

----
Today at work I found out that I should be able to take two fifteen minute breaks on top of my lunch break. I know it worked that way when I was at the oil and gas company in TX, but since my boss didn't mention anything about it ... I just kind of figured that the 30 minute lunch was it and then just use the bathroom when I needed to quickly. My boss will be back tomorrow, so I'll have to talk to her about it. I'd love to be able to go into the fitness room and walk on the treadmill or something twice a day! Great way to increase my steps.

---
I got a $25 windfall in my PayPal account today from Swagbucks. (Which I'll be adding to my tally page on my sidebar.)

I also cashed in for two $5 AGCs.

I cashed out for a 500 SB code on Bing on Saturday, and should have enough for another one by Thursday thanks to the double points weekend.

On PerkTV I have nearly 12,000 points and have made tons of entries for giftcard sweeps with my tokens.

I have 43,000 points on Yougov - a survey site. It's enough for a variety of $25 giftcards, but the best value I think is waiting til I have 100,000 points for a $100 AGC. That's the only one that is point per dollar value. (I have referral links to YouGov, Bing, Ting, Swagbucks all in my sidebar if you're interested. )

---
I was going to call to set up a doctor's appointment today, but I forgot I had the number on my old phone. I'd only brought my new one with me to work today.

I'm a burping garlic and pumpkin seeds gal at the moment ...

I bought an Epson all in one year old printer w/full ink cartridges (except yellow) for $35 from the local FB garage sale. There was another one for $25 that didn't have ink. I've already used it to print my Sam's Club voucher and some coupons. Works great!

The $35 comes from my spending money.

I also cashed out my Pact money - $37 - which goes into my Spending Money category (just covers the printer!)

I did get on Bubblews today - but only for 1 hour. (maybe I stretched it a few minutes past that ...) I am not going to let myself be on there for more than an hour a day - whatever I accomplish in that time is what I accomplish.

I cashed out on Bing for a 500 SB reward - got the code and redeemed it already. Also cashed out 2 more $5 AGC cards for a total of 4 so far this month.

I did buy some groceries - I had to pick up printer paper - so went ahead and did my ONE shop for the week. I've got plenty of food, so I don't think it should be an issue.

I finally took my broken bookshelf out to the dumpster and also sorted through some more boxes - made a trash box and a donate box (both full already.) Have a lot more to go, but feel like I accomplished a little something.

Today I finally broke open my POI Season 3 DVDs and watched the first episode - can't get my money back on them (by selling) until I watch them, and the longer I wait, the less others will be willing to pay!

I'm about to head out to the store again - not for myself, but for NE - he needs some groceries and a charger for his phone (forgot to get from his car before.)

I downloaded two new SBs apps for iOS - have exhausted 3 of the 4 and am working on the 4th one now. I am considering signing up for the accelerator, although I need to double check terms - if CC SBs count towards the 1500 they'll match or not. (it basically means an extra 500Sbs each month)

I also downloaded PerkTv on my new iPhone and have been running that most of the day. It's another app where you can exchange for gift cards.

What I haven't done at all this weekend ... is write anything towards the 50k words. I'm actually not sure if I want to do it now - especially after talking to my mom on Thursday (before I got the stranded in Kansas City call from NE.) She was very supportive and everything, but I'm thinking maybe it's too soon. Some of the stuff I might want/need to put in wouldn't be too flattering to her. Maybe I'll figure something else out.

My phone arrived in the mail on Friday. I got it out of the mailbox and then headed out to Sam's Club.

At Sam's I was planning on using my voucher to get my one-year membership plus freebies - but they said I had to have a printed voucher - not a mobile one! Ugh!
They did however give me a temporary one day shopping card.

So I purchased an Otterbox cover ($30) and an extra charger cord ($14) to use in my car. I also picked up toilet paper, quinoa, frozen fruit, cat litter and a few other things - to the tune of $100 total.

When I got home I opened up the box with my phone and realized it needed to be charged - it was 100% dead. So I waited while it charged ... 30 minutes later I realized it did not have a SIM card!

I called Ting's customer service and found out that iPhone 5 and up had to have a SIM card. News to me. So I tried to purchase one on the Ting site for $9 - but couldn't because my previous account had been closed.

Call Ting again - they reopen my account (send me a code to my email to tell them) and I am able to purchase a SIM card - $4 shipping. It's guaranteed to be here in ten business days, but most likely will be here much sooner (could've gone with the $14 shipping method and had it here Monday. Not that desperate.)

I have my new phone all set up and ready to go - once I have the SIM card I'll be able to activate it and make sure it works well in my apartment. Once I know that for sure, then I'll be calling ATT and letting them know it is the end for us. (and porting my number)

I ordered a couple more charging cords for the 5S so I can charge my phone at work if needed or by my bed at night. Only $4 each.

Oh, after I started playing with my phone, I realized I'd gotten a 32GB one! I thought I was getting a 16 GB! So cool!

I need to order a new charging cord to go with my 4S in order to sell it on Glyde - the one I use now is ... um... frayed to say the least.

I have a $50 credit on my Ting account from somebody using my referral link, so that will cover the SIM card and probably the first month's phone bill.

I am truly looking forward to seeing my phone bills go down to $30/month or less. (Currently pay $75/month)

It may take awhile for me to break even (not sure what my ETF is going to be) but eventually it will be a money saver.

---
I'm going to do a separate post on my budget, since this one got so long.

===
I did just want to say that I was shocked at Sam's Club gas prices - $3.35/gallon!! I hope I just misread it, because that is at least $.36/gallon more than any of the local gas stations here. Kind of defeats one of the supposed benefits of a club membership.

I am still going strong on my 60 day no eating out challenge.

NE came over last night and we made spaghetti - he brought the noodles and a mango for dessert. I had the rest of what we needed. (Although I had to search high and low for my strainer!)

Today I did go shopping - supposedly *just* for bananas and something to scrub my stove with and something to clean my new pan that got burned sauce ... Of course ended up with more .. but not too bad.

On Sunday I shopped at Walmart and tried the savings catcher app again - this time it worked! I got $1.02 back.

I cashed out on Bubblews on Tuesday for $91 (September earnings). I am now up to $7 for October. I won't be spending as much time on it this month, so my goal is just to get to $50 so I can cash out again on the 31st.

I also cashed out $9 in Pinecone payments.

In September I cashed out for two $25 Paypal payments from SBs, so I'm a little behind for October. I was able to cash out for 3 $5 AGCs and am working on the other two.

On the YouGov survey site I have enough points to cash out for a $25 movie certificate. I'm debating if that is what I want to do or not - not sure which one to get - Regal or AMC theaters. It would be enough for NE and I to see a movie together (he and I saw Guardians of the Galaxy on Sunday - his treat. Loved it!)

I found out how much my health insurance is going to cost me - it's taken out pretax. $33/month. Not too bad at all. Next paycheck my dental will come out, but that won't be much at all.

This weekend I have two goals - get my pictures hung and sit down and figure out my budget and new goals.
Now that I have a job and I have a place to live AND I have a good idea of my monthly income ... it is time!

In February when I can start contributing to my retirement plan, things will change again (along with a pay raise.) But will check those eggs when they hatch.

If any of you read the YNAB blog, you may have seen Jesse's latest post about obliterating debt. He'd been heavily criticized for his previous post with people saying that since he was young, college educated and white that he had no clue what he was talking about.

So among a variety of things, in his last post he said that he and his family are going to do two things - move into an apartment for 3 months and do no eating out for 60 days. Here is a link to his post:

http://www.youneedabudget.com/blog/2014/good-debt-and-bad-de...

I have been lamenting the fact that I have been eating so horribly and spending so much money on takeout and fast food. Being here so near temptation has had a very bad effect on my spending and on my waistline.

While I don't have any debt to vanquish, I do have savings goals! So I decided to take up the guantlet of the 60 day no eating out challenge. Here are two links to Bubblews posts about it if you're interested:
http://www.bubblews.com/news/7723462-60-day-no-eating-out-ch...
http://www.bubblews.com/news/7762711-planning-my-menu-for-we...

I am also planning on *really* doing the ten items only shopping list. (I'm only going to count food items on my list.)

So far on my list:
frozen veggies
bananas
Peanut Butter
Jelly
eggs
shredded cheese
whole cantaloupes

That leaves me with 3 things I could pick up if needed later during the week.

Tonight though I am doing one last meal out before starting this challenge - heading to IHOP! NE is going to meet me there ... we're testing the waters at trying for a friendship *only.* One of the things we'll probably discuss tonight is exactly what that means ...

In other news, I finally completed my profile last night by finding a full figure shot. Now it's just a waiting game I guess.

First semester is over. Yay! We barely managed to get the first issue of the school newspaper out yesterday.

Had two nice surprises yesterday - the mission gave all of us $50 Walmart gift cards! This is the first bonus I've received since I started working here - I had just figured they didn't do bonuses. The second nice surprise was that my assistant gave me a gift - totally wasn't expecting one. She gave me a beautiful necklace with a tiny turtle charm, a cross necklace/earring set (which I can't wear because my ears aren't pierces, but I can give it to my mom), and a bunch of Hershey's miniatures. I rarely ever wear jewelry - mainly because I forget I have any ... so it's amusing whenever someone gives me a piece. (Amusing in the way of wondering if they'd noticed I 99.99% of the time don't wear any.)

My junior year of college I had a glamor shot photo done. NE saw it years ago when we first met, and the image stuck with him I guess. (probably because I look so different from normal everyday in it ... i.e. I was wearing a lot of makeup and my hair was gussied up.) This last summer we were talking about a lot of different things, and the picture / makeup thing came up. He told me that he'd really like to see me in makeup once in awhile.

So ... last night when I was at Walmart I decided to use some of the giftcard bonus to buy foundation, eye shadow and an eye liner. I already had lipstick and mascara. I was also thinking about buying blush, but just couldn't figure out a good color. Figuring out the color for the foundation was difficult enough - I ended up buying one of the more expensive brands that had one of those testing sheets that you put your hand under to see skin tone. I really don't remember the last time I bought foundation. I plan on putting it on before leaving to NE on Christmas Day - hopefully most of it will still be on by the time I get there. A small Christmas gift to NE. (I really probably need to go to somewhere like Macy's and get my colors figured out again - when I was in high-school a friend of mine who was really good with makeup helped me figure out colors - hence brownish eyeshadow/liner - but skin tone can change as you get older.)

I don't mind wearing makeup, especially on special occasions. I just don't usually think about it or want to take the time to do it. If I remember to put on lipstick and mascara that's a major miracle most of the time...

--
I bought some semi-healthy snack type foods at Walmart that I can take with me for my trip. NE and I have different eating schedules - I can't go more than 4 or 5 awake hours without something, whereas he can go much longer. So, it'll make life much easier to just have some foods I can snack on until he's ready to actually eat a meal.

(Dietbet) I have two pounds to lose by January 5. I was really hoping to be at Round 2 goal weight *before* leaving on my trip so all I'd have to do was maintain. I've decided to not stress out about it and focus on maintaining. I still can meet Round 3's goal (8% total of starting weight - which would be about 5 lbs from where I am right now) by February 5. I'm not going to go overboard on eating, but I'm also not going to obsess (too much) about calories, etc. I will however try to get in as much activity as possible. If I lose, great. If I maintain, fine. If I gain a little ... well, that's life.

I am looking into gyms in NEs town - especially hoping to find some kind of trial membership pass or something. Too bad there aren't any Planet Fitness in NE - then I could just pay $10 and use it while I was there and cancel.

--
I've made a total of 14 soaps now (2 with the messed up bug oil drops.) I bought some more soap cases at Walmart last night, but forgot to get the washcloths or ribbon! Doh! When I get to ABQ this afternoon, I'll get those things to add. I'll take pictures of everything and will eventually do them in a blog post here. Just not sure when. I'm going to give one of the soap/soap case to my co-worker who is looking in on Kari for me while I'm gone. I may also send one to my mom (along with the earrings) and maybe give one to my IT friend/coworker (she's having lung cancer surgery on Tuesday - please keep her in your prayers. )

--------
Looking at 2013:

Financially speaking, this was not a banner year. I spent a lot of money and saved very little. I did not meet any of my financial goals - though I came close on two of them.

1. Pay off car loan - Nope. Have roughly $1000 left.
2. $5k in EF - Not even close. I didn't really even add anything to my EF this year. I have money in savings, but I haven't earmarked it for anything specific yet because I just don't know how much all my traveling and eventual move is going to cost. So, in effect, the money that might have gone to the EF is in my liquid savings.

I'm not really sure how much I added to that this year, because it keeps getting spent. Right now I have approximately $3k in liquid savings.

3. $3k to ROTH - I put $2400 in this year. When I do my taxes I'll see if squeezing another $600 will make that much of a difference in taxes or not. If not, then I'm not going to worry about it.

4. $1k to FIRE fund - Nope. Zilch.

Even though I didn't meet my financial goals, my networth did increase substantially. It actually broke the 6 figure mark.

Personally:
2013 was a banner year for me. I managed to get the courage/gumption/nerve whathaveyou up to jump in and see if a real relationship was possible with NE. It was.

This year I have also managed to actually stop my soda habit. Other than a few sips of NEs soda, I haven't had any since mid-September. Stopping my soda habit has been a yearly goal for a long time, but other than a few times, I've never managed to stick with it very long.

Also, in October a switch seemed to go off that has finally made it possible for me to lose weight. I still have slip-ups (like .. my birthday and yesterday with the Hershey's miniatures ...)but more often than not, I'm doing pretty well.

Health (other than weight):
This has not been a good health year for me at all. I really suspect that I had mono starting sometime in late February/early March and have pretty much been recovering since then. I am however starting to have more good energy level/ feeling level days than low energy/yuck feeling days, so hopefully I'm getting close to the end of it.

----
2014 - Looking ahead

Financial:

Goals for first six-seven months - will have to re-access after moving at end of May.

1. Pay off car loan (by March)
2. Increase monthly ROTH contribution to $300 starting in April
3. In April and May - $200 to Moving Fund, as well as any tax return money
4. Move to NE at the end of May
5. Find a new job in NE (preferably one with benefits and better pay)
6. Find an inexpensive and relatively safe place to live in NE.

Personal:
1. Continue healthier lifestyle
2. Continue to grow in relationship with NE
3. After moving to NE, find a church family that fits me and get active in it

So I was going through my emails in my hotmail account where I have all my MyPoints mail sent. In amoungst the MP emails there were about 7 emails from various restaurants for free food - a number of years ago I'd joined a bunch of birthday clubs. Of course they were all places located in the DFW metroplex area, none of which are less than 90 miles from where I am now (the closest one is Schlotsky's (sp?) ) I really would love to go to Blue Mesa again, or to Cheesecake Factory or .... Oh well, that's the choice I made by coming here.

--
My fitbit was giving me fits yesterday - not counting correctly at all. So today I sent an email to customer service. They replied promptly and told me that my fitbit is defective and I could either return it to Walgreen's, or send them my receipt and they'd replace it. So I headed off to Walgreen's after work today and they exchanged it with no hassle! So I now have a beautifully working fitbit.

I currently have it connected to Walgreen's Balance Rewards, My Fitness Pal, GymPact, Achievemint and something else too I think.

I got in almost 5k steps today ... and that was *after* getting the new one.

---
I got approved for the Judy Freeman seminar in February!! This will be my third year going. It makes for a nice little mini-vacation. I stay in this fancy hotel the night before, eat breakfast for free at their buffet with a made to order omlette, go to the seminar and eat lunch out (reimbursed) and then head on home again. I wish the per diem was a flat rate and you didn't have to prove you spent however much on food ... but still, it makes a great paid for mini-vacation. (plus getting to see all the great new books for kids!)

---
I made $6 with Pinecone this week, and am within a few days of cashing out for a $5 AGC from irazoo again (thanks to their coupon deal - 60 pts a day!)

---
I had to fill up with gas today - $30.59 for 10.xx gallons ($2.595/gallon)

I also spent $60 at Albertson's. Not all of it was food (I bought a bottle that will be good for shaking protein drinks in.) I found these individual vegetarian split pea soup bowls - 220 calories, 24gr protein!! $1.29 each. I bought all 5 they had on the shelf ... That's one thing I'm trying to up - my protein intake. So that is almost pure protein calories! (a vegetarian source of it too!)

So my week off is quickly coming to a close. Overall, it was a very good week. The only downside to it was that what started out as a head cold/bad allergies, became a sinus infection and deep chest cough.

--
While I was at the doctor yesterday to get antibiotics for my sinus infection, I was of course weighed in. It was a nice confirmation of the accuracy of the new scale I got a few months ago (my other one was getting really unreliable.) I did gain a lb over the week, but considering how some of the food I was eating was much higher sodium than usual, I'm not too surprised. I'm still well under where I need to be to win round 1.

The doctor visit was $25.31, and the antibiotics was $10. (Of course, while I was at Walgreen's I picked up some more Nyquil, a pair of leggings (something I'd been thinking about so I can wear a skirt/dress even when it's cold), and ... a Fitbit Zip ... again, something I'd been thinking about for awhile.) So the total cost of my Walgreen's trip was $90.xx.

I also dropped off a couple bags of stuff to Goodwill - things that a former teacher had given me before she moved last summer but I just had never gotten around to getting rid of (used a few items from it, but mostly not useful to me.)

--
Having NE here was really great. He is such a sweet, sweet man. He *really* does not like social situations much at all, but he willingly agreed to go to the faculty Thanksgiving meal so that my coworkers would know that he was real and not something I had imagined. At the dinner he went and got me a drink ... I know that might not be a big deal to some people, but other than my brother/dad, I've never had a boyfriend do something like that for me. It just made me feel really special.

The tater tot casserole NE made was scrumptious! He doesn't have a working oven in his apartment, so I'm going to attempt to make banana pudding while I'm there over Christmas break. (I made cornbread casserole for the Tdinner - lots of compliments, including NE who isn't shy about saying what he really thinks about food.)

---
These next three weeks will be busy ones. Christmas dinner coming up this coming Saturday, preparing for the Christmas program, my birthday, and then the final push for the end of the semester. I will be SO ready to get on the plane on the 21st!!

--
There were some financial things I'd planned on accomplishing on Friday, but between being sick and trying to get into the doctor at the last minute, they did not get accomplished. At some point though I really do need to get them done.

I did receive a $6 payment from PineCone in my paypal account - which I've already transferred. I have around $28 in PineCone checks that need to get deposited ... I wonder how many checks I can photo deposit at a time to CapOne? I guess I'll just have to experiment and find out.

It seems as though I'm mostly having a chance to do an actual blog post on Saturdays. I've gotten into so many other things/forums, etc. that am just keeping up.

So anyway ..

I'm at about 2 1/2% lost of my starting weight for the 6 month diet bet. Round 1 weigh in is on Thursday, December 5, so unless I really mess up the week NE is here, I think I'm going to make it. That means I'll get back at least 12.50 (bet is $25/month - half put towards rounds 1 - 5, and half put towards round 6.)

I have been spending a lot of money on food ... but the vast majority of it has been healthy food. I've bought from Amazon chia seeds, ground flaxseed, pea protein powder and am thinking about buying green tea too (I keep forgetting to get it at the store.)

This past week I actually had two and half days where I was feeling almost 80% .. so close to normal! I don't know if it is because of the increase in fruits//veggies and reduction of junky/processed foods, or is a placebo effect. But it was good while it lasted. (Thursday morning I woke up with a sore throat and was exhausted all day Th/Fri.) -- I don't know if the sore throat has any connection with the 45 minute walk I took Wed afternoon in the cold wind or not.

I plan to start a new exercise routine tomorrow - 3 days of ~30 minutes of interval cardio training, and 3 days of bodyweight strength training. (I apologize if some of my words are missing letters - I think I need to replace the batteries in my keyboard.) For the strength training I'm looking at a couple of resources - nerdfitness, Al Kavadlo, and another one I can't remember. I also took a look at You Are Your Own Gym and Convict Conditioning - both of them require a pullup bar, which I don't have, nor do I feel safe putting one up on any of my doors in here. Maybe when NE is here I can get his opinion.

Anyway, all these people advocate strongly that it isn't necessary to workout for umpteen hours a week to lose weight/ get fit - 3 hours a week is good enough as long as it includes 90 minutes of strength training AND a healthy diet (defined slightly differently by different people - but mostly either "clean" or "paleo.") Being vegetarian, neither clean or paleo quite work for me, but what I'm taking away from both ideas is the idea of limiting processed foods as much as I can, and reducing intake of foods with added sugars. (Also, of course increasing fruits/veggies.) That I can do (mostly.)

--
After church today I stopped by Walmart. I was halfway there (parking lot) when I remembered the toaster oven in my trunk. So I found a cart and went back to my car and put it in. I was a bit worried at first from the reaction of the guy at customer service that they weren't going to take it back for a refund/store credit -- but they did! $34.93

I bought: bananas, apples, spinach, Welch's sparkling grape juice (for Thanksgiving dinner), frozen veggies, frozen berry medley (large pkg), sweet potatoes, Kellog's Nourish Oatmeal (surprisingly not that bad for a processed food!), Sunbelt Granola bars (box), lightbulbs, vitamin B complex, vitamin d3, a measuring tape, a set of measuring utensils, a jump rope and ... junk alert ... Terry's Chocolate Orange and SnapPea Crisps. (I might be missing a few things) All this for $70.94 - a $.60 coupon and the $34 gift card. (I need to wean myself off the Sunbelt bars ... they are so good though, and it's a way to get in a little chocolate every day along with fiber/protein .. am thinking of maybe getting chocolate covered almonds - have one serving of those when I need a pick me up right after work ..) (Haven't been able to find my measuring tape, and I want to have a measure other than the scale and a few items of clothing to mark my progress.)

---
I had our first Technology Club for this year on Tuesday. I'd planned on having the kids work on the Tynker computer programming lessons. Of course, our computer filters did not like that the lessons were downloads. Ugh. I'd asked about how much the premium program (with 16 guided lessons instead of the 5 free ones) would cost - $25/student. Yeah .... no.

So I'm looking at another option - getting a couple copies of the beginner's book for Google Sketch UP and have students work through it. I haven't checked to see if they are available on amazon yet or not (so I could use my gift card money.) I don't have another Tech Club until after Thanksgiving, so have a little time to figure it out.

---
I'm excited/little bit nervous about this coming Wednesday. We are having an author visit - my first ever that I planned (and my second ever in my life - first time I met a real published author was my Sophomore year in college - Kay Rizzo - that was TOO cool! (I loved her books.) The author sounds like a really nice, down to earth person (he'd have to be to be willing to change the date of his visit!) I think the kids are starting to get excited as well, although none of them have actually read any of his books (mainly because only one of his books is available on Amazon in a non ebook format - and the one that is available is only available used - so I bought one copy.) I'm buying two sets of his children's series (Wind*claw*chronicles) for the library (and for him to sign!)

Only 5 more school days til Vacation break, and only 9 more days til NE arrives!!! (Can you tell I'm just a little bit excited? )

--
My lightbulbs in my office burned out Friday afternoon which is why I bought some today. I didn't know what size/style to get, and ended up getting ones that are too big for the light fixture. They fit in the sockets and work - but I can't put the light fixture back on over them. Oops. At least I can see in here again.

---
Last night I was talking to NE about how much I miss the Dallas Summer Musicals (got into my head because of a post by a friend talking about how Ghosts (patrick swayze) is being made into a DSM production.) Then I segwayed into how much fun it was to see Kenny G and Jim Brickman in concert, etc. I haven't been to a DSM or any other concert since I was laid off at my oil and gas job five? years ago. He made the comment that I'm not *that* far from a good sized city (about 90 minutes depending on traffic and where you go.) That made me remember that when my family lived there when I was in elementary school that we went to a playhouse that did a production of Oklahoma! and I think that's where we saw a production of Steel Magnolias too.

So this morning I opened my Groupon app just to clear the big red number, and scrolled down a little bit. Guess what I saw????!!! Jim Brickman will be in concert here on Dec 18!!!!!!! Tickets are $17. I am SO tempted. I really would not want to drive there and back by myself (honestly, wouldn't want to go by myself anyway), so if I do this, I need to figure out someone here to ask if they'd go with me. I'd probably offer to cover their ticket if they'd be willing to drive on the way back (am NOT great driving late at night.) The only caveat is that it is on a Wednesday, which is one of my 3 weekly Skype dates with NE. I'd really hate to miss one of those .. but then again we'd be seeing each other in person a week later .. If I did go, it would be something like my 4th Jim Brickman concert, so if I didn't go, it wouldn't be like I was missing out on a new experience. I am conflicted, and need to make a decision by Monday (when the deal runs out.) The total cost of this would be about $30 in gas, and $34 in tickets (if paying for guest.)(plus I'd be really tired Th/Fri .. but this is worth that cost to me)

What do y'all think?

Well for the most part I've been doing pretty well with the 6 month diet**bet. It's mostly kept me away from junky foods and got me out exercising more. I'll be doing my first official mid-bet weigh in on Tuesday morning - that will qualify me to be in a drawing for what they call "consistency" prizes.

---
I received $20 in AGC from Swagbucks, and am now just waiting for the last $5 card.

I also got my credit for the last bill cycle - only two days after the payment posted. I guess they heard enough complaints about how long the last one took to credit? Either way, I'll take it. I now have more than enough SBs for my December $25 AGCs and am now working on extras.

---
After work on Friday I stopped at the public library to pick up a book for one of my 6th graders - she asked me if we had The Great Gatsby. We (being an elementary library) of course didn't have it. I didn't tell her it wasn't really a book most 6th graders would want to read/be able to understand -- remembering that when I was 13 I read both War and Peace and Ana Karenina - and did book reports on them! It was a lot smaller than I remembered.

I also picked up groceries - somehow I managed to spend $80!! All but $5 of it was for healthy foods. And here I was planning on trying to eat down my pantry and freezer before buying more stuff ... Ooops. Next week I'll definitely just stick to bananas and maybe orange juice.

I did buy a strawberry/bannana smoothie from McDonald's that is in Walmart. I was pretty hungry and thirsty, and figure that a smoothie was better than a soda!

---
So .. about the sigh... I had my doctor appointment Friday morning. I had already eliminated the possibility I was *really* hoping for before going. So after explaining to her how I've been feeling and my other health concerns, she told me that it could just be chronic fatigue syndrome and/or peri-menopause. Ugh. I'm 37. Not the words I wanted to hear coming out of my doctor's mouth, even though my Internet research told me that was one possibility. She's testing various hormones to see if this might be the direction I'm headed. I wanted to go home and curl up in a ball for the rest of the day, but I had to get to work. Work was a good distraction.

What really frustrated me though was that she told me that about the only thing I could do that would help my energy/health would be to do 20 minutes a day of activity/exercise. When I told her that I'd been pretty consistent for over 4 months of 5+ days a week of 40+ minutes of exercise (summer)and it had done NOTHING for how I was feeling, all she said was "it takes time." Arghh!

This is when I really wished I lived in a bigger city and had more choices of doctors - or wish I could be back in Dallas and back with my doctor there. I really liked that doctor - she was my doctor for ten years!

Oh yeah, on Monday night I had a sweet potato and asparagus about 6:30 p.m. Tuesday morning when I woke up and rolled to my back, I had my very first experience with acid reflux. When I told my doctor about this, all she said was "make sure you eat 3 hours before you go to bed." Ummmm....thanks.

---
My mom keeps asking me if I'm depressed, and I keep telling her that no, I'm not. I'm just so frustrated with my health. 10 months ago I did not feel like I do now. I felt good/healthy much more often than I didn't. Now I feel lucky on days where most of the day I feel half-way decent.

My former principal as we were walking out of Mass on Thursday said to me, "You've been sick a lot this year." I was a bit taken aback, and told her, "Well, I *have* been sick a lot this year, but I have only taken two sick days." She seemed kind of surprised to hear that and later on said something about me being too young to have health issues. I wish.

Her statement to me does make me wonder about what is being said about me around the school. If most of them knew what a struggle it is for me some mornings to NOT call in sick ... and how I spend most of my weekends trying to make sure I rest enough in order to make it through the work week ...

On Friday I printed off 5 coupons from Swagbucks - 2 for $2 off Lindt chocolate, 2 for $1 off Rice Dream and a $.50 Crest coupon. I didn't get into town until Saturday.

So after church I stopped by the library to pick up some additional books on spiders (2nd and 3rd are doing spider research.) Then I stopped at Albertson's (usually shop at Walmart, but Albertson's is right next to Walgreen's, which was my final stop.) Albertson's had Rice Dream on sale 2 for $5, and Lindt bars 2 for $5. Crest was also on sale. Sweet! Going in I had no idea of the sales - I just lucked out. The $1 (after coupons) isn't really saved money, because I didn't *need* Lindt ... but it sure was nice. The other coupons though were for things I needed/use, so are a definite savings.

Oh, I did stop at Taco Bell, so broke my streak of no fast food. I think it's my last time stopping there though. So frustrating. First, they raised the price of the 7 layer burrito to $2.99. Second, what happens too many times happened again -- I asked for NO guacomole or tomatoes. Guess what my burrito had? Ugh.

I spent $16 at the grocery store, $6.37 at Taco Bell, and $24.xx at Walgreen's (prescription.)

---
I was down to my last bar of gas on Friday, so I filled up in T for $3.23. ($32.47). I was really annoyed when I got into G on Saturday because I saw gas as low as $2.94!! I really should have just gotten a gallon in T - enough to get me into G and around. Will do that if it happens again.

---
So if you remember, I started a diet **bet about a month ago - betting that I'd lose 4% of my starting weight. Well, that didn't happen, but I did lose about 3%. I also saved a bunch of money on not buying as much junk as I had been starting to do, AND am almost ready to cashout again on GymPact, and am *really* close to cashing out on Achievemint. So, even though I'm out the $20 of the bet, I think I more than made up for it in other savings.

Well, I'm about to start another diet***bet - this one though lasts for six months. The goal is to lose 10% of your starting weight by month five, and then maintain it for a month. You can either do $25/month * 6, or pay $125 up front and get one month free. I went ahead and did the $125 up front, plus paid $20 for "weigh-in tokens" which makes it so you can compete for weekly/monthly prizes. I think I'm much more likely to be successful at a more long-term bet than trying to lose 4% in one month.

As of now, I'm back on NOT eating at fast food places, and limiting junk food purchases to one item a week. This will both save me money, and save me calories. I downloaded two apps which I think will also be helpful - My Fitness Pal (free), and a Couch to 5k program ($.99.) I'm probably going to repeat each week of the the 5k program 3 times to really take it slowly.

--
We are supposed to get a snowstorm here on Tuesday - no idea if it's going to be enough to cause a snow day. That would be nice if it did though. Then we'd have two 4 day weeks in a row. (Veteran's Day)

--
I signed up for Bing Rewards - mainly because I wanted to earn free months of Hulu+ so I could watch Once Upon a Time. But then I've since figured out that you can already watch OUAT for free on Hulu. Then today I discovered that you can redeem your Bing points for Amazon cards! If you're not already a Bing Rewards member and would like to do it, please consider letting using my referral link (check sidebar links) - I get 50 credits once you reach Silver level. I use the AGCs to buy books and other supplies for the school library I work at. (In fact, I am probably going to need to purchase some headphones for the computer lab very soon - ours are breaking rapidly or going missing - am thinking of getting the kind like you have for iPhones so they'll have a built in microphone.)

---
Ugh. I was going to cancel Amazon Prime and Netflix. Unfortunately I didn't set reminders to do that, and just remembered I was going to do that ... Checked - and they both already renewed. $79 for Amazon and $8.53 for Netflix. I haven't really been using Netflix much lately, so thought I'd cancel it for awhile. Amazon Prime is nice, but too much at $79 (I had a Student Prime account the past 4 years, but since I'm not taking classes this year ...)

So yesterday was our preview day. Overall it went pretty well, especially considering how tired and yucky I was feeling - and the first part of the morning, very hungry as well. (explain later)

The kids all seemed to be pretty excited about what we had - although they kept asking me about books they'd seen in the flyer or in the video ... which we did not have.

About mid-morning I had 20 minutes between groups, so I called my representative and expressed to her my frustration and disapointment. She listened, and figured out that I had been sent a "Standard" book fair instead of a "Premium" book fair. This is based on sales - I told her that I didn't understand, since for the past two years we'd made close to $3k and that was way more than the previous librarian. She wasn't totally sure of the reason, but told me to call the restock number right away for any of the books that I knew the kids would want. She also told me that she'd let the branch director know of the missing items (sales bags/signage).

Next I called the restock number with a large list of books the kids had been asking about (or exclaiming about.) They should all (except for one book which I guess is totally out of stock) be here by Tuesday.

In talking with various teachers/staff and a parent, I heavily promoted the online bookfair. Most of them acted like it was news to them - one even said "Why didn't you tell us about this?" Ugh. But .. it does sound like some of them might actually use that option. So, if that happens, then we might just have a chance of making the $2k mark.

I did make my first sale yesterday - one of our students is going to be out all next week. So he got his dad to come by and buy a book for him before leaving. Luckily I'd gotten my change money earlier that day from our principal.

---
This dog I'm dogsitting for is ... interesting. She certainly has added an element to my life. Such as yesterday morning ... I hadn't had a good nights sleep at all, so when my alarm went off I snoozed it a couple times. Until ... I remembered I had to take the dog for a morning "walk" before heading to school. So I rushed around throwing clothes on and took her out. When I got back in I put my breakfast together and sat down at the table - then looked at the time. 7:43!! Yikes! So, I threw my cereal back in the fridge, ate a piece of string cheese and drank my orange juice - brushed my teeth and threw my hair in a ponytail and rushed to school. 8 minutes late and hungry.

Last night after my Skype date with NE, I took her out for a walk. She seemed to be pretty full of energy, so we ended up being out there for a good 20 minutes - there were a few times where she was going fast enough I had to jog a bit to keep up. Thursday night she slept in her kennel all night with no problem. Last night though about 1:30 a.m. she started whining and whimpering and sounding like she was having a panic attack. Ugh.
This morning I took her on a walk, and she was slower than molasses the whole time.

I need to find out what/if any commands she actually knows.

Kari isn't hissing at her anymore, so that is some progress.

---
Thursday night I woke up around 1:30 a.m. with one side of my nose/sinus totally plugged up which caused one of my teeth to throb in pain. So I eventually got up and took an Oregano capsule AND a mucus relief pill. Yikes was that bad thinking ... not 5 minutes later my stomach felt like it was on fire. Once that calmed down, then I spent the next 40 minutes feeling like I was going to lose my supper. Finally by about 3 a.m. I was able to go back to sleep. Ugh. Ugh. Ugh.

So, at any rate I'm pretty much taking this weekend off to get as much rest as I can before the crazy week that will be coming.

---
Oh, I got a call last night from the head elder of my church. Apparently the nominating committee wants me to be a deaconess and the asst. communication director. I told him I couldn't be a deaconess (thankfully!!) due to my membership still being in TX! I did however accept the assistant position with the caveat that I'll be moving by June! All I can say is they must be feeling pretty hard up for deaconesses to ask me ... considering how sporadic my church attendance has been. Or maybe they were doing it to get me to come more often?

---
I took a survey for a bank - part of it was where you download a study on your iPhone and complete tasks. It was super easy and I'll be getting a $20 Amazon gift card for it in about a month. Sweet.

--
I did grocery shopping yesterday afternoon. I spent $63 on groceries/clothing/household items, and another $23 on snack food for my helpers on Tuesday. I'm going to see if I can get the $23 reimbursed from the library fund though.

I stayed home today from work - just haven't been feeling all that well and today was the best day of any to stay home (least classes.)

I had a great time in NE, although I did end up staying at a hotel Thursday night due to the weather here. It was really wet and cold here in T, and I was worried about it being icy at 4 a.m. Turns out it was a good thing I did that - because it was very icy here even at 7a.m.

So other than my airfare, I spent $67 on the hotel, $33 on a mani/pedi (in ABQ), $16 on snack foods at Walmart, and $7 at the airport. On the way back home I stopped at Walmart again and spent $49 on groceries ($6 of it was candy for the Halloween party.)

Our book fair starts on Friday, and the first day of sales will be on Tuesday. I'll need to pick up some snack foods for my helpers (6th and 7th graders)

I have arranged my first ever author visit! It'll happen on November 20. We had at first set it for the 13th, but the group of teachers putting together the family literacy evening had to change to the 20th. That made me a bit annoyed because my church is having a cooking class with a semi-famous tv chef on the 20th that I was thinking about going to. Oh well.

I finally received my SBs for my credit card today. I promptly cashed out for $40 in AGCs - leaving me with enough for my November 5 $5 AGCs plus some. I also received the email from AASL (school librarian org.) with my code for $100 in books from Capstone. I need to figure out what I'm going to use that money for - last year I bought a set of super hero comics which have gotten pretty good use.

Tomorrow one of my church members is bringing over their family dog. I'm going to be dogsitting it through the end of October. She mentioned something about paying me for it, but I'm okay with not getting anything for it. I have people look in on Kari all the time when I'm gone, and they never ask for/accept any kind of payment. The dog is pretty old and apparently isn't one for walks and sleeps most of the time. Will be interesting to see how he and Kari get along.

Only six days til I leave on a jet plane for a quick NE trip. Here's hoping it won't snow this coming weekend!

I have decided to not get a hotel room Thursday night. It's the time of the balloon festival, and hotel rooms are NOT cheap (when available!)

--
So I've been trying to figure out how to get myself remotivated to exercise and eat better (and cut out the fast food / cut back on junk food.) On Monday I came across this website called diet bet. Essentially you make a bet (anywhere from $10++) that you will lose 4% of your starting weight in 28 days. I decided to join one of the groups - the start date was Friday, and the end date is Nov 2. My bet was $20. I figured that whether or not I lose the 4% and get my money back (and possibly more - the pot is almost at $20k now!) I'll still save at least that much by not buying so much junk food and not eating at fast food places. So, either way, it's a win-win.

So far I've been doing pretty well! I'm making money also through GymPact and am only 5k points away from my first $25 check from Achievement.

The big test will be this weekend - leaving early Friday morning for the airport, then spending the day with NE - he wants to eat at this mom and pop diner on the way to his house. Then Saturday night I'll be riding with him all night on his delivery shifts - so, that will probably mean stops at fast food places ..

I'm thinking of bringing along some bags of baby carrots and almonds to snack on - any other ideas of things that are non-meat and not too processed that would travel well?

---
Other spending this last week:

Toll charges from summer NE trip: $17.40
Renewed professional memberships: $150
Groceries - $6.61 local shop; $40 - Walmart
Health - Bet - $20; Pilates equipment - $20
Gas ($3.07!!!) - $32
Misc. - $5 (bought a cupcake from a little girl peddling them - threw it away after she was gone. I only had a $5 ...)

Upcoming spending:
$65 - doctor (Must get by there this week!!)
??? - NE weekend
$10 - cupcakes for cakewalk
$5 - candy for Halloween party (debating about going this year...)

---
I cashed in SBs for my 5 $5 AGC's. I almost have enough for November's 5 5's (definitely will once the monthly bonuses credit and my SBs from the credit card.)

I have a Pinecone survey to complete today, so that will be another $3 fairly soon.

---
I have been updating YNAB *every* time I make a transaction. Hopefully I'll keep this up!

Only 3 more weeks til I make my trip to NE. I can hardly wait (even though it will be only for 2 1/2 days - better than nothing!)

As soon as I get back from my trip, it will be time to start preparing for the book fair. This year since we have an in-service on the Monday of book fair week, we will be having our pre-view day on the Friday before (Oct 18 I think.) I feel bad for the kids in my Friday classes - 3 Fridays in a row with no real class. But what can I do?

This Monday we have an in-service day. The local Diocesan changed the policy that everyone has to do the 3 hour training on s*x predators *every* year, instead of just once every five years. Ugh. So looking forward to it. (would be okay if they have different videos, but I highly, highly, doubt that.)

--
I'm feeling pretty dissapointed about something right now. I knew the likeliness of it was extremely minimal, but certain things led me to hope that just *maybe.* Sigh. Maybe another time. Probably never. If it had happened, it sure would have turned my world upside down financially/emotionally - but it would've been worth it. Completely worth it.

--
My mom turned 62 this last week, and my grandma 92. I think it's kind of funny that they're almost exactly 30 years apart - but really do not like each other. (well, the not liking part is sad, not funny) My grandma is going to be going on a Panama Canal cruise with my aunt in a bit more than a week from now. She is getting pretty excited about it. I hope when I'm 92 I'm as active and with-it as she is.

--
I need to get Kari in to get her nails trimmed this week. I would have done it this past Thursday but I ended up going into ABQ to meet up with a high-school friend and her family. I hadn't seen her in 20 years!! (Which is impossible right, since we both are 29 .. again and again and again. ) She has two boys - a 3rd and 6th grader. Polite and well-behaved. Her husband seemed like a nice guy. It was good to catch up. I really paid for the trip though - doing a 3 hour round trip after work, and then having a full, busy day at work the next day... Can you say exhausted?

--
I heard from one of my walking buddies yesterday. She asked me if I was still doing GymPact ... Um.... I was embarrassed to have to tell her that I really haven't walked much since school started. Between the rainy afternoons and not having anyone to walk with... it's hard to get out there. It seems like the rain has become less frequent the past few days, so I really just need to get myself out there and do it. No excuses! My clothes sure tell the difference between walking and not walking ...

---
I can't think of anything too much on the financial front right now. Bought some groceries and prizes for a trivia contest on Friday (prize drawing will be on the 30th - but Wal-mart had a ton of stuff on clearance.) ~$100

Payday was on Thursday.

Besides my trips with/to/for NE this year, I have at least two other trips I'd like to take. One is to TX for my best friends son's 8th grade graduation. I held him when he was a week old, saw him graduate from pre-school and kindergarten, and saw him baptized. If at all possible, I don't want to miss his 8th grade graduation. It will depend on several factors - one being when our 8th grade graduation is here and if I can do both. The other is to NC to visit my former walking buddy.

So ... seeing how I have a lot in the way of trips that I want to do, I really need to pull the reigns in on my spending. I'm still paying my cards off every month in full, contributing to my ROTH, and doing double car payments ... but otherwise my savings is at a standstill.

Groceries/Walmart seems to be my biggest money drain. So .. I am seriously (again) considering going to a cash basis for groceries. Still considering how to best do that here.
---
I have around $18 in checks from Pinecone that I need to deposit. Just need to do it - easy peasy taking a picture of it. That money will go to my travel budget.

What a summer it has been. Summer school, CA trip, and finally a long sojourn in NE. Now about three weeks til the first day to report back to work.

I have so much to catch up on, I'm not really even sure where to begin.

Finances - Oh boy. I really am not sure how much I spent between CA and NE, but to put it mildly ... it was way too much. Gas and lodging I have hard numbers for the NE trip -gas $237.xx; 2 hotel stays - $105.xx. I averaged 35.8 mpg (that's including around town driving in the average - otherwise it would probably be closer to 37mpg.)

I went a little nuts with the close proximity of fast food places and other shopping places. Seriously, a little nuts. NE treated for most of the meals we ate together - but that was just one meal a day. I bought groceries for myself to supplement, and ... the fast food ... Less than a block from his apartment - McDonald's (smoothie anyone???) and Pizza Hut (personal pan pizza???) Amazingly I seem to have only gained a pound (maybe it was due to all the walking I did as well?)

Then of course there was the Adventist Book Center (or ABC as Adventists know it.) I restrained myself on books (only 2! both on sale) but the veggie foods?? Total spent $71. I also checked out a Goodwill store and came away with 20+ books for the library (one, a brand new hardcover 2006 Guinness World Record book!!! Score!!) as well as a few other items (such as a pretty casserole dish, a pannini maker and a glass container for NEs change.) All for ... $28.xx!! (less than the cost of the WR book alone brand new!) I also went to the mall ... it was SO hot ... and I wanted to see if my gym pact anywhere function really worked ... It did. I also managed to spend money at JC Penny's (super clearance sale!) and then at Dress Barn (lace skirt/white blouse for $30.)

I messed up with one of my credit cards. I thought I had them all on auto pay full bill - but I left one out. Ooops. Thankfully when I got the notice that my payment was late, I was able to call them and get the finance charge and late payment fee dismissed. Thanks to my history of no late payments and always paying in full.
----

As I mentioned, I did a lot of walking. NEs place is less than 3/4 of a mile from Wilderness Park. There are some really fantastic walking/biking trails there. Most nights when NE was working, I did 3 - 5 mile walks (usually 4 miles.) It was SO beautiful! (and HOT!)

Other things NE and I did together - spent a lot of time at various area lakes with him showing me some of his favorite fishing spots as he was growing up. We also went out to Tuttle Creek where he caught a lizard, took a picture of it, and then let it go. We saw Man of Steel - loved it! Went out to eat at a lot of fast food places - mostly that are only NE/Lincoln places (Runza, Gregs, Tastee's --- all for Cheese Frenchies! Yum!!) I ate more fried foods in the three weeks I was there than I usually do in a year! We did eat at a few sit-down restaurants - IHOP, Olive Garden and a local place Beacon Hill Bar and Grill. I treated for IHOP.

NEs aunt died while I was still out in CA, and the TN family held the memorial service for her without inviting NE or his sister ... so we didn't do any big road trips.

Kari and the five cats ... Kari eventually settled down enough to where she was comfortable being out and about in the apartment -but not without hissing and batting at the other cats. The five cats just kind of tolerated her I think... Kari knocked down a 5 gallon aquarium (empty thankfully!) which shattered all over the place. She also took a great liking to a pair of expensive speakers as a scratching post ... Ugh. I hope when NE comes here to visit, that he and Kari will be able to like each other without the other 5 cats running over every time .. NE just barely got to the point of being able to touch her without being hissed at.

--
I attempted to hook my computer up to NEs modem, but could not get it to work. Until tonight I was slightly worried that I had jostled the modem or something in it during the trip to NE - but it is working perfectly. So, I was pretty much without a computer (although NE did let me use his laptop .. I didn't do too much on it because of its small size.) I really did not accomplish much at all - other than reading several books, watching stuff on Hulu and Netflix (and getting a warning notice from aTT that I'd gone over the 3 GB limit and my service will be slow next month ... ummmm thought I had unlimited data??) I forgot some books I needed to do stuff for my elective classes (from the six=month class.) Still, all in all, I kept pretty busy/occupied while NE was at work.

I am happy that I went. The time there definitely helped me see some things more clearly, and see some things that need to be addressed. He really tried to be thoughtful and do things he thought I would like. One thing that was clear is that I won't have to worry about him complaining about my housekeeping ... We did a lot of talking about different things - from current events, past events, views on issues, to possible future scenarios. It was definitely a good thing.

---
So ... in other news... my great Uncle (my grandma's sister's husband) died this past week. I wasn't close to him or anything, but I did like him from the times we'd interacted. Then in other big, but not really surprising news (sadly) ... my mom and the man she married in December are getting divorced - his idea. Basically he decided that he couldn't handle her health issues (more later), that she drove him nuts always wanting to go do things instead of sitting and meditating for eons of hours, etc. She is coming out of this pretty badly ... gave most of her furniture away when she moved in with him, gave up her tutoring students/business, gave up Buddy her dog, etc.

Her health issues --- about 15+ years ago she had a pituitary tumor which was removed by them going through her nasal cavity. It has returned, bigger than ever with the addition of lesions. She's going to need surgery to get rid of it, but due to the larger size and the legions, they are having to figure out the best course of action. She is staying at an extended stay place right now, and last week slipped and fell hard on her back/neck. She has had multiple back and neck surgeries ... So far it doesn't appear to have caused any more damages, but still not good.

Oh the REALLY big news?? My brother called my mom today!! (He had cut off contact with her in June after our dad died due to a number of reasons.) He told me he decided that it was time to let go and get past it. I was completely ecstatic!!

In mixed news ... I am now without any walking partners. Both of the co-workers I walked with this past year have gotten different jobs. One of the former teaching assts is taking one of the positions, another vacant position is being taken by someone who I don't think will be living here, and I don't know what's going to happen with the third one. The third one is my only hope for a new walking partner...

I have more I am thinking about, but this is already way too long. Tomorrow - what I found when I arrived home ... and lifestyle/diet thoughts/plans/thinking.

So ... in 5 weekdays my part of summer school will be over. In 11 days I head out to CA to see my brother, aunt and grandma. Then in 19 days I head out to NE to see my NE man. Can you tell I'm excited and ready? (especially for the last one!!)

Today was build day for the new playground sponsored by our school and our health insurance company. Hot, tired, sweaty just barely begin to describe how I felt when I got home. I took a 30 minute COLD shower, and still didn't feel that much cooler. At least I felt cleaner!

I spent part of the morning at the registration table, and then a few hours in the afternoon putting water in the wheelbarrows where people were mixing cement. I wouldn't have minded the job too much if it hadn't been for this one guy (who I guess was in charge) constantly telling me I was doing it wrong and then grabbing the hose out of my hand to start doing it himself ... Ugh. When we reached a breaking point where we had more cement ready for the mixer than could be easily/quickly mixed, I left and went back to the registration table.

The playground is very nice, although using mulch as the ground cover is pretty questionable here - especially considering how very windy it can get. I also heard that the flowers that the students/neighborhood kids had planted about 4 or 5 weeks ago and that had been left outside the science building at our school to grow, had been killed by someone pouring bleach on them. Twice. I hope whoever did that doesn't decide to mess with the new playground.

I'm thinking of renting Tiger Eyes from iTunes tonight. I doubt it'll come out in any theaters around here, plus seeing it on iTunes would be cheaper. I heart Judy Blume and am so happy that one of her books finally became a movie! (especially this one - one that I read at least a dozen times when I was in elementary school (7th/8th grade.)

Tomorrow I'll need to go into big G to pick up a memory card reader for our preschool director. She'd had our IT person buy her a brand new computer so that she could print pictures off her memory card ... but the computer doesn't have a memory card reader!! She asked me to look at it on Friday after school, and that's when I told her about the usb memory card reader. Oh, UGH UGH UGH - the computer has Windows 8 OS. It is HORRIBLE. For a smartphone, it'd be fine, but for a desktop? UGH UGH UGH! And this is coming from someone who feel way comfortable finding their way around a computer AND a smartphone. (She'll reimburse me for the purchase.)
---
I recieved 3 of my 5 $5 AGCs from SBs yesterday. I'm just waiting for the last two now. I missed the daily goal on Thursday I think.

---
I picked up my NON-generic Sythroid prescrip yesterday - along with sunscreen (from the clearance box!), sunglasses (to replace the ones I broke recently), and a few other items. Hopefully within a couple weeks this NON-generic will do the trick and I'll have my energy back. (I also read somewhere that sometimes you can get dizzy spells due to thryoid issues ... which might explain some of the dizzy spells I've had.)

---
I also filled up my gas (had two bars left - so didn't wait for fumes!!) The first gas station I went to - tried two different pumps and they wouldn't work. After the first pump didn't work, I canceled the transaction. At the second pump it told me to "see attendant" - he tells me that I have to leave my card with him and he'll turn the pump on for me. UGH! I do this, and of course it doesn't work. I went back in and told him "nevermind, I'm going somewhere else." Next place I went to the first pump worked with no problem - and it was for the same price! ($3.29/gallon)

So ... in 5 weekdays my part of summer school will be over. In 11 days I head out to CA to see my brother, aunt and grandma. Then in 19 days I head out to NE to see my NE man. Can you tell I'm excited and ready? (especially for the last one!!)

Today was build day for the new playground sponsored by our school and our health insurance company. Hot, tired, sweaty just barely begin to describe how I felt when I got home. I took a 30 minute COLD shower, and still didn't feel that much cooler. At least I felt cleaner!

I spent part of the morning at the registration table, and then a few hours in the afternoon putting water in the wheelbarrows where people were mixing cement. I wouldn't have minded the job too much if it hadn't been for this one guy (who I guess was in charge) constantly telling me I was doing it wrong and then grabbing the hose out of my hand to start doing it himself ... Ugh. When we reached a breaking point where we had more cement ready for the mixer than could be easily/quickly mixed, I left and went back to the registration table.

The playground is very nice, although using mulch as the ground cover is pretty questionable here - especially considering how very windy it can get. I also heard that the flowers that the students/neighborhood kids had planted about 4 or 5 weeks ago and that had been left outside the science building at our school to grow, had been killed by someone pouring bleach on them. Twice. I hope whoever did that doesn't decide to mess with the new playground.

I'm thinking of renting Tiger Eyes from iTunes tonight. I doubt it'll come out in any theaters around here, plus seeing it on iTunes would be cheaper. I heart Judy Blume and am so happy that one of her books finally became a movie! (especially this one - one that I read at least a dozen times when I was in elementary school (7th/8th grade.)

Tomorrow I'll need to go into big G to pick up a memory card reader for our preschool director. She'd had our IT person buy her a brand new computer so that she could print pictures off her memory card ... but the computer doesn't have a memory card reader!! She asked me to look at it on Friday after school, and that's when I told her about the usb memory card reader. Oh, UGH UGH UGH - the computer has Windows 8 OS. It is HORRIBLE. For a smartphone, it'd be fine, but for a desktop? UGH UGH UGH! And this is coming from someone who feel way comfortable finding their way around a computer AND a smartphone. (She'll reimburse me for the purchase.)
---
I recieved 3 of my 5 $5 AGCs from SBs yesterday. I'm just waiting for the last two now. I missed the daily goal on Thursday I think.

---
I picked up my NON-generic Sythroid prescrip yesterday - along with sunscreen (from the clearance box!), sunglasses (to replace the ones I broke recently), and a few other items. Hopefully within a couple weeks this NON-generic will do the trick and I'll have my energy back. (I also read somewhere that sometimes you can get dizzy spells due to thryoid issues ... which might explain some of the dizzy spells I've had.)