|
|
|
Viewing the 'General' Category
January 26th, 2009 at 12:06 am
Before my dad moved to CA, he enjoyed going to Panera's for a drink or a small sandwich and then using their Wi-Fi since he didn't have access where he was living.
I ran across this info about Panera's on another frugal forum I visit, and thought some of you may be interested.
Panera's is serving free coffee on Wednesday, January 28, along with free samples of their breakfast foods.
Text is Free Coffee at Panera's and Link is http://www.panerabread.com/breakfast/index2.php?pf=coffeeflash Free Coffee at Panera's
----
Today has been a pretty slow day for me overall. My allergies really are bugging me, so maybe that's why I'm feeling so tired.
---
My dad gave me a list of websites of places that supposedly are hiring in CA. I went through all of them, and the only thing I found was a head start teacher, but that would pay about what I'm getting now.
I passed along an email I got from ChaCha looking for sales reps in Texas to my mom. I think she'd do a really good job of it, once she caught on to how great ChaCha is.  She's applied already, and is now waiting to hear back.
----
My post today is: Text is Sunday Sustenance: Jan 25 - 31 and Link is http://thesinglefrugalton.today.com/2009/01/25/sunday-sustenance-jan-25-31/ Sunday Sustenance: Jan 25 - 31
---
It's hard to believe that there is only a week left of the first month of 2009.
Time waits for no man (or woman.)
Posted in
General,
Work Related,
Frugal Single Life
|
4 Comments »
January 25th, 2009 at 01:53 am
Without what you may ask?
A. Credit Card
B. House Keys
C. Camera
Well, both A and B are very good things to have with you, the answer today is C.
Until this Christmas I had been without a good working camera of any kind for, oh I'd say at least 4 years. I had a camera on my phone of course, but eh..., easy to take the pictures but not so easy to transfer them somewhere useful. So, I got out of the habit of picture taking.
Now though, I have been taking more and more pictures of various things.
So, this afternoon I headed over to the library to pick up a book that was on hold, and drop off a couple other books.
As I headed into the library, I passed by this car and had to do a double take. In the car there were not just one, but TWO large dogs. One dog was sitting in the drivers seat, and the other was sitting in the passenger seat.
It would have made for such a funny picture - but alas! my camera was still at home. 
------
My post today is: Text is Simple Pleasures - A Birthday To Remember and Link is http://thesinglefrugalton.today.com/2009/01/24/simple-pleasures-a-birthday-to-remember/ Simple Pleasures - A Birthday To Remember .
-----
So E never called me today like he was supposed to do. This doesn't really surprise me too much. Now I guess we'll have to see if he actually remembers to come up with a plan. On a scale of 1 to 10, I'd give the chance of it happening a 3, and that's being optimistic.
----
Did you read about the model who had a UTI that got into her bloodstream? The doctors had to cut off her hands and feet, but the infection still ended up killing her. She was only 20. So very sad.
She probably thought she had it all.
Life is so precious. We really need to treasure each and every day we are given.
Posted in
General,
Work Related,
Frugal Single Life
|
5 Comments »
January 24th, 2009 at 03:38 am
Work was good today - kept pretty busy throughout the day. Got the letter sent off to the RRC to fix my mistake.
I went to the deli for lunch. They have two selections that I can eat - Egg Salad or Spinach & Swiss in a Pita. I very much prefer the Spinach & Swiss, but they don't have much demand for it, so don't have it very often.
I hadn't been to the deli since probably sometime in November.
Today I walked in and got in line. As I checked out what they had laid out, a "YES" escaped my lips because I spied the Spinach mixture. One of the men behind the counter smiled at me and asked "You want the Spinach and Swiss right?"
The other ladies behind the counter also knew what I wanted. Then I got to the register, and the manager saw me, smiled, and said, "Spinach and Swiss, right?"
I chose a good day to treat myself to the Deli. 
------
After work I stopped by the gym to talk to E. I basically told him that I couldn't continue working for the gym when I never knew whether my check would bounce or not. Then I handed him my key that opens the other gym.
He pretty much apologized and said that he understands where I'm coming from. Then he told me that he really hopes I would change my mind because my few hours a week is pretty important - not many are willing to do a 3 hr shift once a week.
After talking for a bit more, I told him that I would be willing to keep working for the gym, IF I could be 110% sure that whenever I am paid, that there are NO chances of a bounced check.
He said that he will work on a plan for that to happen. Since my pay is roughly $45 or so every two-weeks, he may just make an exception and give me cash.
I felt much better after talking with him, but time will tell whether I am in the gym next Friday afternoon or not.
-----
My post today: Text is Friday Funny - Did You Forget Something At The Office? and Link is http://thesinglefrugalton.today.com/2009/01/23/friday-funny-did-you-forget-something-at-the-office/ Friday Funny - Did You Forget Something At The Office?.
-----
My poor grandma. She was scheduled to have a colonoscpy (sp?) yesterday. She stopped eating the night before and -cleaned- herself out. Then yesterday her appt was for 2 p.m. Her and my dad were still waiting at 3:30 p.m.
Finally Dad got the attention of someone, and the doctor saw her. She was told she didn't need it because they don't usually give them to people over 80. Polyps take 7 years to grow, then another 7 years to develop into cancer -- plus if they did any kind of surgery in that area, it would be much more difficult -- and really not worth it.
So, after nearly 24 hours of not eating, she and my dad went to the local Souplantation and ATE!
Posted in
General,
Work Related,
Frugal Single Life
|
9 Comments »
January 23rd, 2009 at 02:43 am
This morning I felt much better, so I went to work. I was *very* busy all day long.
I made a pretty big mistake though. There was this report I was working on to send in to the Railroad Commission. I had all the numbers figured correctly after having painstakingly entered a years worth of them for two different companies on a spreadsheet - then calling the companies to verify my numbers.
I needed to finish that report today, and get it sent off. So, I figured out the total, and started entering it on the first line. However I caught myself making a 6 instead of a 9. Fixed it with a little white out.
Sent it to the manager who has to sign the paperwork. He signed it and gave it back to me. I put it in the mail.
6 hours later . . .
Sh, the person who asked me to do this project, came to me and showed me the folder I'd filed the copy of the form I'd mailed. Changing the last 9 to a 6 wasn't my only mistake. I had also replaced the 9's in the thousands place with 0's - and hadn't caught it.
I *really* thought I'd done a good job on it. And yet, I muck up again. Ugh!
I've written a letter to the RRC to explain the accounting mistake, and hopefully rectify the situation. We'll see what happens I guess. (I had the numbers written correctly on the draft sheet - but somehow got 0 in my head!)
----
So E calls me tonight - leaves a voicemail. Not word one about the bounced check - just 'Laura could you help me out by opening g2 in the morning?'
I called him back and left a voicemail telling him I'd do it - but that we needed to talk tomorrow - in my most serious unhappy sounding tone possible.
He leaves me a voicemail (this time I purposely didn't answer) and tells me thanks, and sure we can talk tomorrow. All in a cheery voice.
I don't think he gets it does he?
----
I bought groceries tonight.
$11.67 from Walmart - fruit, frz dinners, pizza, chocolate 
I could have just gotten the fruit and been fine - but yesterday got craving pizza and almost ordered delivery - so decided to buy myself a Totino's for $1.12 instead tonight.
-----
My post tonight: Text is How To Save Money on Your Home Phone and Link is http://thesinglefrugalton.today.com/2009/01/22/how-to-save-money-on-your-home-phone/ How To Save Money on Your Home Phone.
------
Sorry for kind of a downer post.
Posted in
General,
Work Related,
Accountability,
Grocery Tracking
|
6 Comments »
January 22nd, 2009 at 12:23 am
Um . . do you remember my post on Friday about my second gym paycheck bouncing and how mad I was about it? I wrote E kind of a brusque note letting him know I wasn't happy about the situation - I was very formal in my writing, not my usual style. I think he got the picture that I was really upset.
So, today I got an email from him telling me that I wasn't needed to open the gym for the next two Friday mornings, but still needed for closing. Hmmm ... There's only two reasons I can think of for that - he's decided to open later or he's replaced me with someone else.
I have been considering quitting altogether before all of this happened. It's been difficult not having my Friday afternoons to get errands done before the weekend.
What do y'all think? If I did quit, that would be the end of my free membership - but I do have plenty of exercise equipment at home that I could use. It would also be the loss of about $100/mo -- but I could probably make that up via ChaCha or other resources.
If I did quit, then I also wouldn't have any need for using Chase anymore, since the main reason I opened my account there was to deposit the gym checks.
----
I stayed home sick again today. Felt a bit better than yesterday, but still not good enough to go into work. Ugh.
-----
My post today: Text is Like Music? Want It Free? Try This! and Link is http://thesinglefrugalton.today.com/2009/01/21/like-music-want-it-free-try-this/ Like Music? Want It Free? Try This!
Posted in
General,
Work Related
|
6 Comments »
January 21st, 2009 at 12:36 am
I wasn't feeling very good today - in fact I think I caught some kind of a stomach virus - cuz last night and this morning, I saw a lot of my bathroom. Ugh.
So, I stayed home from work today.
Since I was home anyway, I decided to go ahead and watch the historic event happening today. The inauguration of our new President.
As you may have gleaned from me before, I don't have cable. I suppose NBC would've been covering it - but I ended up watching it live on MSN.
It was so beautiful and inspiring. (even with my internet connection hiccuping at least once every 10 minutes!)
I hope President Obama hasn't set his sights too high, too lofty. But, I also hope that WE The People will be willing to help him bring about the goals he set before us today. THAT is the only way true change can come about.
---
As I was watching the broadcast today, I was also thinking about September 11. I was trying to think if it would have been possible in 2001 to have watched a live feed via the internet.
I remember being glued to my tv that night, and all of the next day - watching MSNBC transfixed. I had cable then.
----
I was checking stats on my today.com blog, and saw that I had had another hit from Google! I checked to see what the search terms were, and was SHOCKED to see that they were 'quinoa pancakes'!
I clicked on the search link, and found out that my blog was THIRD in the search results!!!
I think I'll have to post my recipe for it. Too bad I ate them already, otherwise I would already have a picture to use.
ETA: I double checked it, and it was actually google.ca the one for Canada that my site comes up third. Interesting.
----
My post today is Text is What To Do On A Tuesday Night - For Free and Link is http://thesinglefrugalton.today.com/2009/01/20/what-to-do-on-a-tuesday-night-for-free/ What To Do On A Tuesday Night - For Free .
Posted in
General,
Work Related
|
1 Comments »
January 20th, 2009 at 02:38 am
Eta: Speaking of cats, I saw this *hilarious* post on another blog and just had to share it! Text is Sunday Comics With Daisy and Link is http://daisythecurlycat.blogspot.com/2009/01/sunday-comics-with-daisy_18.html Sunday Comics With Daisy The whole blog is pretty cute and funny really, and is written by Daisy the cat.
-----
Today at work my former carpool rider told me that the kitty she took in to her home about 8 months ago, needs a new home. The kitty had a litter of kittens, which carpooler found good homes for, but kept Mama Cat.
The problem is that carpooler has a much older cat (16 yo) and Mama Cat is a youngster and likes to play and bugs older cat a lot.
Carpooler wanted to give Mama Cat to me (spayed, all shots, declawed, a sweetheart) because she knows I'd be a good home, and because I'm in the same complex, so she could visit Mama Cat.
My heart wanted to say yes. Many of my reservations about getting a new pet - all the vet costs, neutralized. But, I had to say no.
The timing just isn't right. If I knew that I was for sure going to be staying here for another year or more, then it would be different. But, right now I don't know if I'll be here a month from now.
It just wouldn't be fair to the Mama Cat or to the carpooler.
------
On a lighter note . . . check out what the Absentminded Technician did tonight . . . Text is How To NOT Check Your Smoke Detector! and Link is http://thesinglefrugalton.today.com/2009/01/19/how-to-not-check-your-smoke-detector/ How To NOT Check Your Smoke Detector!
Posted in
General,
Frugal Single Life
|
4 Comments »
January 19th, 2009 at 12:51 am
Although I stayed up WAY too late last night (err.. this morning?) I still managed to accomplish some things that I had put off.
Don't laugh . . . I got all my stuff put away from my CA trip!
One of the bad things about having a king sized bed is that more than half of it can be covered with a suitcase, clothes, etc., and it can still be slept on quite comfortably. (I really should have taken a before picture .. err no.)
I also did a major trash run (bags in front of my door ready to go out in the morning.)
Then of course did a dish run and a load of dishes in the dishwasher. I also cleared my kitchen table off of all the accumulated mail, advertisements, etc which had been building up.
Last, but not least, I entered 10 codes for the Coke Rewards points. (I have a shoebox full of the cardboard codes and cap codes still to enter - 99% of them given to me by my mom and stepdad who drink lots of Coke -mostly diet Coke.) I don't know why I'd been procrastinating so long on doing that. Every time I go to my mom's I get loaded up with more . .
If I would've entered these when I first got them, I would've had enough for the first movie ticket - back when they were only 330 points. But now it looks like they don't even have them anymore! Yikes! I guess I can try for the 1-day pass to Universal Studios for 1000 pts. ... just wouldn't be the same purpose. Ack. Procrastination hurts!
----
Saturday and Sunday were NSD's. So, I think that means I have 12 NSD's so far for January. (I don't count things such as paying tolls or paying monthly bills as spending. Gas, groceries, etc count.)
------
I'm listening to Pandora.com right now and one of my favorite songs is playing - Bubbly by Colbie Calliat. Whenever I hear it, it puts a smile on my face. 
-----
My post today is my meal plan for the week if you're interested. 
Text is Sunday Sustenance: Week of Jan 18 - 24 and Link is http://thesinglefrugalton.today.com/2009/01/18/sunday-sustenance-week-of-jan-18-23/ Sunday Sustenance: Week of Jan 18 - 24
Posted in
General,
Frugal Single Life,
Accountability
|
3 Comments »
January 18th, 2009 at 03:41 am
4 years ago I posted my very first blog entry for Keeping It Frugal in Texas. At that time I was going through my last year of teaching, and trying to figure out just what I wanted to do when I grew up. 
Eventually the school year came to a close, and life took several interesting turns. By February of 2006 I wasn't sure if I was going to find another full-time job, but my fellow bloggers sent me the good job vibes, and I found my current job.
Not very long ago, I had someone ask me what is it that makes it worthwhile to keep a blog here at Saving Advice.
This was my answer:
I would say that there is one really big advantage to blogging at Saving Advice -- The Community!
We stick up for each other. We share our ideas with each other, ask for advice, and even vent our frustrations without worrying about being belittled or put down or thought less of. Once in awhile we will get someone here who doesn't quite 'get' the fact that no one will put up with someone putting down another blogger.
I've seen it happen a number of times where a comment has been made by a 'passer by' that is unkind, and WHOOSH they are kindly, but firmly made aware that that isn't acceptable in our blogging community.
No, you can't make money off this blog - as in actual earnings from the website. However, the ideas generated from the many people who come here, along with various challenges bloggers propose throughout the year (not to mention the ongoing $20 challenge) you could potentially SAVE a lot of money.
Thanks for the memories.
-------
Now for a bit of laughter, my post today
Text is Laughter, the Best Medicine and Link is http://thesinglefrugalton.today.com/2009/01/17/simple-pleasures-laughter-the-best-medicine/ Laughter, the Best Medicine . It includes my first ever video uploaded to Youtube!
Posted in
General,
Frugal Single Life
|
12 Comments »
January 17th, 2009 at 04:50 am
Okay, I'm going to start with the good.
Work was good today. I stayed very busy the whole day, and a vendor bought pizza for all of us. Free food. 
If you remember, I lost my TollTag sometime between Dec 24 when driving to my mom's and Jan 6, driving back home. I had the feeling that it would be okay for me to continue to go through the Toll Tag area, even though my tag wasn't on my windshield. I had found my tag on the floor of my car a number of times before *after* getting to work, and had never received any violations.
However, Tuesday night my mom made me worried that maybe I had been wracking up violation fines. So, W, TH, and Fri I went through the pay booths. Ugh.
Tonight I stopped at the Toll Tag office on my way home from working at the gym. I explained the situation, and was told that I was right. Since my license plate is registered to my Toll Tag, it automatically goes against my account - no violation fines. Whew!
I had to pay a $25 fee (can be refunded if I find my tag) to deactivate my old tag since I didn't have it to turn in. Thankfully they have gone to a new type of Toll Tag that is similar to the car registration/inspection stickers which stick to the inside of your windshield. I guess enough people complained about how often their tags fell off that they changed the design! 
---
I was looking at my stats today for my today.com blog. It shows you what websites your unique visits are coming from, and if any of your posts are showing up in Google searches.
Guess what? I had TWO unique visits from a Google search which gave them my post on Text is MyPoints Visa vs Chase Rewards Visa and Link is http://thesinglefrugalton.today.com/2009/01/12/mypoints-visa-vs-chase-rewards-visa/ MyPoints Visa vs Chase Rewards Visa! Woo hoo! I've been indexed!
-----
Unfortunately my day turned less great when I got home and checked the mail. In the mail there was a letter from Chase telling me that my last gym paycheck had been returned for NSF.
That by itself really made me annoyed.
But, it's worse. By the 13th, I figured the check had cleared and it was safe to go ahead and move it, plus some other money to ING. So, I scheduled two withdrawals for the 14th. There would be about $20 left in my account after the two withdrawals.
The check bounced on the 13th. (Must have been after I checked my balance.) The first transaction went through fine. However, there was only $88 left in the account when the 2nd transaction of $100.00 went through.
So, in one day's time, due to one bounced check, my Chase account is now in the negative.
This is the second time I had a gym paycheck bounce. The first time it *only* cost me a $10 NSF fee, which was eventually refunded by E. (It took until the next payday to get the bounced check + fee refunded though!) This time however has cost me $35 in NSF fees and caused my account to go negative.
I was NOT a happy camper.
I sent E a screen shot of my bank account page showing the numbers so he' have "proof" of the numbers. I also told him that I wanted to have the full $82.xx in CASH by no later than Wednesday so that I can bring my account back in the positive.
I also told him that I had lost any confidence I had in him telling me the truth when he says 'the money is there to cover it.' From this point on, I will be calling their bank to see if the money is actually there to cover it.
I was pretty close to telling him that I had had enough - to find someone else for the job. But then I got to thinking about the average $150/mo (including the cost of free membership) that I'd be losing . . and bit my tongue enough to give him a chance and see what he'll do.
I vented my frustrations in as positive a manner as I could by writing about how the Text is Economy is Hurting Gyms and Link is http://thesinglefrugalton.today.com/2009/01/16/economy-hurting-gyms/ Economy is Hurting Gyms .
Posted in
General,
Work Related,
Financial,
Accountability
|
3 Comments »
January 16th, 2009 at 04:03 am
Personal Goals:
* Find a balance between making more money and having a life.
--What this means:
-----Limit myself to 10 hrs a week doing anything related to ChaCha.
-----Accept only one extra gym shift per week.
Well... I have kind of been on a ChaCha hiatus since a bit before Dec. 15. But instead I've added my today.com blog which is taking a lot more time than ChaCha ever did. BUT I have kept to just one morning a week at the gym. 
* Build existing friendships
----Contact at least one friend each week via email or telephone.
----Invite a friend(s) to my place at least once a month.
I have contacted a friend at least once a week. However, I haven't invited anyone over just yet. My excuse is that I was in CA for two weeks! 
* Build new friendships
----Attend at least one Vegetarian meet up per month
----Join and attend bookclub once a month
Um . .. moving on.
* Give Back to Others
-----Participate in at least one volunteer activity each month
I did sign up for something this past weekend, but then overslept and missed it. Ooops.
* Have home be able to be company ready in 15 minutes (similar to flylady w/o the emails)
Nope - not even close.
---Do an initial cleanup run - trash, dishes, etc.
Did do that before CA. Need to do again.
---Divide apartment into cleaning and decluttering zones. Focus on each zone for one week.
Not Yet.
Financial:
Car Fund: Finish funding to $4,000.00
DONE! (After this month's interest from HSBC at least.)
House Downpayment: Save $5,000.00 towards it.
Cruise 2010: Save $500 towards it
Vacation(s): 2, possibly 3. I'm estimating needing roughly $1,000.00.
Okay, definitely a case of progress but not perfection.
-------
Today was a SPEND day!
Gas: $17.27
Walmart Groceries: $26.25
Target Groceries: $16.90
I made it out of Target without picking up any junkfood! All I got were Amy's Burrito's for my work lunches (10 @ $1.69 each!)
Today was also a good day at work. A coworker and I went out to lunch at a mall (she treated) because she needed to exchange something. That was fun. 
-------
My today.com post today is about Text is How to Get Healthy Without Spending A Lot and Link is http://thesinglefrugalton.today.com/2009/01/15/how-to-get-healthy-without-spending-a-lot/ How to Get Healthy Without Spending A Lot
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Accountability
|
7 Comments »
January 15th, 2009 at 02:24 am
It was pretty busy today at work. I was the Queen of the Copier for a large part of the day, which made me very glad I wore my flats! 
Today marked my 6th No Spending Day for this week, and a total of 10 for January. This really is remarkable for me. I've had some uber stressful days this past week, and my coping mechanism has usually been to get something to eat on the way home from work (i.e. junkfood.)
Tomorrow also marks one-month of no soda. 
I've only made it to the gym to workout once since getting back to TX. Mainly I have slacked on going because I haven't been feeling 100%, and of course, jet lag. I'm hoping that by next Monday I'll be feeling more back to normal and get my routine going again.
------------
I had my first comment on my today.com blog last night! Woo hoo! 
Tonight I wrote a follow up post of sorts to yesterday's called: Text is How a Pocket Notebook can Save You Hundred's of Dollar's a Year! and Link is http://thesinglefrugalton.today.com/2009/01/14/how-a-pocket-notebook-can-save-you-hundreds-of-dollars-a-year/#more-12 How a Pocket Notebook can Save You Hundred's of Dollar's a Y...
I'm so happy with the camera I got for Christmas from my mom and stepdad.  It is SO easy to transfer pictures from my camera to the computer - just need the memory card and then plug it in. Voila!
I've been without a good camera for so long, it's going to take me awhile to get into the habit of taking pictures again.
I'm also trying to figure out what I could do videos of . . . .hmmm??
Posted in
General,
Work Related,
Frugal Single Life,
Accountability
|
7 Comments »
January 14th, 2009 at 01:16 am
I really wasn't feeling very well today, so didn't do my gym run time this morning.
Work was ultra busy today. Ever get the feeling like you can't do anything right? Well, yeah, had that today. Got better by the end of the day though, so that was good.
So tonight when I got home I decided that I probably ought to check my mail. Most of it was the usual junk, but there was one very interesting item.
Some of you may remember how at the beginning of 2008 I was hired to be a part-time SAT tutor at the company my mom works at. (Or, should I say -worked at- she quit yesterday!!) I only went to the first training session, because for numerous reasons I realized that the job wasn't a good fit for me.
I never got paid for the two training hours. After a round of emails back and forth between myself and the person handling the money, I finally decided to just let it go. $20 wasn't enough for me to go real hardball - esp. since I didn't want to make things hard for my mom.
So, in the mail tonight I received a W-2 form for $20!! I *never* received the check - and I certainly *never* cashed it!
I sure don't want to pay taxes on money I never had - even if it is only $20. Now I am in the mode of contemplating how I want to handle this.
Perhaps a certified letter with copies of the email exchanges, as well as a reassertion of my never having received the check? Perhaps ask them to provide me with both proof of payment as well as proof that *I* signed the check?
Perhaps to have a CC to a fictitious lawyer?? (Actually, I think I may know a real lawyer who'd be willing to do me a favor. Hmm. . )
I'd love to hear any suggestions you all may have. Even if it is for me to just let it go. 
----
Today was a no spend day. (I think this makes 5 days in a row!)
--------
Oooh! Oooh! Good news!
I was just getting my supper ready a few minutes ago. While I waited for the microwave to finish I checked some mail I had on the table. One of the items was that letter from the PA District regarding the class action suit against Wachovia.
I thought the deadline to claim your refund was January 9, and that I had missed it. But, after re-reading the paperwork, I saw that it actually is MARCH 4! Even better, you can submit your claim online! Yes!
-------------
I know from previous posts here that many of you can relate to feeling like you are sometimes subsidizing the librarian's salary.
Today I posted a blog about Text is How to NOT Pay the Librarian's Salary and Link is http://thesinglefrugalton.today.com/2009/01/13/how-to-not-pay-the-librarians-salary/ How to NOT Pay the Librarian's Salary. As a bonus, there is even a picture of one of my favorite pieces of furniture in my apartment.
Posted in
General,
Work Related,
Accountability
|
8 Comments »
January 13th, 2009 at 02:37 am
Looking on the bright side:
1. No spend day
2. Didn't eat any office goodies
3. Made it back to the gym this morning
4. Had library books to pick up
5. Was really busy at work
The eh . . part -- some things at work really got to me. Probably more so because I didn't get much sleep due to going to bed at 1 a.m. I was working on my other blog, figuring out advertising, etc.
I did make a surprising discovery though in the process of writing my post today Text is }MyPoints Visa vs Chase Rewards Visa and Link is http://thesinglefrugalton.today.com/2009/01/12/mypoints-visa-vs-chase-rewards-visa/ }MyPoints Visa vs Chase Rewards Visa There ended a preconceived notion for me.
Posted in
General,
Work Related,
Frugal Single Life
|
5 Comments »
January 10th, 2009 at 02:08 am
I can only say this now, since there wasn't much damage done and there was no loss of life (as far as I know at least) but someone asked me in a previous blog entry if the Mobile Home was on a fault line.
Apparently the answer is, if it's not ON one, it is NEAR one!
I talked to my dad this afternoon, and he told me that they had experienced an earthquake on Thursday evening! It was only a 4.5 or so, but it's epicenter was in San Bernadino which is near Loma Linda.
Even though he'd lived in CA when he was younger (late high-school/college) this was his first earthquake. He said it felt like an explosion or a large crash.
----
Ugh. Some one thinks I want to hear their rap music. They're sitting out in the parking lot with their windows open and car stereo loud.
It would be nice to have some kind of electronics scrambler to point at vehicles of people who insist on sharing their version of music with the world. *evil laugh*
(Someone must have said something, the decibels moved down a couple notches -though I can still hear it.)
---
Today was a no spend day. 
---
E asked me if I'd like to take over opening the gym on Monday mornings. I told him that I had made a promise to myself not to do more than one morning a week (unless an emergency.) That my exercise routine just suffered too much when I did the extra shifts. He was understanding. -- The extra $13/wk sure would be nice, but my workout days are already reduced to just Monday to Th - not worth $13/wk to lose another morning.
Posted in
General,
Work Related,
Financial
|
9 Comments »
January 8th, 2009 at 04:04 am
Updated sidebar. I'm within $400 of fully funding my Car Fund! Woo hoo!
-----
I pulled into my parking space around 7 p.m. last night. It was so good to be home. I had a really good trip, and was really really spoiled . . but it was so good to be home. 
I didn't sleep very well at all last night, even though I was really tired. Even so, I managed to make it to work this morning on time.
Most people seemed happy to see me back, and I was happy to see most of them. 
There was a good stack of work waiting for me on my desk, and more was added to it through the day. Yay! 
I seem to be missing my toll tag. I noticed it this morning just after I breezed through the first toll station. Ugh. It's not in my car - it has a habit of dropping off the sticky tape and falling on the floor. I need to do a through search of my apartment in case I for some reason decided to put it in here for 'safe' keeping.
After work today I stopped by the library and dropped off about 10 items, and picked up 7 new ones. Most of the new items are part of a series I started reading out in CA and wanted to finish, the others are by the same author.
--
Of the 5 applications I submitted in CA, 3 of them have already been filled, and the two others I have not heard about yet.
My dad and grandma *really* want me out there in CA with them.
While I was out there we stumbled across a really great deal on a mobile home. It was in the same mobile home park as another home they really wanted me to see. (I think they get that I'm not too excited about sharing living space with them.)
The Mobile Home park itself is *very* nice and very well kept. They are in the process of remodeling their Social Club building and swimming pool area.
The lot fees are $600/mo (may possibly be less). (For comparison sake -- a cheap/very trashy mobile home park in the same city has a $350/mo lot fee -- another slightly more upscale mh park w/smaller lot spaces has a $1200/mo lot fee.) The lot fee includes sewer, water and garbage, plus community upkeep.
I fell in love with this home. The land around it is mostly covered with gravel = minimal outside upkeep. There is a fully grown and producing orange tree. There is a roomy covered porch (where I could place a porch swing!) There are two good-sized storage sheds, plus a covered parking area on one side of the house. In the backyard, behind the storage sheds, there is enough space where I could put in a veggie garden if I wanted to.
The house is over 1500sq. It has 3 bedrooms and 2 bathrooms. The dining room/family area has a gas powered fireplace. The kitchen has a really good sized pantry. The laundry area is more spacious than at my mom's house! The master bath has a double sink with a curved counter (very pretty) and a spa tub. The appliances (fridge, stove, washer/dryer, dishwasher, etc) go with the house. They would also be willing to sell me their dining set (mine is falling apart.)
The roof is less than 4 years old. The AC unit is less than 4 years old. The flooring is parquet (sp?) throughout, and ceramic tile in the bathrooms, less than six-months old.
It is very well kept inside and out.
The family who is living there right now, is wanting to move back to Argentina to be near the husbands mother. They are an SDA family (I'm SDA as well.) The house is mortgage free. My dad broached the idea of them possibly carrying the note . . . they sounded very willing to discuss that idea.
My grandma has stated that she'd be happy to help me out with a loan. I'm not sure if that means she'd match the loan she gave my brother (which he's already paid back) or possibly more.
I haven't totally played with the numbers . . . but here's what's kind of running in my head.
Homeowner is asking 55k.
I would offer 53K (including dining set) with a down payment of 30k. The remaining 23k would be paid in monthly installments plus 5% interest for 7 years. (I'll ask for 10, but be willing to settle for 7.)
The 30k down payment would break down like this:
$7500 - First time Homeowner Credit (have to check if I could get this for a mobile home where it is not a bank mortgage)
$5500 - From my savings - would have to use part of my emergency fund, plus housefund - but would still be left with at least 3 months expenses (with house).
$13,000 - I would borrow from my grandma with a payment term of 10 years at 5%.
(Depending on how the First Time Buyer Credit works, may have to initially borrow 20,500k.)
---
Property taxes are $300/year. Average utilities for a family of 4 running a home based catering business $180/mo.
---
I'm guessing it will run me around $1300 - 1400/mo for the first 7 years.
On what I make right now, that would not make ANY sense at all. (Be roughly 80% of my take home!)
BUT, the only way I'll even move out to CA is if I find a job where I make a good bit more than I make right now (and has comparable or better benefits.) So . . if I could get that amount to be more like, oh . . 60% or less . . I might bite.
Yes, I do know the wisdom of keeping housing to 30% or so of salary (is that take home or gross though?) *Remember, I have no debt - no car payments.*
I'm also aware that Mobile Homes aren't known for their appreciability. I'm willing to take the chance that in another 5 years if I wanted to sell, I'd be able to at least get my money back, plus possibly some more -- or at least get most of it back. To have a place of my own . . .
Needless to say, this all really is probably a huge pipe dream - because in order for it to have an iota of a possibility --- I have to find a job in CA while living in TX!
----
You may have gathered that I don't have a strong belief that I will be able to find a job in CA. My dad on the other hand strongly believes that I will. LOL
I have to tell my apartment management by January 30 whether or not I will be signing a new lease. My actual lease isn't up until March 30 - but they require a 60 day notice.
If I don't sign a new lease, and am still here, I would have to go month to month. That would mean an increase of at least $120/mo (maybe more).
However, if a miracle were to happen, and I *did* find THE job in CA, then having the flexibility to move within a few weeks time would be very handy.
--
Seriously, I wish I hadn't seen this place. I told my dad I thought it was really silly to go looking at housing (especially to be talking to homeowners!) before even having a job lined up! Talk about putting the cart before the horse.
Le sigh.
The damage is done though. I am besotted with the idea. Maybe though I'm so besotted with the idea that the reality of that much money going to housing isn't hitting as hard as it should.
Sure, I'd be more than doubling my living space (including yard/storage areas) -- but I'd also be nearly doubling my housing costs.
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
8 Comments »
January 1st, 2009 at 03:42 am
Happy New Year everyone!
I tried posting this earlier,but lost my connection.
We just got back from seeing Marley and Me. 3 hankie movie. So good.
Spent: $24 for 3 matinee movie tickets (they finally let me pay for something!)
----
Yesterday we had a long day, but it was a good day.
First we stopped at the President Nixon library and museum.
My dad stepped into the discussion with Winston Churchill and other to lend an American point of view.

Then of course all of us had our picture taken by the Berlin wall.


Later we stopped by the Glass Cathedral where Robert Schuller (sp?) is the pastor. It was quite pretty and very large.
Finally we arrived in Long Beach. We all were quite hungry since we hadn't eaten since that morning.
After quite a bit of searching, we found a PF Chang's. I'd heard of it before, but never eaten there. I'm so glad we did! They had a good selection of vegetarian dishes, and we had to end of course with the Great Wall of Chocolate. 
After eating, we walked along the marina. There were a number of interesting shops, but we became like little kids in the hat shop. I really should have taken a video of that. 
Finally, before heading back, we saw the Queen Mary all lit up. My grandma received a phone call from a friend who had sailed on it in the 1960's.

Here is a picture of how there can be no snow in Loma Linda, but not too far away the mountains are covered with it. 

*P.S. I'm loving my camera.
Posted in
General
|
4 Comments »
December 30th, 2008 at 03:48 am
I'm writing from sunny Loma Linda, CA (well, it was sunny and warm today - lets not mention the previous few days!)
My dad and grandma have been spoiling me with way too much food ever since I've arrived and neither one of them will let me pay for anything!
I really hope I still can fit in my clothes by the time I head back to Dallas! 
Friday we hit the after-Christmas sales and got some good deals on clothes and a few other items.
My mom and stepdad gave me a digital camera/camcorder which can also be used for a webcam. I was in shock! It didn't come with a memory card, so my stepdad loaned me a 2gb card so I could take pictures and video. I've been having fun with it. Today I found a 4gb card for $15 at Circuit City, so I'll be able to give him his card back.
When I get home I'm going to transfer all my pictures and videos, and maybe share a few.
If you've ever played the "I Love Lucy" board game --- we (dad, grandma and I) took videos of everyone who got an "Ai Yi Yi!" card. It was fun. 
-
We visited the local gym today (finally).
I was dissapointed because the inside track I was looking forward to using is closed for rennovations until Jan 5. 
I can purchase a "One-month" membership for $15 instead of daily guess passes. Although I'm not sure if I'll even be able to get there more than 3 times .. . we'll see.
---
My dad took me by the library yesterday, and I checked out 6 books. I finished one last night a bit after mid-night. 
---
Tomorrow we are going to go visit President Nixon's Library. It should be interesting. We may go to President Regan's Library as well while I am here.
----
I haven't heard anything back from the applications I put in yet. It probablly is due to the holidays.
My dad and grandma have this idea that maybe I could buy a mobile home in the local mobile home park here. They took me through it on Saturday and it does look like a nice place to live. It may be a way for me to get into a home of my own - even if it's not a "house" like I'd been thinking about.
---
I'm not sure why, but my Asus laptop has a lot of trouble connecting to the city-wide WiFi here in Loma Linda. If I did come out here to live, I'm not sure I could be content with not having easy access and probably would be willing to pay for my own personal access.
But of course the whole thing of moving here to Loma Linda or not has one big obstacle (other than me being 100% sure this is the way to go) and that is me finding a job here.
---
Yesterday my dad and I were doing some engineering work. We needed to cover the top of the back porch lattice roof with two tarps. The covers needed to go into the middle of it. My dad was talking about getting up on the roof and throwing the tarps out. I didn't want him getting on the roof, so I came up with the idea of tieing a rope through the holes on the ends of the tarp and throwing them across, then pulling the rope through, and the tarp across. It worked. Although in the end he still did have to get up on the roof to do the final straightening.
--
Since Dec 24 I have spent:
$15 -- Checked one bag on flight
$1.50 - library fee (dad's - checked out a video - have to pay a rental fee at the library here)
$2 - 2 packs of Eclipse gum
Yep, that's all I've spent - and the checked bag money will probably be reimbursed to me - although I'm not going to say word one about it considering how much I'm being treated to already. 
---
One week till I have to go back to work.
Posted in
General,
Work Related,
Frugal Single Life,
Accountability
|
7 Comments »
December 23rd, 2008 at 04:36 am
This afternoon I got a call from T's husband inviting me to a Cookie Party at Mr. B's house. (Mr B was my teacher aide for a year, and was also T's aide for a year - amazing, giving, selfless man - such a hard worker.)
Of course I said yes! 
Mr B had baked 4 or 5 dozen sugar cookies in star shapes and tree shapes. He'd also made several kinds of fudge, several types of regular cookies, and loaves of 'friendship' bread.
It was really good to sit and chat with everyone. At first the kids were decorating the sugar cookies, but then they got tired of it. So . . us adults got to get in on the fun. 
Mr B sent us all home with a huge bunch of goodies.
I can't have that in my home for more than tonight, so am going to take it into work and share the bounty. (Have already eaten a few too many of the goodies.)
I've invited both T and her family, as well as Mr B and his family to my place at the end of January for a Danish Aebleskeber brunch. I had them all over to my place maybe a bit over two years ago - so it's way past time to do it again!
(Mr B has a long last name that is hard for kids to say. So everyone just called him Mr B--. It just kind of sticks.) 
----
On my way to the party I stopped at Half Price Bookstore.
I dropped my bag of Spanish materials at the sales desk, then started looking around.
I found a nice calendar for my stepdad, and a book for me.
Finally, I was called to the sales desk. I was offered $6.50 for 5 Spanish learning books/dictionaries, and 3 computer programs (1 of which cost $100.) I just couldn't do it.
I think I'm going to try Craigslist again after I get back from CA. There has to be *someone* who wants to learn Spanish!
----
I earned $13 this morning working the morning shift at the gym.
I didn't get any exercise in today, other than the stairs from the garage to the office and back.
I spent $10.48 (calendar and book - but it was off of a gift card I got for my birthday.)
Posted in
General,
Work Related,
Financial,
Accountability,
Extra Money Tracking
|
0 Comments »
December 21st, 2008 at 03:32 am
I really had to fight myself this morning, but I did it. I went to Sabbath School and to Church.
I'm really glad I did, because of three things:
1. My best friend T and family were there, and I sat with them. T's daughter made me a card during church that said "I Love You ... You Love Me." Swoon. 
2. I usually like to go to first service, but today went to second service. The music today was just fantastic! The church bell choir performed around 8 pieces, plus the first service praise team led us in Christmas music for a number of hymns. The sermon also was fantastic - of course, I always have gotten a lot out of Pastor P's sermons.
3. While standing in the hallway with T waiting for her son to get out of class, T noticed a new family standing across from us. She started talking to them. They mentioned they'd just moved from Albuquerque. So, of course I had to mention that my family had lived there from 84 - 89. I asked them what church they'd attended - it was the same one my family had attended, and my other best friend who recently moved back to Texas. So, I asked them if they knew my best friend K. They did! Wow! What a small world we really live in.
I just love it when I walk into the library, and see the librarian notice me and immediately go get the book I had on hold. 
In other news, today was a no spend day.
Really, it was a pretty much do nothing day (other than going to church and then the library.) I slept a good portion of the afternoon. I really hope I'm not coming down with something -- not just a few days before my trip!
Posted in
General,
Accountability
|
2 Comments »
December 20th, 2008 at 04:42 am
Let's see here . .
* Found out today that I more than likely will be keeping my Friday morning gig opening the gym. I thought it would only be through today, but apparently the person who used to do it isn't available anymore. So, that means a continued 5 hrs a week at the gym in the new year.
* Gulp. Submitted an application and resume to two places in CA today. The first one was ALL online.
It was quite aggravating because after I completed the application, pasted in my resume, pasted in a cover letter and submitted - it then had a background check form asking for drivers license, car license, places lived for last 10 years . . . You had to do it right then - no way to save it and go back later. I finally managed to finish the last bit of it at 8:29 a.m. I'm supposed to be at my Real job at 8:30. Argh!
* Updated my sidebar totals, and added an Extra Monies tracking page for Dec.
* Today was a No Spend Day
(Not for lack of thinking about things I would like to go buy - mainly food items.)
* A good friend of mine from college friended me on Facebook today! Hi DJ!
* I got paid for an unused sick day today in my paycheck. After taxes, ~$74 going to Extra Monies! Yay!
* I contacted an old friend today via email! -- I'd received an email from an address I thought I recognized saying something about "I have a prayer for you". But when I opened it, I saw it was from fanbox something or other site, and recalled getting strange emails with that website before. So, decided not to open it. SO glad I didn't open it, because about 30 minutes later I got an email from my friend telling me that it was a virus! Ack!
* The Beck Diet Solution is being held for me at the library. This is the book that has a bunch of ideas on how to fight negative thinking with positive thinking. I'd sparkmailed the person who had blogged about it to find out the name of the book, and she got back to me right away. So, I'll pick it up tomorrow and start making my keychain cards! 
* A funny at work today. {Backstory} We have a 'consultant' doing some auditing for us. Yesterday he'd asked me for 5 paperclips. So, I reach into my side drawer and pull out the DW created 'paper clip pocket made out a notebook paper and staples'. He gave me a funny look, and I explained to him that I tend to give DW a lot of paperclips in the various things I do for him, so he likes to give them back to me at various times and in various modes of container.
{Today} Consultant guy comes by my desk again, and asks to use my stapler. Then he says he needs more paperclips. So, I pull out a second, more full 'notebook/staple packet' and give it to him. He then puts it down on the filing cabinet next to my desk which holds the letterhead and envelopes, and is about 6 inches or so higher than the top of my desk. He tells me he'll be back for it, but needs to go meet with head honcho.
About 30 minutes later I notice J, our CFO walking by my desk casting strange glances towards my area. Then about the same time, A, who's desk is next to mine also starts casting strange glances my way. I figured out what they were staring at. 
After explaining what it was, D, our shipping manager (deal with brokers person), says "It's like you're at an airport and you see a strange package."
(After all that, I just went ahead and took it to the office the consultant was working out of!)
Maybe not so funny in the retelling - but it was pretty funny when it happened. 
Posted in
General,
Work Related,
Frugal Single Life,
Accountability,
Extra Money Tracking
|
2 Comments »
December 19th, 2008 at 01:39 am
I'll be in California! Yay! 
-----
Now to the mundane. 
I ran 2.1 miles in 30 minutes at the gym.
I spent money today:
$20 to Office Manager towards 3 honcho's gifts
$5.64 at Walmart (bananas, sweet potato, microwavable soup, can of sweet corn, 2 packets specialty hot chocolate, and a bottle of chocolate syrup.)
I probably could have stuck with just the first 3 items . . but this is the list of what I got AFTER talking myself out of some of my more 'usual' purchases. I'm counting it as a win! 
---
I talked to my dad last night. He told me about the gym at the local university. Among other things, it has an outdoor pool and an INSIDE running track!
My grandma can get a free membership since she is over 80 years old. That means I can use a guest pass ($5/day - but I asked my dad to see if there was any kind of 2 week pass deal instead.)
So . . any guesses as to where I'll be at some point on December 26? LOL!
---
I talked to my mom tonight. She wanted to have some specefic ideas for what I wanted for Christmas. I'd told her that if she felt she HAD to give me something, that cash really would do. She wanted to have something I could open. So I told her that some things I'd like to get (which I probably would use some of the cash for anyways) is a new pair of running shoes, a Runner's ID (she really liked that idea, because she gets so worried about me whenever I go running outside), and a low-end digital camera.
The Runner's ID is the least expensive (~$20), the shoes would run roughly $100, and the camera - I've seen some in the $90-100 range that I liked. So, what I imagine will happen is that I'll get the ID, then cash towards the shoes or camera.
Honestly, it really doesn't matter to me whether I get anything or not - to me the best thing is just spending time with family. You never know when the last moment is you'll have with a loved one, nor the last words you may speak with them.
One thing our family has always practiced is at the end of phone calls or before leaving someplace or other, is to say some form of I Love You, and or give a hug. That way if something horrible were to happen, we'd be able to have a good memory of the last contact.
Posted in
General,
Frugal Single Life,
Accountability
|
4 Comments »
December 17th, 2008 at 01:50 am
Absolutely incredible.
Tonight I got home from work and checked my mail. I had several birthday cards, a couple Christmas cards ... and then a letter from the Clerk of PA court.
When I saw that I was going 'What in the world??'
Finally I sit down and open it. At first I'm reading it and going 'Uh, ok.' Then I get to the last page and it hits me what it is about!
In a nutshell back in the area of 2003 or 2004 I had $139.xx removed from my checking twice. I had no idea who the money was going to, nor what it was for. I called my CU and let them know that I did not know why the money was going out ... and asked them if they could figure it out. If I remember correctly they were able to give me a phone number to the place, I called them and told them to cancel whatever it was. Then asked for a refund of my money. I was told I'd get it in 60 days. Several months later I called again, and was told it would be put on priority. This went on for at least a year, then a whole bunch of life happened and I forgot about it. Never got the money.
According to this document I received, this happened to a WHOLE bunch of other people as well. Wachovia let this company open up accounts, then they would call people with some mis-leading telemarketing call to get their bank info, which lead into Wachovia cashing unsigned checks. (I think that's the gist of it.)
So, there is now this class-action suit being brought against Wachovia. At first I thought all I would get would be the $35 refund for bank charges (I did end up bouncing a check as a result of the withdrawal at the time.)
THEN I looked at the last page. On the bottom was a check for $139.xx - a refund for the amount that was stolen from my account! I don't think I ever had any of the money returned to me - but don't have the paperwork to show it anymore - so I am EXTREmLY pleased with this amount!
Needless to say I am going to show the teller the paperwork and ask if they can verify the check as legitimate before actually depositing it. But . . I think this really is the real deal!
---
I received a $100 from my Grandma for my birthday also in the mail today. 
---
It was below freezing today here. I had planned on getting to the gym 10 minutes early to get extra running time in, but it ended up I needed all that time plus a bit just to get my windows deiced.
At least I got my 2.1 mile run in this morning. Then today after work I did roughly 40 minutes strength training/stretching.
Posted in
General,
Financial,
Accountability,
Extra Money Tracking
|
8 Comments »
December 15th, 2008 at 10:03 pm
As I mentioned in my previous post, I've been doing some thinking and reflecting on what I would like my goals to be for this, my now 33rd year. 
The goals fall under personal, health, financial and spiritual.
Personal Goals:
* Find a balance between making more money and having a life.
--What this means:
-----Limit myself to 10 hrs a week doing anything related to ChaCha.
-----Accept only one extra gym shift per week.
* Build existing friendships
----Contact at least one friend each week via email or telephone.
----Invite a friend(s) to my place at least once a month.
* Build new friendships
----Attend at least one Vegetarian meet up per month
----Join and attend bookclub once a month
* Give Back to Others
-----Participate in at least one volunteer activity each month
* Have home be able to be company ready in 15 minutes (similar to flylady w/o the emails)
---Do an initial cleanup run - trash, dishes, etc.
---Divide apartment into cleaning and decluttering zones. Focus on each zone for one week.
Financial:
Car Fund: Finish funding to $4,000.00
House Downpayment: Save $5,000.00 towards it.
Cruise 2010: Save $500 towards it
Vacation(s): 2, possibly 3. I'm estimating needing roughly $1,000.00.
--If I move out to CA, I've promised my mom that I would come back to visit her at least twice a year. If I stay here, then I will want to go visit my dad/brother out in CA.
--The third possible vacation would be this June. The highschool I graduated from was closed several years ago. Many of us have found each other on Facebook the past few months, and are discussing the possibility of a school reunion.
Change my work situation:
--1. Find a way to make my current job feel as though I am contributing to the company's good on a consistent basis. Also, be able to show why I am worthy of a raise (due to being productive, etc.)
--2. Find a job in CA. It may just be a starter job (i.e. not more money) but may find a good lead in to something later.
--3. Do 1 or 2, but in the meantime take coursework to go into another field - perhaps medical - which would eventually lead to a better paying job.
Health:
Diet --
---Eliminate soda from diet
---Limit cheese and ice cream
---Limit soy products
---Avoid fast food
---Limit processed foods (i.e. frozen meals, etc.)
---Create a meal plan for the month, including treats -shop only from that list
---Create a set of cards with sayings or buzzwords I can laminate and keep on my keyring for when the 'Beat Laura Up Monster' (BLUM)appears and urges me to eat junk beyond the realms of normalcy (i.e. normal - 2 or 3 Hershey kisses -- me, a bag of kisses.)
*Note - I am not saying one word about wanting to lose weight. My diet focus is solely going to be on eating healthier and on learning to control the BLUM.
Fitness:
Cardio: Consistently do 30 minutes of cardio at least 4 x a week.
Strength: Consistently complete at least 2 35+ minute weight training sessions a week.
Stretching/Flexibility: Consistently do a 20 minute Pilates session at least 2x a week.
Participate in a 5k race at least once a month. Improve running time to 38 minutes or less.
Possibly participate in a 10k by November.
Spiritual:
Renew relationship with God
---set and keep prayer time appt daily (beyond blessing food at meals)
---set and keep daily bible study time
---attend church at least 3 x a month
---look into seeing if anyone would be interested in some kind of a bible-based book group study
---look into possibility of being a greeter at church
--- Resolve tithe issue (I give to the local church with no problem - its sending money to the 'head' church that I have not resolved with myself. In SDA denomination, tithes go to the local conference (i.e. leaders of all area churches, such as Texas.) and is then distributed for pastor salaries, missions, etc.)
Posted in
General,
Frugal Single Life,
Financial
|
9 Comments »
December 13th, 2008 at 03:46 am
-- This is long. It is a bit scattered. If you don't feel like reading all the way to the end, maybe just watch the videos and tell me what you think of them. 
The other day I clicked on a blog I hadn't read in a while - Angry Fat Girlz. In the most recent posting, the author mentioned a youtube video called Text is A Fat Rant and Link is http://www.youtube.com/watch?v=yUTJQIBI1oA&feature=channel_page A Fat Rant by Joy Nash. In her video she declares that is not too proud to claim all 224 lbs of herself and her size 18 and sometimes size 20 body.
In Text is A Fant Rant pt 2 and Link is http://www.youtube.com/watch?v=yUTJQIBI1oA&feature=channel_page A Fant Rant pt 2 she talks about compulsiveness. It actually is a pretty neat video - if you watch closely, you'll notice that all the characters are played by one person.
Then in Text is A Fat Rant pt 3 and Link is http://www.youtube.com/watch?v=PyQ_IKkAM9I&feature=channel A Fat Rant pt 3 she talks about some of the rude things people say and some of the comebacks she wished she could think of right away.
Then in the shortest, yet even more profound video, Text is Totally Awesome and Link is http://www.youtube.com/watch?v=zFmVj5BXCxM&feature=channel Totally Awesome she shows the ol' proverb of 'grass is greener on the other side.'
On the other end of the spectrum is this video, Text is A Thin Rant and Link is http://www.youtube.com/watch?v=K-6wLuAlMJU A Thin Rant. This is a video of a very thin girl talking about the things people say to her about her weight/appearance.
I identify with Joy. I have no problem admitting that I am fat. I too can relate to having used the excuse of "I'm fat" to let myself not really examine the reason(s) behind some event happening or not happening.
In fact, that same night I watched these videos I had gone to the gym after work and ran 2.1 miles in 30 minutes. Was I happy with myself? Yes, of course, because that was my goal. But what was my self talk as I was leaving? I was telling myself "yep, if you were just 70lbs lighter, maybe that guy would've given you a second glance." 'That guy' was the gym staff member on duty - young and good looking but total lack of personality - in other words, someone 'I' wouldn't look at twice. Yet, because there was another woman there who was in a normal weight range and he was spending a huge amount of time with her while virtually ignoring me - I of course took that as a prime excuse to beat myself up. WHATEVER LAURA!
I'm going to be 33 here in a few short days. I'm not getting any younger. There is no room for excuse making or beating myself up.
So what if other people who don't know me look at me and *assume* that I've never seen the inside of a gym? That's their problem - it's not my truth.
My truth is that I weighed in this morning at 239 lbs. The dress I bought for the Christmas party is a *closely* fitting in the waist size 18. Those are just numbers - they aren't who I am.
My truth is that I workout at least 4 days a week, sometimes twice in a day. As long as I don't let the Beat Laura Up Monster loose -whereby junk food finds its way into my home and into my mouth - I usually eat sensible and well balanced meals.
My truth is that I *know* the HOW's of healthy living and eating - I just don't always do the Follow Through.
*Really. Ask pretty much *any* overweight+ person out there about the rules of good nutrition or healthy eating or healthy ways to lose weight - I betcha (heh heh!) that they could probably quote article after article and book after book, and or mention nutrition class after nutrition class that they've taken. Healthy living/eating isn't just a matter of knowledge - it's a matter of Action.
My truth is that I may NEVER be in the so called 'Normal' weight category and I'm okay with that.
My truth is that I am a child of God, and God loves his children no matter what shape, size or color they are. So if God loves me, then I should love myself too, no matter what shape or size I am!
--- You may be wondering what brought all this on. It really is probably a combination of watching Joy Nash's videos, the gym incident and my approaching birthday.
For some people the 0 birthday years or the 5's are big deals and scary. For me though, for some reason, 33 is a number that is causing me to pause for much reflection.
I'm looking at where I am in life right now, and remembering where I thought I'd be by this point. I'm looking at the options I have going forward from here, and am not sure that I really like any of them, but have no idea how to make other options possible. I'm staring into the reality that I probably will never have a flesh and blood child of my own.
I'm beginning to see how unrealistic my dream of owning a house of my own really is. Even if I somehow manage to save the 18k + for a downpayment, on my income I still don't think I'd be able to really afford all that home ownership involves.
I am finding that the older I get, the less friends I have. Mainly because they are married and have kids, so have very little time to maintain a friendship, or the ones who aren't married are caught up in a relationship and life.
I am finding that striking a balance between making the extra income with my two side jobs and doing things that get me out and about (generally costing money) is very difficult.
In fact, I canceled my membership with the outdoor club - mainly because I just couldn't stomach paying the $25/mo fee, then having to pay for whatever events I attended on top of it. But then I also haven't been attending any of the meetups for the Vege group or the Volunteer group - I used the cost of gas as an excuse at first, but obviously that is pretty lame right now. So then my excuse is that if I'm going to make money from my side jobs, I can't be going out all the time. Or my excuse is that I'm embarrassed to go back to either of the groups after such a long absence.
So really, the point of all this is mostly me doing some pre-thinking and rambling and processing before coming up with what I think I'll call my Year 33 goals and plans.
Posted in
General,
Frugal Single Life
|
11 Comments »
December 10th, 2008 at 08:14 am
Tuesday night . . you SAW my Brother!!! I just got a call from my brother a few minutes ago. I turned it off the first time thinking it was my alarm going off. 
But no, it was him calling me from his Christmas party to tell me that the episode of Real Housewives of the OC aired Tuesday night!! He said they showed about 15 minutes of him and a co-worker -- they even showed him singing!
It may be online (I'm sure it won't be yet . . but maybe later Wednesday?)
So now the tv viewing public get a chance to see what a charmer and crooner of a brother I have. Love him so much, even when he wakes me up at 2 in the morning! D
Posted in
General
|
11 Comments »
December 8th, 2008 at 02:53 am
Saturday night I went over to my mom and stepdad's. We had grilled PB&J sandwiches (my request) and watched the movie "The Holiday".
I tried on my dress for the Christmas party to show my mom. She was going to go with me, but the date changed to the 13th, so she wouldn't be able to come. (My stepdad is going to go with me.) She lent me a very pretty necklace to go with my dress - works much better than the necklace I'd planned on wearing with it.
I absolutely LOVE the dress I got. It is again from Ross (like last years was), and was $23. I'll be sure to post pictures once I have them.
I'm wondering what SK has come up with for the party this year. Austin Powers is going to be hard to beat!
Then today my mom and I went and saw the Nicole Kidman movie, "Australia". I really liked it, even though it was a bit long (nearly 3 hours!). After that we went to Olive Garden and had lupper. I got my favorite meal there - manicotti formagio, a virgin strawberry margarita and then we had their 'celebration cake'. Yummy!
All in all, this was a good way to celebrate (early) my birthday.
Posted in
General,
Frugal Single Life
|
8 Comments »
December 6th, 2008 at 11:24 pm
My dad is wanting me to come up with ideas of what I'd like to do when I'm out in the Loma Linda area. I'll be there from Christmas day till the 6th of January.
What I'd LIKE to do is just hang out, relax, read books, watch backed up programs on my Tivo, maybe catch a couple movies in the theater, spend time doing ChaCha, work on decluttering and doing some real cleaning of my apartment . . . But most of that I can't do since I'll be in CA, and not home. Also, most of it probably I can't really do either because it could kind of be rude to go all the way out there, and then just kind of veg on my own -reading, ChaCha'ing, tv, etc.
So . . only thing I've thought of so far is maybe Disneyland. I haven't been there since I was around 12 or so. But that is kind of on the expensive side - although my dad did mention Knotsberry Farms.
How far is Hearst Castle from Loma Linda?
Taking into consideration that it will be a party of 3 most of the time - an 88 yo, a 64 yo, and a 33 yo -- what are some free, cheap, and or inexpensive things to do in that area of CA? (Loma Linda/Los Angeles) -- I have tried to see if there are any 5k races in that area while I'll be there, but I haven't come across anything yet. 
----
Today at church I heard a horrifying story. This particular couple has gone through the wringer several times. First, the wife survived cancer. Then, miracle of miracles, she gets pregnant. They have a healthy baby boy. A few months later, she gets cancer again. Beats it again. Shortly before baby is born, hubby is laid off from big money job. Finds a new job a week before baby is born.
Now for the latest. Two weeks ago mom picks nearly 1 year old up from daycare. She sets him down for a minute while doing something. Next thing she knows, he is not where she left him.
She finds him in their living room where the fireplace is. Apparentally whoever owned their house before had not screwed the glass covering in front of their gas powered fireplace tightly.
Mom finds baby with hands on the glass fireplace cover, and the glass INTACT but leaning into the fireplace against the turned on gas fire. When she picks him up to get him off the glass, skin layers tear.
Long story short - It is a miracle the glass did not break. If it had, the baby would be dead. Even so, he had BAD burns on both hands, but especially his right hand. He also has burns on his face and one side of his body.
Nearly two weeks after this incident occurred, he is running and laughing and playing again. But his right hand is missing a lot of skin still, and he'll have to have surgeries to correct the burn injuries.
CHECK YOUR FIREPLACE COVERS!
Posted in
General
|
5 Comments »
|