|
|
Viewing the 'Financial' Category
October 23rd, 2011 at 04:22 am
This past week was quite busy. Between teaching classes and trying to do inventory (still!) and then the end of the first quarter ... Yikes!
The computer tech and I are in charge of the online gradebook program. This is the program that at the beginning of the year I ended up spending a LONG day with classes canceled putting together the data files. Computer tech printed a sample report card on Wednesday and discovered that student name and teacher name did not show up. The tech help for the program convinced her to reupload roster files (which I'd been told could *not* coexist with the data files I'd uploaded at beginning of year ...) First grade teacher became the guinea pig and opened up her gradebook ... all her students were gone, along with all her grades. Panic ensues.
Spent most of Thursday on the phone and/or trying to figure out how to fix the problem. Finally convinced computer tech to tell gradebook company to delete roster files *again* and go with the data files and figure it out from there. That worked - got kids names back AND grades. But then had to write out instructions for teachers to fill out class info for *each* gradebook. (we could have done it for them .. but 15+ teachers times 6 - 10 gradebooks each ... much more efficient to have them do it, and then we troubleshoot.)
So Friday was teacher inservice day. At breakfast I realized that most of the teachers had completely misunderstood the instructions I hurriedly handed out at the bus waving (end of day everybody waves the busses home). So I had to stand up and reexplain exactly what they were supposed to do. Then while teachers were completing their grades, numerous problems kept cropping up, so both computer tech and I were kept on our toes til about 4 p.m.
What a week!
A funny though ... Friday afternoon a couple of the teacher assistants were assigned to help me in the library. Only one of the 6 assigned actually was there the entire time ... but that's another story. Anyway, the PE teacher is good friends with this one teacher assistant. She needed to leave early due to "babysitter problems." PE teacher was giving her a ride home. She offered to come in and help me with doing inventory on Sunday afternoon. PE teacher got this shocked expression on his face, and then said, "You come in on Sundays?!" LOL!!! I told him that yes, I come in on most Sundays. 
Shoot - I could use another 30 hours a week, and still not even come close to getting to all the projects and things that need to be done.
---
Tuesday is parent teacher conferences. It appears that I'll have that entire day to work in the library ... and do inventory and hopefully start on processing the new books (books I've personally bought, and those donated by others). Sister N posted a sign up sheet for teacher assistants who'd like to get a few hours in that day by helping in the library ... only one person signed up. Sigh. At least the person who signed up is a darn good worker (he actually owns his own computer business in Phoenix, which he goes to every other weekend ... he's here now only due to family, we so LUCKED out that he was willing to be a teacher assistant!!)
Err... speaking of books I personally bought ... I really need to get a moratorium on that spending ... I haven't really put much away in savings yet.
Between the books and Kari and food ... yeah, not saving much yet.
--
On a sad note ... my single coworker who found out she was pregnant recently, miscarried about a week ago. She miscarried on last Thursday after work, and came back to work on Monday (even though she was told by doctors to take week off.) I've really tried to be supportive, though I don't know if what I've said has been helpful or not ... mostly just tried to listen when she needed to talk. The worst part of it is how utterly unsupportive her family has been. I know if it was me, as soon as family (mom, brother - dad if he could...) heard I was in the hospital, they'd be either driving or flying here to be with me - no matter what else was going on. She was *alone* in the hospital Thursday night and Friday. Her brother took her there -- and then LEFT!!! Totally inconceivable to me ... but then as nutty as my family is, the one thing we are is we are there for each other. (She has at least 4 family members in the area - mom, brother, two sisters, and a best friend.)
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
0 Comments »
October 10th, 2011 at 01:10 am
It sure has gotten cold here. Very different from Texas .. there we'd have shorts and sandals weather til nearly Thanksgiving most years. Here, we had a low of 27 degrees Friday night, and I imagine last night was even colder, because at 8 a.m. it was only 30 degrees!
I slept most of yesterday - still trying to fight off whatever this bug is that I got.
Today I spent about three hours picking out appropriate youtube videos for my 6th - 8th graders to watch on their various plagiarism topics. I couldn't find a good one for citing music MLA format (well, I did find *one* but not exactly appropriate.) I used quietube to make the links devoid of any advertisements or links to other videos.
Then this afternoon I spent about five hours doing inventory at the library. I made it through A - F in the E Fiction section. Before I can process any new books, I have to complete a full inventory. Our circulation system (Destiny) was purchased in the middle of last year, and merged with the old circulation system. So until all the books are accounted for one way or another, there is something called a "barcode filter" in place. I can create my own barcodes for new books, but by doing that I run the danger of using a barcode already assigned to a book. Once the inventory is complete, then the barcode filter will be removed, and the barcode field will fill automatically with whatever barcode is next in line.
I have a bunch of new (or newish) books that are ready and raring to be processed. I forsee a number of Sundays going forward spent doing inventory, then a number more getting the books processed ... Oh well, not like there is all that much else to do around here. 
---
Tomorrow after school all the teachers are riding busses with the kids. Two teachers per bus. I'm glad I didn't get put on the super crowded bus - though I did get put on the one with the longest route. I will need to be sure to dress warmly!
--
Wednesday after school I have a vet appointment for Kari. I'll hopefully find out how old she is, and then get her started on her shots. (She did have some shots already, but her previous owner can't find the paperwork, and the vet clinic (she'd gone to a free clinic) didn't keep any records! I hope to get her through all her shots and fixed before she goes into her first heat! (One reason I think I/we've always gotten male pets ...)
--
Probably on Tuesday after school I will go get my oil changed. I really should have done it last week when we had the half day instead of going to see a movie, but oh well.
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
3 Comments »
October 6th, 2011 at 04:52 am
Over the last two weeks I've been progressively feeling yuckier and yuckier. I was even beginning to think I may have caught strep or an ear infection. I took some Mucinex D (two doses) and my throat and ear started to feel better ... but then I realized that I most likely had a sinus infection.
Our school nurse suggested a Neti Pot. So Tuesday was Pet Day (half-day). I went into the town with the Walgreen's (only one in a 90+ mile radius ...)and got a Neti Pot and some OTC Allegra D. I took the Allegra D last night, and got some relief. Then this morning I tried the Neti Pot for the first time .... still need to practice with it (swallowed more than I cared too ..)
In talking with the school nurse again at lunch today, she suggested taking oregano. I was like, I have some of that at home. She told me you have to take it in the pill form - that supposedly it does wonders for all kinds of illnesses. Kind of an all natural antibiotic. She had a bottle at school (unopened) and gave me 6 pills for me to try.
I took one around 1:30, and by 2:30 I was already feeling much better!! I unfortunately left the other pills at school, but am still feeling better than I was last night (or this morning.)
Who knew that an herb used to spice up sauces could possibly clear up a sinus infection?? 
---
I have to tell you about Pet Day! Tuesday was the celebration of Saint Francis - patron saint of animals (or something like that). I'd guess that about 50% of the students brought an animal -- lots of dogs and cats ranging from maybe 8 weeks old to adult; hamsters; turtles; guinea pigs; hermit crabs, etc. There was going to be a horse and a donkey, but they didn't come due to the rain. (We've been getting LOTS of rain!)
All the animals that were in cages or smaller than the kids knee (and on a leash) were allowed in the cafeteria while the kids ate breakfast and lunch. It was simply *amazing* to me that there were NO dog fights, and that the cats were overall pretty darn calm with all the commotion. At 10:30 we had a "Pet Parade" where SrN picked up the PreK from their classroom (PreK-K only had stuffed animals) and then picked up all the other grades. Originally we were going to have the blessing of the animals outside ... but well ... it was raining. So we all went into the gym. Pets and all. There was one dog that was going a little haywire for most of the time we were in the gym, but otherwise, the animals were pretty quiet.
Before the Pet Parade though, we had other excitement. A particular charity came and gave a free pair of shoes to every student!! SrN had been panicking about how we were going to do the shoes AND Pet Day in a half-day ... so we were very very well organized. We managed to get 200+ kids fitted with their new pair of shoes in about 90 minutes flat. Every kid as they left said thank you to the truck driver/organizer. He (truck driver) said to SrN that our school was the most organized and the kids some of the most appreciative (we were school #57 on his route.)
The shoes really are more of a water shoe type, so probably won't be usable till summer - but maybe would be good for indoor wear before then ...
---
This coming Monday all the teachers are going to be riding the busses out on the reservation. I rode one bus when I was here for my interview, and I am very curious to see how this different bus route will look. Somehow I don't think we'll get quite as far out (or up) on the rez as I did when I went on the food run -- but it still will be a good experience to see where the kids live.
--
One of our teachers was posting some very drunken posts on FB this past weekend. Saying some very incindery things about Native Americans. Apparently a couple of the people he has been "hanging" with and drinking with busted out his back car window and stole a couple things (not sure what.)
The big problem with what this teacher was posting is that one of their "friends" is a parent of a student at the school. A Native American student. So not only could his posts cause problems for him, but also for the school.
Anyway ... especially with the new format on FB (UGH!!!!) one must be *really* careful about what they post AND what they comment on/like. No telling WHO might see it.
---
Like many techies, I was really disappointed that what was looking like the iPhone 5 turned out to only be an iPhone 4S. My protective cover for my iPhone is on its last legs, and I was just waiting to get a new iPhone/new cover. Now though, the upgrade really isn't all that much over the 4. So ... as long as this phone works, I'm going to keep on chugging with it. I will however *need* to get a new protective cover ASAP. My current one opens up if you blink at it.
---
Oh! Tuesday when I was in town for Walgreen's, I also finally saw Contagion! I thought it was really quite good. I saw it with the middle school science teacher (who has a Master's in Ornithology I think). She lived in Taiwan (teaching ESL) near the end of the SARS outbreak. So the movie seemed all too realistic to her (face masks, grocery stores, etc.)
---
I think I've decided to not do the Af * Lac secondary insurance. If I had a kid, then I might be more interested in the Accident supplement ... but even as Klutzy as I am, I don't think I'd get my money's worth.
--
RIP Steve Jobs
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
3 Comments »
October 1st, 2011 at 02:33 am
Today was teacher in-service. We got to go into work an hour late.
I'm now up to the beginning of season 4 of Ally McBeal with yummy Robert Downey Jr. Too bad he doesn't last very long on that season ... he could have probably lasted out the show (and maybe have saved it from its downward spiral in Season 5) if he himself hadn't taken a downward spiral. I'm just glad he was able to pick himself up and rejuvenate his career ... otherwise Iron Man 1 and 2 wouldn't have been half as good (with some other person playing the part.)
---
I spent a lot of money at the grocery store today. I'm not sure exactly what was up with my thinking ... bought quite a few prepared meals, etc. I also bought a couple different cat sprays (the kind to keep cats from scratching things, the kind to attract cats to certain areas you DO want them to scratch, and a wet/dry cat shampoo) and a cat toy (it was $10 and so far seems to be a dud ... wonder if I can take it back??)
Any ideas on how to keep Kari out of my trashcan? I moved it away from anything jumpable, then she figured out that she could knock it over. So then I put it in the laundry room with the door closed ... and she figured out how to get under the door. Then I stuffed the door with a mat, and she figured out how to pull the mat out!! I'm out of ideas quite frankly. 
--
Buddy (moms dog) apparently bit another person last week. My mom was taking him out to do his business, and a neighbor lady was behind the garage door. It drew blood. She asked to see his shot records. Thank the Good Lord mom had gotten it together (finally!!!) and had him for his shots the week before. Oh yeah, he of course wasn't on a leash. This might get her to put him on a leash for a week or two, then she'll get too annoyed at the hassle ... or over confident in her "control" of him ... Ugh!!!!!
During this same phone call where she told me about this, she also essentially asked me to tell her why she shouldn't move in with this guy (the guy who's broken up with her 4 times in the last 7 months ...). I wasted my breath, all the while she was telling me what good advice/wisdom I had. The move in day was Thursday - haven't heard from her, so more than likely my words went in one ear and out the other. So I'll get to spend Thanksgiving at this guys house. Ergh!
---
The same woman who gave me Kari told me yesterday that she is pregnant! She's 33, so not too much younger than me -- and she's single. I'm happy for her, even though maybe slightly jealous. She's due in May - so that's really pretty perfect.
--
At our in-service today, the Duck Company (which starts with an Af and ends with lac) had a representative. I've had them before, and remember getting paid "wellness" benefits for doing things like getting a dental checkup and annual physicals, etc. Of course, I had them my first few years of teaching ... so I'm debating on whether or not it really makes any sense (financially) to go with them again. The cost has definitely increased since 1997 (ha ha!) I'm thinking of doing the accident/sickness/cancer plan, which would be around $45/month.
I'm 35 and relatively healthy (although in the obese weight range). I haven't had a real checkup in almost three years now, so who knows what may come up whenever I get one done (now that I have insurance again!) I am a certifiable klutz. And well, cancer, the incidences of that occurring in young people (relatively young ...) seem to be increasing rapidly ...
What do you all think? Is it a waste of money? Or, is it like any kind of (health) insurance, if you can afford it, you can't afford to NOT have it??
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
3 Comments »
September 7th, 2011 at 01:12 am
Yes, you read that correctly. A cat that plays fetch. In fact, the cat in question is my 4 month old kitten Kari. I discovered this quite by accident Monday afternoon while sitting on my couch reading. She was bumping up against me wanting attention, so I wadded up a piece of paper that was nearby and threw it. Next thing I knew, she had brought the paper back to me and dropped it on the couch. So, incredulous, I threw it again. At least 25 throws later, she was tired and fell exhausted on her back.
I thought maybe it was just a fluke, but this afternoon when I got home I did a similar thing. She again went after the paper and brought it back to me. Only 5 or 6 times this time though. I wish I had video of it!
I'm very curious to see what all I can get her to do once I start clicker training her. 
---
Today was payday. Last paycheck basically went to finishing off my moving expenses, plus a bit of current expenses. Todays paycheck pretty much covers Septembers expenses. The next paycheck (18th) will go towards October's expenses, and then I'll be back on track. Once I have $2000 saved up again in my EF, I plan to restart my retirement savings. That should be right around October (2nd paycheck). Boy will that feel good!!
---
Today I let the girl who was such a royal butukus last week (switched names with other girl and was quite rude) be in charge of checking out books for her classmates. She was quite pleased, and said she had fun. I don't know for sure if that is the right approach to take with her (7th grader) but I'm hoping that being given a responsibility like that will maybe begin to soften her attitude. She did a good job.
--
Tomorrow I have to go back into town so I can get my Synthroid. They were out of stock when I went to pick it up on Friday. :big eyes shock: That is very annoying, but I really can't go without it till Friday (when I'd normally do my shopping trip.) So I'm going to try to get what I need tomorrow. I may need to pick up more bananas on Saturday after church - hate to do that, but the bananas most likely wouldn't last a week and a half.
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
6 Comments »
August 31st, 2011 at 11:10 pm
Wow! Last night shortly before I headed off to bed, I checked Facebook. One of the teachers who live in the trailer park posted that I might want to check my tires before doing any highway driving. One of the neighborhood boys ( a 2nd grader at our school) had been letting air out of my tires - she'd caught him red handed. He admitted it wasn't the first time he'd done it either.
She, or another teacher must have told SrN because this morning I saw her talking to him, and he was in tears. She also called his mom.
I'm not sure I would have done anything about it - just for fear of making it worse...
I'm very glad I have an air pump!
--
Something scary happened today -- one of our teachers may have had a stroke. She's been taken by ambulance to the nearest major town. She's not very old ... maybe mid to late 50's if that.
---
I went to the Family Dollar today and got a watch. When I was a teacher I always had a watch on. But after getting out of teaching, I only used my cell phone. But for practical reasons (i.e adolscent boys) I am back to a watch now. 
----
Yesterday was very stressful.
I had the two sections of seventh graders today. I did the same lesson with them as with the 8th graders on online predators which had went really well. With the 7th boys, it went so-so. The girls though ...OY VEY!! There was one in particular who was being quite rude and disruptive. The other girls realized that I was going to be taking points away from her "house" (points management system for grades 6-8). So at the end of the class, two of them came and told me that they had given me several wrong names when I was making the seating chart for the library classroom.
I have over 200 names to learn - I'm starting to get some of them ...but this seriously burns me. I'm unlikely to forget this one girls name though!!!
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
0 Comments »
August 9th, 2011 at 12:09 am
What a LONG week this has been! I'll give you the highlights:
Sunday (July 31) - Guys I hired get to Uhaul place nearly 40 minutes late (lost.) Instead of taking a total of 3 - 4 hours, it ended up taking a total of over 6 hours (after driving the moving guys back to their car - only one of them felt comfortable driving the truck.) Between the rental truck, trailer, and moving guys = total ~$1150!
Monday night - Picked up brother from airport at midnight. Didn't get to bed till nearly 2:30 a.m.
Tuesday - Brother and I on the road about 9:30 - 0nly 30 minutes later than planned. As soon as we passed into the New Mexico state line, we had RAIN! Something I hadn't seen in way too long. Total cost of gas ~ $350
Arrive at destination a little after 10. Are met by the Mobile Home Park Manager - very nice. LOVE my home (with the slight caveat of NO DISHWASHER!!!)
Wednesday - MHPM comes by and lights the hot water heater. Brother and I want to get the internet set up (I know, priorities!) but in order to do that need my bag of cords - somewhere on the truck. We end up unloading the truck *completely* by ourselves!! (Even though I'd been reassured a couple times that there'd be people lined up ...) While I go sign the lease and get a PO box, my brother takes a nap and sets up the internet. We have WiFi!!
Head out to the big town 30 miles West and do some major damage at Walmart and Home Depot. I got a power drill!! One thing I needed but *still* have not located is a lockable trash can. We ate a late lunch at Sizzler (last time I ate at a Sizzler .... elementary school!) Damage ~ $220
When we got back, I worked on unpacking the kitchen boxes and my brother put together my office/exercise room and setting up my stereo. Fell exhausted into bed around midnight.
Thursday - Head to airport, and along the way stop and see the elementary school we attended (I graduated from in 1989!) and also one of the two houses we lived in.
Got to airport just in time to meet mom as she's coming off the plane. Eat a light lunch. See brother off. Mom and I head to the teacher's store -- light damage $62. Then we head to Costco ($238) and again to Wal-Mart ($111). Ouch, ouch, ouch!
Friday - Do tons of loads of laundry. SO thankful for a washer and dryer!! After second load realized that there is no hot water. MHPM comes by - says it is kaput. Will have to order a new hot water heater on Monday. Gives us the key to the empty home next door to use to shower (till Sunday afternoon.)
Manage to unpack all but two boxes before calling it a day.
Sunset - Sweet relief and rest! Guilt free no messing with the house!!
Saturday - After driving around for over an hour, finally manage to find the church. Sweet people, although they are in the middle of an evangelistic series which isn't my favorite thing. Eat potluck in the "hogan." Find out the new pastor's wife used to attend a church I taught school at in Texas. Found some visitors who used to be church members of a TX church my dad pastored.
Sweet sleep.
Evening - Hung almost all my pictures ( a few had frames that are falling apart.) Got the living room and kitchen looking picture perfect.
Sunday - Mom woke up feeling drugged - had to stop 3 times for a bathroom on a two-hour trip. Finally after drinking a lot of water, she started feeling better.
Stopped by the church/school. Then ventured to find a nail salon. Mom's "friend" was treating for both of us to get a mani/pedi. Over three hours later my simple mani/pedi was finished, and I was feeling yucky. Went to Walmart and picked up a thank you card. Got back to the nail salon. 30 minutes later my mom's nails were done ( a fill???) Rushed like speedy gonzoles to the airport and dropped mom off.
On the way home I stopped at a Denny's. They were *really* short staffed. At one point I had to go grab silverware off another table so I could eat.
When I got home I was feeling extremely lousy, and did something I hadn't done in years - lost whatever food I'd had that day. Went to bed, though didn't sleep very well.
Monday - Forced myself out of bed around 10. Called the various places I needed to change my address at. Then got my documentation together for registering my car and changing my drivers license. After driving around for over an hour, and finally stopping at a police department, I found the MVD. Nearly 90 minutes later, I had my car registered, and a dl. Damage = $73. Attempted to go to Walmart, but the GPS led me to some forlorn warehouse, so ended up just going home.
Tomorrow will have to go to Walmart to take back a couple items, and get a few groceries I forgot.
I forgot - on Sunday while I was at Denny's I got a call from one of the ladies at the church who is a school teacher. She told me that the librarian at her school is looking to retire in the next few years - so that might be an opportunity for me if I'm still here. She also offered to let me spend the night at her house on Saturdays so that I wouldn't have to make two trips (one for church, and one for groceries.) I thought that was really sweet of her. 
I've pretty much wiped out what was left of my savings with this move. So I am looking very much forward to my first paycheck on the 17th. I don't forsee any more big expenses coming up, so will be able to restock savings pretty quickly -- and restart my ROTH again!!
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Accountability,
Gasoline Tracking,
Grocery Tracking
|
15 Comments »
June 3rd, 2011 at 01:10 am
I got a phone call and an email tonight letting me know that the training class will start Monday night! It will be for four nights. Then I can start putting some hours in! 
This is the insurance certificates processing job. (Not a scam - one of my housemates has worked for them since October/November.)
What this basically means is that I won't have to eat into my savings this summer just to survive - thanks to a dearth of tutoring students. God is good!
--
I worked with my new student today. I'd heard he was really obnoxious and spoiled. He didn't give me any problems whatsoever. It may or may not last, but first impression at least is that he's a good kid.
---
Have any of you heard about what is happening in Los Angeles? The LA school district has RIF'd (laid off) ALL 85 of it's school librarians. As if that isn't enough of an insult (and detriment to the kids educations!!), they are now making the librarians go to court and prove that they are teachers!!! The whole reason behind it is that if the ISD's lawyers can get the judge hearing the case to say that a school librarian is NOT a teacher, then they (the ISD) does not have to find them (the librarians) another position within the district.
Here is an impassioned blog post about it by one of the affected librarians: Text is LA School Librarian blog post and Link is http://mizzmurphy.blogspot.com/2011/05/settle-in-its-long-one.html?spref=fb LA School Librarian blog post
Here is an article about it from the LA Times:
Text is Disgraceful interrogation of L.A. school librarians and Link is http://articles.latimes.com/2011/may/13/local/la-me-0513-tobar-20110513 Disgraceful interrogation of L.A. school librarians
The bottom line to all this is unfortunately just that - the bottom line. Money. What these school district officials just don't see though is how these short term "savings" will have innumerous long term effects. There are numerous studies showing how a certified school librarian positively affects students test scores. CA also has a law where a library cannot operate without a certified librarian. So, in just one of the schools, the library has assets worth at least $1 million dollars. If the library is closed, that is a lot of assets going to waste. If the schools decide to circumvent the law and have non-certified personnel run it, or just leave it open for students and teachers to get materials at will, then chaos will surely rein and much loss of property will occur. (Not that anyone will mean for it to happen, but ...) The long term costs though are the most serious. Classroom teachers are already overwhelmed with everything they have to cover. Having a librarian there who can teach the necessary research skills to students, while connecting it with the curriculum, is invaluable. Having a librarian there who, as part of their job, keeps current with technology and passes that knowledge on to teachers and students, is invaluable.
The kids lose out today, and they lose out tomorrow.
Argh!!
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
8 Comments »
May 27th, 2011 at 01:46 am
I had a very scary experience Tuesday night. Probably one of the most terrifying so far in my life. It may not have felt so terrifying were it not for the string of tornadoes ripping their deadly path through the US the past month. I don't know about y'all, but I think most people are extra nervous when the severe weather warnings sound.
So I was sitting outside the house of my Tuesday evening tutoring student. I'd arrived a few minutes early and was going to give them time to get settled. That is, until I heard the warning sirens going off! I quickly made my way to the house and saw that the family had the news on with the Doplar Radar. It sure didn't look good. The husband was looking out the window into their backyard. I went over to see what he was seeing.
I questioned and requestioned myself if I was just imagining things, or really seeing it. Finally I turned to the dad and asked "Is that what I think it is?" He asked me if I thought it was a funnel, and I told him that was sure what it looked like to me! At this point the mother started putting blankets and pillows in the bathroom, and we all (4 of us) decided to huddle up in there. Nice and cozy. I was trying to find out if a tornado had been sighted in Denton county, and was not finding anything.
We stayed there for about ten minutes, then decided to venture out and see if anything was happening. When we looked again, the funnel looked much more distinct .. and closer. We all scrambled back to the bathroom. Ten minutes later all was quiet, so the dad left to check and gave the all clear.
For the next thirty minutes the tv was on with the forecasters talking about the progress of the storms and possible tornado sightings and touchdowns, as well as hail as big as softballs. Needless to say, it was difficult for me to concentrate on working with my student.
About 9:20 it was lightly raining and I started home. By 9:30 it was raining so hard I could just see the road in front of me. For the next 30 minutes there were intermittent periods of hail - ranging in size from pea size to much larger. By 9:55 I was less than a mile from home, and the roads were just about completely invisible. It was only by GPS that let me know when my turns were coming up. Five minutes after I pulled in and got in the house, the rain completely stopped.
I can emphatically say that I do NOT ever wish to personally get that up close and personal with a funnel cloud again. (It was confirmed by numerous people that at least one funnel cloud was sighted in the area. So ... it wasn't our imagination.)
-----
On Wednesday night I talked with the Sister in charge of the mission school in New Mexico and a colleague. I'm not totally sure how well it went, but in the end they did ask me to come out and visit for a face-to-face interview. They also mentioned that they are interviewing one other person. Gulp. I'll be leaving on the 20th and getting back either the 22nd or 23rd of June.
I did something kind of foolish. Later Wednesday night I realized what one of the ladies was actually asking me about during our conversation. I wanted to make sure that I addressed the issue quickly ... so I got my phone out and started typing out an email. Before I had two sentences finished, somehow the email sent!!! So, I started a second one. I got about a paragraph into this one, when it too seemed like it sent (later found out it had saved to Drafts.) So, I started a third one, which I was able to finish and send properly. However without the second one, the third one would make little sense. Ugh!! This morning I wrote a fourth email explaining that my phone had been acting up on me, and reiterating the entire message (after asking her to delete the other emails.)
I hope she doesn't think me a dimwit. 
Oh, they asked me what, if any, dietary preference I have. So I told them that I am a vegetarian. From their reaction it doesn't sound like there'll be many options for me in the cafeteria. I told them that as long as there's veggies and fruit, I can easily get by (adding my own entrees, etc.)
So ... how does one deal with a 3 - 4 day interview - especially where you'll be staying in the home of the head/principal??
-----
My aunt booked a flight for me to San Jose in September. It'll be my grandma's 90th birthday as well as a celebration of my graduation. I'd tried to hold off on nailing down a date considering I have no idea what my employment situation will be by then, but my dad kept telling me my Aunt really wanted to lock it in now because prices were going up, up, up. I found out from my Aunt that my dad was thinking I'd come out for a few weeks. In the middle of September. He was keenly disappointed when I let him know that I was thinking more along the lines of a long weekend. Going for two weeks in December is one thing, but in September??? Luckily my Aunt understood my position.
My Dad is being very negative about my going out to NM for the job interview. I don't know if it is that he really dislikes the area, or if it is more that he is really disappointed that I'm not finding anything in CA. Either way, it is really frustrating.
I finally heard back from the new HR department of the insurance certificate processing company on Monday. I was asked to fill out some paperwork and email it back by Tuesday night. I emailed it all back Monday night. Now it is just a waiting game to see when they'll schedule the next training class. I really hope it soon, considering that after tomorrow I only have one for sure tutoring student, and one or two possibles - all totaling not more than 6 hours a week. Not much to live on - especially after gas.
Speaking of gas --- Since moving here at the beginning of May, I have spent nearly $200 on gas. GULP! My highest before (excluding traveling out of town) was just under $100. I *really* don't make enough to afford that much in just gas! After tomorrow my driving will be greatly reduced though (along with greatly reduced income!)
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Gasoline Tracking
|
6 Comments »
May 7th, 2011 at 12:57 am
On Sunday my mom and her beau came and helped me move most of my stuff out of my ex-stepdad's house -- in the pouring rain. I'm glad her beau was there, because it would have taken a lot longer with just my mom and I. We stuffed both cars full. I still had to come back on Tuesday and again on Thursday to finish getting everything. But all it cost was gas.
I love my new housemates. JJ is almost 70 years old, but is lively as can be. LH is around 55 years old (JJ's daughter - JJ married young) and is funny and vivacious. It was a bit frustrating when I got to the house and saw that they hadn't moved out some of the things I thought they were going to ... but it is all working out.
I am really trying to embrace my new minimum hour-long commute to get to any of my tutoring students. I have a number of audiobooks on my iPhone, as well as a complete Spanish course (compliments of the library.) Thankfully the inverter + my extra battery charger is sufficing as a car charger.
This week I came ** this close ** to telling my one Junior tutoring student cyanora and don't let the door hit ya! Sunday morning I worked with him for two hours and basicaly we got nothing done because he was fighting sleep the whole time (he has narcolepsly.) Normally, this wouldn't be too big of a deal, but those two hours were the first quality time we had to work together in TWO WEEKS! Then, 4 days this week we did not work together. 2 of them was because as soon as we got to the house he found out his father needed him to translate. 2 other days I got to the house and rang the doorbell and knocked for over ten minutes. One day he claims he was watching a movie and listening for me, but didn't hear me. The other day he claims he thought I'd canceled our Thursday session. Because ... he'd lost his *library* copy of the book we were reading together on Tuesday, and on Wednesday we weren't able to find a replacement copy. (He will be paying the replacement fee for the book - it was checked out on my card.) His host mom had a "come to Jesus" meeting with him Thursday night, and he called me and apologized. At this point I really don't know if I'll be able to get him caught up. I hope to get him caught up enough for a D ... and that is really, really sad considering he was on high-honor roll last quarter. 
I heard back from the work at home job. (the one where one of my new housemates has been working since November or so). I start the training class on Tuesday. If I past the two tests on Wednesday and Thursday, then I will officially be hired!! The only bad part of it is that two of the training classes happen while my brother is in town. If I didn't attend these, I'd have to wait a month or more to start. I think my brother will understand. 
I had my last session with one of my students on Wednesday. The other boy that I work with (and who's mom is the one who first mentioned the wah job) is going to take a bit of a break - but then it looks like the mom is wanting me to work with her senior high-school son this summer while he takes government and something else, as well as the student I've been working with this year. 
The two brothers I'd started working with two nights a week for the past few months - As of next week I'm down to only one night a week. I'm not sure exactly how this happened, but my mom somehow made the boys mom think I didn't have enough experience working with kids in the older grades, and that she could help the boy going into sixth more than me. Grr!!!!
I've filled up my car 3 times this week.... really trying to not cringe. In a few weeks I'll be able to reduce my trips over to where all my tutoring students are - maybe try to consolidate them all to 3 days ... that'll help.
I got the paperwork packet from the Mission school today. I just need to get the reference forms sent out to people, and mail the other paperwork in.
----
ONE WEEK FROM TONIGHT I WILL HAVE A MASTER'S DEGREE!!!
*hopefully I will also have a part-time job 
For the pt job, I'm going to need a new computer monitor - need at least a 19" screen. I found one on Amazon for a bit under $100. I'd like to go through Amazon, since I would be able to use my gift card balance, but if I can find one cheaper somewhere else ... Any ideas?
I was also contemplating the idea of just going ahead and getting a new computer .... I was looking at this all in one with a 20" screen, Acer I think ... for just under $600. But ... it probably isn't a good idea, considering I've had the same screen through 3 computer units .... and my computer still works pretty well ... I have a bit over $300 now in Amazon gift cards and paypal cash (Beezag/Sidetick, etc.) So it would be 50% free ... More than likely I'll just go with a new monitor and leave it at that.
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
5 Comments »
April 8th, 2011 at 11:31 pm
Today Buddy is 1 year old (as best as we can figure.) He's no longer a puppy. 
---
This morning I mailed out a thank you card to my interviewer. I didn't email a thank you note because she'd said they wouldn't be deciding till next week. Apparently someone better qualified than me interviewed today. Unlike with the school library job though, they had the decency to let me know right away that they'd chosen someone else.
Sigh.
---
So ... my plan.
I called the lady I count money with each Sabbath who had casually mentioned her 3rd bedroom. I asked her if she and her daughter had been serious. She said that they were. We talked a bit more, and I told her what I thought I could afford. Then I asked her to talk with her daughter and just make sure that whatever the expectations are, are known up front. She's going to do that, and then in the next few weeks I'm going to go over to their house and we'll all sit down together to hammer out an agreement.
I think besides the problem of other states not wanting to bother with someone with out of state certification, my other big problem is my lack of actual experience as a school librarian.
So, this is what I am thinking. I am going to continue to tutor and bring in as much as I can that way - only during the school year, keep it from 3 p.m. forward. In order to gain experience as a school librarian, I am going to offer my local church school my unpaid services. I'm thinking M, T, TH from 9 a.m. - 1 p.m. and Fr from 9 - 5. Our school currently has 21 kids from pre-school through 7th grade and two teachers. I can do storytime, book talks, technology/research classes. I can put together a library website and maybe use the open source software program Koha to set up an assessable catalog. As far as databases, I can have the kids sign in under my library card to do searches, and check out extra books on my own card to supplement units (I know, I'd have to be *very* careful with this ...) Maybe I can set up a book fair too ...
I'd then keep track of everything I do in a digital portfolio - take pictures of kids projects, record outcomes of information literacy skills pre and post, etc. Then I'd have something concrete to put on my resume. It'd also be a tremendous boost to our school.
I'm also thinking that this summer I am going to offer technology/research classes. It'd be to a limited number of students and would include instruction on typing skills, MS Word, PowerPoint, video editing software, etc. I'd also take them through an involved research project, teaching them the needed skills step by step and the final project would be their choice of a written essay, powerpoint presentation, video (youtube, etc) or maybe an Xtranormal presentation. I'm thinking it would last 7 weeks, 3 days a week for 3 hours and cost $950 per child. So ... 63 hours of instruction at about $15/hr. It would be limited to age ten and older, and no more than 8 students - unless I had an assistant, then I could maybe take 4 more.
There are obviously a lot of details to be worked out .. such as where would this take place ... where would I get the computers/software (have each student provide their own???) etc. As far as parents willing to pay that much ... I think it is quite likely. It would offer their kids both invaluable skills for school and life, but also give them something to keep them occupied during the summer. I know several of my students parents would probably go for this idea.
---
What do y'all think?
Far fetched? Reaching? Maybe possible??
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
9 Comments »
March 22nd, 2011 at 01:55 am
Yesterday I was able to redeem more of my Mypoints for a $25 Amazon gift card. That makes $50 in AGC from Mypoints this month (once they arrive of course!) I'm now down to a measly 471 points. So, I think it will be awhile before I can redeem again. 
--
I'm within 600 points of being able to redeem for my next $8 cash in Beezag. This March Madness deal (where all the videos are worth 250 points) has been fantastic!
---
I've donated 770 Swagbucks so far this month to the Japan donation thing. I'm at 21 Swagbucks now. I'll wait till I get back up to 100 to donate again, or March 30. Whichever comes first. 
---
So I was supposed to pick up Buddy yesterday afternoon on my way back from my friends house. But when I called to find out if my mom wanted me to pick him up, she wasn't home yet. So today she calls me while I'm in my tutoring session and asks me if I can come pick him up because she was going to be gone from 1 pm to after 11 pm, and couldn't take him with her. So of course I said I would. I got there about 4:30. His leash was nowhere to be found. UGH! I texted her to find out where it was - and she didn't know where it was either.
When I took him out to the car, I had to improvise a leash - because when I set him down on the grass, he ran after another dog .... I found one of those tie down straps. Worked perfectly. A normally 30 minute trip took 1 1/2 hours thanks to traffic. Not fun!
---
Mom's lease is up at the end of April. So she also today was asking me if she should get a two-bedroom apartment so I'd have a room to stay in. I told her I really had no idea at this point - I may need a place to stay, and I may not. Of course, considering how many responses I've received from my school librarian job apps ... more than likely I will need it.
So, I think she decided to go with the two bedroom, with the understanding that I'd be renting the "guest bedroom" from her and that it most likely would be temporary. She at first was wanting $300/mo for it - but when I asked if I could bring all my stuff from storage so that I could save that expense ... she agreed to $200/mo. If we decide to make it a more permanent arrangement, then she wants me to pay half. Half of what we didn't discuss ...
---
I sent inquiries about a couple more jobs. One of them is similar to what Whitestripe has been doing. If it works out, I could do it for 15 - 25 hours a week at $10/hr +gas allowance. It is putting out fliers for a window washing company in various neighborhoods. I'd be doing a lot of walking - which is something that would be *very* good.
I figure I could do that from 8 - 11/12 every day, get home and shower, and then start my tutoring appointments at 1 or 2. That would put my income in the range of $1400 - 1600! I don't know what I'd do with all that money! Save as much as possible of course 
---
I bought some groceries today: $8.61 (yogurt, bananas, cheese)
So I have $11.49 remaining for March.
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Accountability,
Grocery Tracking,
Extra Money Tracking,
Budget
|
0 Comments »
March 5th, 2011 at 04:16 am
Last night after getting lots of sweepstakes entry videos, I got a 300 point video which put me to 8,000 points. So I was able to cash out for my second $8! Yay!
I'm already up to nearly 700 points - they've been throwing out the videos. One really cool one I just watched called Bravia - a bunch of synchronized color splotches. Put a smile on my face, although I had to watch it twice since I was too into the video and missed the first number. 
---
I actually managed a pretty low spending week. Other than buying a copy of Sixth Sense, groceries, and gas, I didn't spend anything extra. I was really tempted by the Fandango movie deal on groupon, but with the Redbox deal and the previous Movie Studio deal, I think I have more than enough to keep me through June. 
I only had enough Swagbucks this month to cash out for 4 $5 Amazon's. I'm about halfway to my fifth for March.
I'm still waiting on my payout from Sidetick. Getting impatient.
I finally have over 1,000 Zoombucks. Only 987 to go for my first cashout. Maybe by May ....(would go faster if I attempted more surveys and qualified, but they are pretty much a waste of time for someone with my demographics)
---
Today I was sitting in the lobby at the school where most of my tutoring students attend. The senior girl I tutored last semester came up to me with another girl - a sophomore. We are going to start working together on Monday - Mon/Tue/Th. The senior girl also told me that she was accepted into the college she wanted to go to. Yay!
This extra money will be a big boost to my bottom line - a much needed one.
---
I've decided for sure that I'm going to go to Houston over the last part of Spring Break. My friend has already challenged me to a rousing game of Flinch. I might just bring my aebleskeber pan along and make breakfast for her family one day. 
I can't really afford the gas there and back, but on the other hand, who knows when I'll be this close to her and her family to visit again??
---
Speaking of gas ... today cost $3.37/gallon w/ Walmart discount. I'd put $30 on a gift card, and it didn't fill my tank. :0 Never had that happen before. Made a sick feeling in my gut.
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Gasoline Tracking
|
7 Comments »
March 2nd, 2011 at 01:10 am
Yesterday I received my $5 Amazon gift card from Irazoo that I ordered on 1/17. Took a little while ... I am 1,000 away from having enough to order two more, so am going to wait until then. 
---
I can't quite do a no spending month in March, but I would like to attempt a minimum spending month.
The two main spending times I foresee are a spring break trip to Houston - only cost gas and snacks most likely .. and a celebration dinner (hopefully!) when I get the Capstone results.
So ... these are my goals (with the above exceptions):
1. No more than $15/week on groceries (not including reimbursable type items for SS or tutoring materials)
2. No more than one fast food stop (plan ahead!)
3. No spending money to "make" money
---
I need to call my friend in Houston and make sure the dates I can come down are good for her and her family. I haven't seen her since her 7 year old son was 8 months old. My SD is going to be gone the first half of SB, so I'll have to go the second half. I may see if my SS asst. will do class for me that Sabbath.
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Accountability,
Extra Money Tracking,
Budget
|
1 Comments »
February 19th, 2011 at 03:53 am
i got an email on Tuesday telling me that someone had purchased a groupon through my referral link. So that meant I had a $10 credit. . Then Wednesday morning I had an email for a groupon for a local movie/dinner theater - ticket + lg popcorn for $6. So I went through Swagbucks and bought two. Total cost - $2! Plus got 315 Swag. I was going to tell SD about it, but it sold out! So now I can go to a first run movie for less than the dollar theater!!
----
I am only 2 1/2 parts done with my Capstone essays. I can't even begin to say how stressful this week has been. I am so thankful it is Friday night and I can take a guilt free break till Sat night. (my Sabbath is from Fri sundown to Sat sundown$.
Posted in
General,
Frugal Single Life,
Financial,
Extra Money Tracking
|
9 Comments »
February 12th, 2011 at 02:47 am
Yesterday I received the $5 in Paypal money I'd redeemed on Swagbucks, and tonight I received the $25 in Amazon Gift Cards I'd also redeemed on Swagbucks. So I've now earned $205 since late October through Swagbucks! Nice!
This morning I also finally reached the cash out amount of $25 for Sidetick. All I do on that site is open one email on their site every day and post a comment on the daily blog. That earns me $.50/day. The verification email says it will take up to 15 days to receive it. The clock is ticking!! 
---
Yesterday I had a full day of tutoring! Yay! One of the two boys I normally tutor on Wednesday afternoons had a bunch of makeup work from being out with asthma, and then again with flu. So his mom asked me to come back again today. Normally I won't do Friday after 4 pm tutoring, but since the sun wasn't setting til after 6, I decided to go ahead and do it.
I also will be tutoring the Junior student on Sunday morning for a couple hours. He's decided that he wants to test out on a course he'd taken via correspondence but failed. So we'll be studying for the test over the next 4 or 5 Sundays.
My income for February will still be quite bleak, but not quite as bleak as I was fearing.
---
Tonight I was on FB and the husband of one of my good friends whom I haven't been in contact with since mid-September messaged me. It wasn't really to say hi or to connect back with me, but to tell me about a business opportunity. I'm mighty skeptical, but I really don't think he'd take me down a bad path. I told him I can't really think too much about it right now, but after the 20th when I'm done with Capstone, I may have time to look into it. It's something about tax-free income and retirement ...
I told him that the first thing that comes to my mind when I see "tax-free" income is SCAM. So he then tells me that he did his due diligence on this whole thing and truly believes its legit. Will have to see it for myself I guess.
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Extra Money Tracking
|
1 Comments »
February 9th, 2011 at 07:31 pm
I finally did the deed of putting Netflix on hold yesterday. It would have charged me for another month today. I felt really conflicted about it because I do get so much use out of it - not just personal use, but use as a tutoring tool as well. (At least twice I used it with one tutoring student to watch television programs for an assignment.)
But I got to looking at my money situation again - especially considering that in February I'm going to be WAY short on tutoring income thanks to illness of students and weather - and my heart started pounding faster. Not that $10/month is really going to make that much difference ... but it is something.
---
One of the things that had me worried is that my scholarship money had not credited yet - and the uni site was not showing account information. Thankfully late yesterday evening I got an email telling me that my scholarship had credited, and my account was paid in full.
I was seriously contemplating taking money out of my ROTH. I may still have to end up doing that ... but I'm going to wait till I'm down to my last $500. Gulp.
---
I'm thinking that from now on I'm going to be getting paypal credits for Swagbucks instead of the Amazon cards. If my computer starts really getting finicky, I probably can give it more life with a reformat. I had to do that a few years ago, and it perked it up.
I can't do paypal for all the sites I work on, but for those I do, I think cash probably would be better than Amazon credits right now. Although I can use the AGC for quinoa/lentils, etc.
---
School was canceled once again today. Mom called me and told me the roads were fine and she doesn't understand why the schools were closed. She talked me into doing my tutoring with the family we do together - just a few hours earlier than normal on a Wednesday. I hope she's right. I really could use that $50.
---
I'm doing awful on the 100 day challenge - to put it mildly. Sigh.
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Accountability,
Extra Money Tracking
|
3 Comments »
February 6th, 2011 at 05:44 am
So the other day ex SD/landlord tells me I need to be sure I either have a job lined up by May when I graduate, or a new place to live. His new sweetheart is threatened by me and Buddy (he's been dating her since mid December. ) Fine, I understood that and heck, that's my goal!
Move to tonight. He gets home and tells me that he's putting the house on the market. So ... Depending on how fast/long it takes, I may be searching for new living quarters well before May.
Just what I need. Not.
I knew this situation was too good to last. I really don't know what I'm going to do. I have a possibility of a room near my church - but all my tutoring is over here.
This also means one to two changes of address this year. I was hoping to only move once - to wherever my new job is.
Ugh and ugh.
Posted in
General,
Frugal Single Life,
Financial
|
6 Comments »
February 4th, 2011 at 04:47 pm
If you haven't already heard about this, there is a great deal right now going on with groupon and Barnes and Nobles. You can buy a gift certificate for $10 that will give you $20 worth of purchases.
If you use that gift certificate through MyPoints, you get 10 points per dollar (200 points.) If you got the email from MyPoints, you also get an additional 80 points. If you use your MyPoints Visa to purchase the groupon, you get an additional 20 points (2 points per dollar when shopping through MyPoints.)
* I almost forgot! This purchase counts towards your 3 purchases to qualify for a $10 gift card. Thanks to gift cards, this is my third purchase! So essentially I'm getting the books free.
If you're not a member of groupon and didn't get the email, this is my link for Text is groupon and Link is http://my.groupon.com/r/uu11907395 groupon.  If you're not a member of MyPoints ... my link for that is on the sidebar.
I snagged 6 nookbooks for a little less than $20. Total actually spent was $10 - so that's about $1.63 per book! Sweet!
---
Going on Day 4 of being snowed in. We got another 4 or 5 inches over night. Supposedly its going to warm up tomorrow. So I might just be able to get out to go to church!
Posted in
General,
Frugal Single Life,
Financial
|
1 Comments »
February 2nd, 2011 at 03:41 am
All night the wind and icy rain fell, eventually becoming snow. The warmest it got today was 19 degrees. But with the wind ... much colder. It is supposed to go as low as 8 degrees by Wed morning - coldest temp in Texas since the late 1980's.
Buddy had his first accident since August. I took him out in the am and he was frantic trying to figure out what was going on. Thankfully he got used to it and figured out a good spot to go in. This was his first real experience with snow.
Most schools are closed again tomorrow.
Between today and tomorrow I'm losing $170. But like my stepdad told me - it's less expensive than getting into a wreck!
-----
I wish I could figure out what is going on with my Internet. On Sunday all ATT customers in our neighborhood were without service. Monday it was back. Today mine went out around 4:30. It's done this before, but usually restarting the computer does the trick. Not so this time.
I guess this is part of what I have to live with relying on a wireless connection. I really hope it's working again tomorrow because I need to get schoolwork done - and the library won't be open.
Posted in
General,
Work Related,
Frugal Single Life,
Financial
|
0 Comments »
February 1st, 2011 at 04:19 am
This is my monthly update on what extra money I make via websites, selling things, etc. My goal is to earn $800 by Nov 11 and use that for a new computer (at least part of it).
Swagbucks -
$25 in Amazon Gift cards
Cashed in for a $50 about a week ago, and have enough Swagbucks for my February $25.
Beezag -
Received $8 cash.
Have almost 3,000 points towards next cashout.
Mypoints -
Received $50 Amazon Gift card. Have nearly 3000 points towards next goal.
Inbox Dollars - at $10.29 Need another $15 for cashout.
Sidetick - At $20. Need $5 for cashout
Irazoo - cashed out for $5 Amazon Gift Card. Need 1500 more points for next card.
Zoombucks - SLOW going. Have 619 points of 2000 needed for first cashout ($20 Amazon Gift card)
Half -
Sold two textbooks
Profit of about $77
Hmm ... I think that's it. I decided to drop several sites I was doing.
-----------
This weekend was my certification test. I don't think I did very well. There were several areas that had not been covered in classes or any practice materials. Oh well, if I have to take it again I now know what areas to study.
I stayed at a hotel that was five minutes away. That was awesome. What was not awesome though was leaving my iPhone headphones there.
I replaced them today for $33. 
---
It sounds like the bad weather has started. I wonder how much snow we'll get?
Posted in
General,
Frugal Single Life,
Financial,
Extra Money Tracking
|
3 Comments »
January 18th, 2011 at 11:58 pm
While I was waiting for my Junior tutoring student today, I got two email messages letting me know I had sold both of the textbooks I'd put up on half . com! That'll be roughly $80 towards my extra funds goal when the money is transferred. Nice!
---
This morning I finally made it up to the student health center. After I got up there I found out that since I wasn't going during one of the "lab specials" time period, that I *had* to see the doctor first! Miracle of miracles, I was able to get an appointment right away. I told the doctor I'd been out for four days, so she just went ahead and wrote me a prescription for two months. That way I can come back and have the blood work done during a lab special. Even better, when I went to checkout, I didn't have to pay anything! I thought I was going to have to pay a $15 copay ... but there was no charge!
I'm glad to finally have this at least partially taken care of, so inexpensively.
---
Today in the mail I received my box of books from Barnes & Nobles. My brother gave me a $25 gift card for my birthday - I bought 5 books with it. Gotta love them sales!
I also received a package from my dad and grandma. They were walking around Macy's last week waiting for something, and found two tops that "had my name on them." I really like one of them, but am not too sure about the other one. Still, that was pretty sweet of them. 
---
My new class started this morning. Whoo boy! It sure looks like it is going to be a doozie of a class for 3 credits.
---
My procrastination in getting gas yesterday cost me $.13/gallon. After finishing at the health center, I was completely out of gas. Gas cost $2.95/gallon. I could have gotten it at Walmart for $2.82/gallon. 
Hopefully, lesson learned.
Posted in
General,
Frugal Single Life,
Financial,
Gasoline Tracking,
Extra Money Tracking
|
0 Comments »
January 18th, 2011 at 01:51 am
This afternoon I went to the dollar theater with the lady I help count money at church. We went to see Burlesque (excellent!). I was telling her about my adventures with my mom yesterday attempting to see Social Experiment ... when the movie stopped! It had just finished the previews and was doing the screen asking you to silence your phones. We sat there for at least five minutes and the screen didn't move. Finally, I got up and told one of the workers. As I was coming back in, a couple other people were getting up to do the same thing. A few minutes later our movie started - thankfully perfect sound quality!
---
I just realized that today is my Blogaversary! Six years! Wow!! When I met up with MonkeyMama in CA, we talked a little about some of the SA bloggers we've seen come and go, and those we'd so love to meet for different reasons. (It would be so great to have a whole SA bloggers get together some day!)
I don't think there's very many people still blogging here that were around when I started. Miclason was here ... Ima I think started a little after I did ... I'm not really sure who else! (Could be my Swiss Cheese Memory at work here.)
Of course, Jeffrey and Nate were around back then The blogs and the site have definitely evolved in the passing years.
I for one am very thankful that I stumbled across SA, where I have found such a wonderfully caring group of people.
---
I'm considering doing something that may or may not be fruitful or smart. I am considering joining Match . Com for one month as kind of an experiment. My profile headline would be something like "Busy Graduate Student Wants a Break from Studies." I'd be point blank blunt about what I want (friendship/fun) and what I don't want (fwb!). Since I very well may be moving in the next six months, I'm not interested in a relationship ... unless of course I met someone who was completely over the top right for me.
I'd also include my definition of respect: When I say that I don't drink, smoke, eat meat, etc., respect means that you accept that and don't try to "change my mind" or "trick" me into it. I'd also be blunt about the fact that I can't afford to pay for anything more expensive than Taco Bell and the dollar theater. So, if they want to do free or inexpensive activities (like hiking/picnics,playing board games, watching videos, or hey, come help me out at Sabbath School) - great! If they want to do things like musicals, first-run movies, plays, rollercoasters! etc., -- great! as long as they're treating me with the only expectation/reward being the pleasure of my company. And more along those lines. 
I'm curious if I were to post a profile like that, how many responses would I get, and if I got any, how many of them would have actually read and comprehended AND understood what I'm saying ... and then still contact me? 
Most likely would be a waste of time and breath ... Maybe if I was 140lbs one or two might bite (but then even less likely that they'd read the profile ... )
--- My mom has a profile on Match, and she told me that she has an income criterion of $150k/yr+. She has at least 6 guys she's corresponding with right now.
When I was in college, I met a wonderful man on Match who I ended up dating for about a year. My longest relationship. (Sad, I know for a 35 year old.) So I do know that there are possibly quality men on these sites. But my mom's ability as a multiple-divorcee to attract the interest of these supposedly well-off men, makes me wonder ...
I'm at the age where I realize I'm probably not going to have a flesh and blood child. I'm not totally okay with that idea yet, but the realization has also made me think ... why the hey not - put on a profile what you really think and want. If someone actually reads, comprehends and understands it AND contacts you ... he may be someone you actually want to get to know better. If not, oh well. Keep on living life like always.
Well, I'll probably not do it for real. Just some of the thought processes going through my head tonight stuck in traffic coming back from the movie. See, it's dangerous to have no radio in your car (especially if your phone is about dead, so you can't play music from it either!)
---
On a completely different note. 
I downloaded two new aps last night on my phone - one for Ebay, and one for Half-com. I then preceded to list two of my textbooks on Half, using the nifty barcode scanner, and an unused gift card I'd redeemed from Mypoints a few years ago (I think I'd meant it to be a gift for my brother's then wife ...) was put up on Ebay.
---
The school health center wasn't open today. So I'm going to have to go in the morning. I really can't keep putting this off. I wish I could've done it today, because tomorrow is going to be hectic trying to get everything done.
---
I figured out how to use the scholarship money today. It had been sitting in my refund account since October because I couldn't figure out how to transfer it to ING. I didn't want to have to withdraw sums of money over several days from an ATM. So I figured out today that I could link the account on the Chase CC website to pay the CC! Perfect! So I went ahead and paid my balance three weeks early. 
--
Tomorrow is the first day of the new semester. I'm curious and nervous about what all this one class I'm taking will entail. I'm just SO glad its the LAST class! 
---
Something else I'm considering is getting a hotel room the night before my certification test near the test site. From where I live, it would be about a 40 minute drive - which is not bad, but it could be an extra 40 minutes of sleep ... The test is at 8:00 a.m., and I have to be there by 7:30. So I'd have to leave the house by 6:30 a.m. Whereas if I got a hotel 5 minutes away ... I've already posted to see if there's anyone who might be willing to split a hotel room. 
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Extra Money Tracking
|
14 Comments »
January 14th, 2011 at 05:14 am
When I logged in to my MyPoints account today, there was a popup saying that I was preapproved for a MyPoints Visa card!! I had a MP Visa when Washington Mutual was still solvent, and earned many, many gift cards that way. (thanks mostly to being able to put my rent on my card each month - paid off in full each month of course!) So now, I don't have the opportunity to put a large amount on it each month, but it still will be much more lucrative than either Chase or Citi rewards points. This quarter Chase is doing the extra rewards for groceries and convenience stores - which is similar to Citi and MP - except Citi is also fast food. So for this quarter at least, Citi will be in my wallet all the time, and Chase for two weeks, then (once it gets here) MP for two weeks. Spread the love. --- I may end up canceling Citi actually. I'm having a difficult time figuring out how to get an acceptable copy of my grades - it'd be worth 2000 points for this past semester (and hopefully this coming semester as well ...) And the grade rewards points is one of the big reasons I went ahead with this card ... (plus the 25 rewards points for paying on time :roll eyes
----
My 5th Amazon card came in from Swagbucks today. So I'm now up to $75 in my Amazon account. I also have enough Swagbucks for my 5 cards in February, and 3 in March (close to the 4th one.)
----
This is a true 4-day holiday for me this weekend. I'm not even losing tutoring money! How does that work?? Well ... I worked with my one student this past Sunday, which will count towards tomorrow's normal session. Then today, I worked with him an extra two-hours which will count towards our normal Monday session. Extra work this past week, but makes for a nice PAID break. 
---
Tuesday night I got a phone call - blast from the past. Guy I dated for about five months or so back in 2008. I hadn't heard from him in about eight months, give or take. He wanted me to come over to his place and "hang out." He was of course "in-between" relationships and was lonely. I told him that I wasn't interested. He asked me if I'd been on any dates lately. I laughed and told him "where exactly would I meet anyone?? -- church? with maybe 300 members where I spend half my time there in a sabbath school classroom or in a back room counting money ... my various tutoring jobs??? maybe at the main school I tutor at, but not very likely ... grocery store/gas stations/library ... been "hit on" at those places, but not by people I'd even consider giving my number to ... so he asked me why didn't I try online dating sites ... LOL! sure, where can I have a free profile and respond to people for free, and have people who actually read the profile information to see if it matches them AND are honest in ALL their responses?
(and no, I didn't say all that to him)
Posted in
General,
Work Related,
Frugal Single Life,
Financial,
Extra Money Tracking
|
9 Comments »
January 11th, 2011 at 02:19 am
This will be much shorter that it was - submitted the orginal post and was told *you are already registered as frugaltexan75* --- so post was gone. Ugrh!
---
Received $20 in Amazon gift cards today from Swagbucks for January. Waiting on the 5th card.
Only 7 points away from my first Amazon card on irazoo!
---
Took the practice test for librarian certification today for the third time. 1 - 79; 2 - 81; 3 - 81. 80 is passing. The real thing is on the 29ths. So, I need to hit those flashcards hard!
---
Letter from my bank today telling me that they're going to start charging $8.95/month for checking starting in February. Two main ways to avoid it is direct deposit of $300/mo or maintain a balance of $1500. Can't do #1, so am considering #2 just so I don't have to go through the hassle of switching banks. However, at some point in the next four or five months I would not have that much to maintain - so would get the charge anyway.
Will have to think some more on this.
Posted in
General,
Frugal Single Life,
Financial,
Extra Money Tracking
|
9 Comments »
|