This morning I had my first root canal of my life. Ugh!

It took forever for the endodontist to get the area numb. The infection hadn't gone down enough with the antibiotics, so the area was still pretty tender.

Then when she (endodontist) had cleaned out all three root canals, she was only able to plug two of them. The third one would not go "dry". She told me that I have a cyst in my bone? which was infected, and the infection was running through that third canal.

So she prescribed new antibiotics for me, a round of steroids, and pain meds. I'm going to have to go back a week from tomorrow to see if the antibiotics and steroids worked. If they didn't, then I more than likely will have to have an oral surgeon remove the cyst!!

The root canal (including my next visit) was $1300.00. I had to pay half today. So that completely emptied my FSA which had $392.xx left, then I had to put another ~250 on my credit card. I also had to put the copays of all my meds on my credit card.

No more pre-tax money paying my medical expenses this year.

I am waiting with great anticipation to see how much the crown is going to cost me out of pocket. NOT!

The one good thing today is that I had less than a 10 minute wait at Walgreen's to get my prescriptions filled! Practically a miracle!

I'm not sure exactly how long ago it was that I first borrowed the CD set of Learn in Your Car Spanish from the library, but I do know it was at least 8 or 9 months ago.

I played the first CD of it, and realized that it wasn't what I wanted. So, I put the CD back in the case. About a month later I took it back to the library.

The next time I went to the library, the librarian told me that there was a CD missing from the case. I was sure I had put the one CD I'd used, back in the case, but went ahead and took it back home. I looked high and low - even did some "spring cleaning". No CD to be found.

So, I took it back to the library. The librarian renewed it for me. Repeat ad nauseum of the librarian renewing it for me.

Finally, about two months ago she gave it back to me and suggested that I take it directly to the library it actually came from and see what they'd say. So, I took it. For various reasons I wasn't able to attempt to find this particular library branch until last week, after the renewal had already run out.

My attempt to find this library branch did not go well. I got royally lost in downtown Dallas. At night. I never managed to find that branch.

So, today after church I stopped by my regular branch to turn the CD case in once again - to at least stop the late charges. I again asked them what I should do, since this seemed to be a never ending cycle. The librarian told me I should talk to this other librarian for better directions to the downtown branch.

So I did. I explained to her what the situation was, and expressed some of my frustration. Unexpectedly, she told me that the situation was over, and not to worry about it anymore! She said the other librarians didn't have the authority to do this, but she did.

I thanked her profusely.

I had $11.25 cash on me, so I paid all but $1.25 of my late fines. So now at least I'll be able to renew my other books.

I am just so thankful that I was finally pointed in a direction that led to the end of this situation!

When I first lived in the DFW area I had both my auto and renter's policies with Geico. Then in 2005, Traveler's (which was affiliated with Geico) pulled out of Texas.

I ended up having to get a renter's policy with a company a friend of mine worked for (always with the understanding that I go for whatever is least expensive.)

Well, the other day I heard a commercial on the radio saying that Geico was offering homeowner's policies again in TX for as little as $13/mo! Woo Hoo!

Tonight I decided to give them a call and find out if that was true. It was! Unfortunately I also found out that it wasn't back in 2002 that my car was broken into on Valentine's Day - it was in 2004. So, I wasn't able to get the $13 rate.

However, I was able to get a $16.50 rate, which is $6.50/mo less than what I was paying.

Guess where that extra $6.50/mo will be going? To my financial goals of course!

Also, while taking a look at Geico's site tonight, I realized that they are finally accepting other credit cards than their own for payment! So, that will be something else to add to my Mypoints card and another 38 or 39 points a month for something I have to pay anyway. Yahoo!

I made a decision this weekend. I'm not going to take the SAT tutoring job. The training session I went to Wednesday night felt very rushed. I left there feeling like I hadn't really had a chance to retain much of anything. Also, the pay is a lot less than what I had thought it was going to be - especially if I don't manage to make the 700 mark before starting.

So, I've written the person who was working with me and let her know this.

I am going to look into other ways of making an extra couple hundered dollars a month. My mom suggested another tutoring type place that I could check out.

In other news . . I have decided to add a bit of running to my workout schedule - on a treadmill for now. I am going to be using a program called "Couch to 5k" which can be found on the coolrunning.com website. Before really getting into it though, I needed to get some real running shoes.

So, I did that this afternoon. $100. Ouch! But my back and knees will thank me for it later.

I haven't really decided if I'm going to go for doing a 5k or not. If I do, it wouldn't be until the fall when it's not too hot or too cold.

Wow! I was just reading Miclason's blog about how today is her blogaversary, and it made me remember that today is my blogaversary as well!

So many things have changed in my life since three years ago.

When I first started blogging I was in the middle of my last year of teaching and was working towards building up my emergency fund. I was making *a lot* more money, which made saving easier.

Now here I am three years later.
On February 15, it will have been two years since I started my new job in the oil & gas industry. Oddly enough, I am living in the same city I was three years ago, just five miles south of my old apartment. After nearly depleting my emergency fund between the end of my teaching career and starting my O&G job, I am now on track to being close to where I was in Jan 05.

One similarity between Jan 05 and Jan 08 is that I have renewed my friendship with my exbf S. (Yes, I know. I haven't mentioned this. Not a big deal really. He contacted me in early December via email after over 2 years of silence.)


There have been so many new people who've come to be favorite people to "read". Some of my favorites I have not seen in a long time (DivaJen for one! Another one is the person who did the minimum wage challenge - can't think of her name right now.)

Jeffrey and Nate, I am so thankful that you two have put so much time and effort into making the blogs and the site so useful. I am also so thankful for the people here who have become like a virtual community of like minded friends.

So, this morning I walk outside to my car. Much to my surprise and unhappiness I find that the window on the front driver’s side has been smashed to smithereens. Flashback to almost six years ago (this coming Feb 14) when my back driver’s side window was broken into. Thankfully this time they didn’t steal anything. Of course, there really isn’t much of anything to steal in it anyway.

Ugh! ARRGHH! Curses and bad words! (That is what I was doing this morning upon finding my smashed window.)

I called my coworker who carpools with me and told her I’d be a little late, seeing as though there was glass all over the front seats. The apartment complex’s cleaning lady was nearby and saw my distress. She helped me get the glass all cleaned out, which I thought was really sweet.

The ride to the office building was – COLD!

I walked into the gym and asked the manager, “Do you have a punching bag? I really need the use of a punching bag right now.” He was like, “Yeah, E.” (His son and my personal trainer.) Ha ha. So, instead of punching at something, I hit the elliptical hard for 15 minutes – a whole lot less time than normal, thanks to getting to the gym so late.

Once I got to my desk I called my dad and told him what happened. He offered to call this guy our family’s used for various auto repairs for the past 12 years to see what he could do. Later he called me back and told me W had found a used window for $85 and could replace it this afternoon!

Dad came by my office (a 70+minute drive!) and we traded vehicles. I do not like driving his car, but under the circumstances. . . Later this afternoon he called me and let me know the window was in – W had only charged $10 labor! My dad had stopped at a junkyard (where he got the window.) He was told that he’d have to get it himself – he didn’t have any tools with him. Luckily there was another guy there who HAD the necessary tools and was willing to do the job. My dad gave him $20.

My dad and I will be exchanging cars again probably Saturday afternoon.

Yay! for great dads! Boo! to idiots who think breaking a car window is a good idea!

I've got to run to my first training session now for my new job!

I got a call from A around 7 p.m. tonight telling me that they would like to have me join their team! Since I didn't quite make the 700 mark on the SAT tests, I will start training, then half-way through take another diagnostic test. Then at the end of training will take another one. If I make the 700 mark, then I'm good to go. If not, then I'll be on a probationary status, but still able to start tutoring.

Wednesday night after my regular job I'll have my first training session. I'm not too excited about the late night that promises to be, but I AM excited to get started!

The two areas I really need to work on are recognizing the grammar errors (and being able to see the most correct fix) and making a list of easy to remember studies which can support the various possible essay topics. My essay was not given full points because I hadn't used any "studies" to support my answer.

---------------
After the scare I had on Wednesday regarding maybe losing my home due to developers buying the land, I've been giving some serious thought to what I'd need to do in order to be able to purchase a home in the next two - three years.

Right now I have about 5 months salary saved in my EF/Car fund. I have no money earmarked towards a down payment. Before being comfortable starting a downpayment fund, I feel I need at least 6 months income + $4,000 Car repair/replacement in place.

I think I *might* be able to find an older home in the 85K to 90k range. So, 20% downpayment would be $17 - 18K.

Let me put it this way. There is NO way I can save that much money in 3 years - not on what I make now.

So, in a more optimistic view, I have two choices available to me. One, cut down on optional expenses to increase savings. Or two, find ways to increase income.

I am going to do both.

Money Cuts:
First, I have decided to stop taking my Callanetic's class. I love it. It's very relaxing and rejuvenating, but really, it is something that I could do just as well at home for a WHOLE lot less money.

Second, I am going to renew my personal training ONE time. That will put me through May with about 6 extra sessions. I spoke to my trainer today, and he said I could space those last six sessions at one a month - as kind of a check in session. However I would have to pay the gym fee of $20/month. He also is going to help me figure out a good routine rotation which I'll start practicing on Wednesday mornings.

Third, I am going to drop Netflix (not a lot of money saving here - but really, I CAN get movies from the library, and just HOW long have I had this last movie out??)

Fourth, I am going to look into whether or not I can sell my Tivo w/the remainder of my prepaid service contract. If I'm able to do that, then I'm going to drop Cable. (If my Tivo worked without Cable, I'd keep Tivo in a heartbeat and just drop Cable.)

Fifth, I am finished with fast food, soda and frozen dinners. If I go out to eat somewhere, it will b only because I'm going with someone else (i.e. part of a group) and will order as cheaply as possible. i.e. At a Mexican resturaunt only order one single enchilada, no sides. I also am going to continue to try and cut my food budget as much as possible, however, I will be keeping good nutrition in mind.

Increasing Income:

First, I am going to go through my apartment and find everything I can find that may have any cash value (that is not necessary) and try to sell it. (Books, extra t.v. ??)

Second, I am going to redouble my efforts to lose as much weight as possible by March 20 to increase my odds of winning the cash prize.

Third, I will be starting the tutoring job. Training is paid. I will do everything in my power to increase my scores in order to make and surpass the 700 mark.

Fourth, I will seek out other opportunities to earn extra income. I need to see if maybe there's people who need a babysitter, etc.

-----
So ... My top four financial goals --

All money left in grocery, other, gas and phone at the end of each month, as well as any other money earned by any other means will be sent to --

1. Vacation Fund - $500 (Will be essentially a free vacation, but I want to be sure to have money available to pay my own way for anything I do while in CA. After the vacation, any leftover money will be sent to #2.)

Then to:
2. Emergency Fund - 6 months income

Then to:
3. Car Repair/Replacement Fund - $4,000

Then to:
4. Downpayment - $18,000.00 -- GULP

This afternoon I went to one of the Health Seminars that I get 50 pts for - a part of the 20 week fitness challenge. (Ends March 20). I hadn't realized that they were going to have the scales there so that you could weigh in today, rather than coming back tomorrow - otherwise I would've waited to eat my late lunch. Oh well - I still showed a 4lb loss on their scale. 10 weeks to go!

I'm trying to elliminate soy from my diet. This is somewhat difficult for me, because I am a vegetarian and while I do get protein from veggies and beans, I get a whole lot more from soy protein sources. I drink a fruit smoothie each morning which uses soy milk, soy protein, banana, various frozen fruit, and spinach.

I've been doing some research, and found that Hemp protein is about as close as I can get to the soy protein. So, tonight after the seminar I found the Whole Foods store which was listed as having Hemp products. I found the Hemp Protein powder, but did not find the Hemp milk. For right now, I still have two containers of soy milk I need to use up, so that'll wait. Little steps.

While I was there I realized that I was out of spinach. So I went to WF's HUGE veggie section and looked for bagged baby spinach (the easy way, I know, not the cheapest.) There was none to be found!

So after I was done at WF's, I headed home, stopping at Tom Thumb. I went to the bagged salad section where there usually is a ton of bagged spinach. Again, there was none! I found the produce worker and asked where the Spinach was. He told me something about it being a "hot seller" and that all the bags were off the shelf. Huh??

He led me to where the unbagged spinach was and I picked up a bunch. Not my favorite way to do spinach, but I guess it will work.

I've got to say, it was really strange to look at two different stores bagged salad areas and see no spinach. The last time I saw that was when there was a recall.

So ... Whole Foods - 1 16oz cannister of Hemp Protein Powder - $14.99

Tom Thumb -- 1 bunch of Spinach, 1 candy -- $2.77

Brings my grocery spending so far to $90.33 and leaves me with $17.91 left for the month. Hmmm . . . somehow I think I'm going to have to use some of my "other" money for groceries. There are two "grocery days" left in January - maybe I can stretch it.

I had a not great day today.

At work one of my co-workers told me that she'd heard from another one of our co-workers that he'd read a story in the business section of the paper talking about how an development company had bought the land where my apartment complex is located. The article also talked about how the company plans to tear down the current buildings and put up new apartments/town homes/retail shops.

So I went searching to see if I could find the article for myself. I did find it.

Needless to say I was feeling quite a bit upset with the idea of some development company deciding they had the right to kick me out of my home, not to mention the families in the other 399 apartments! Not to mention the fact that I am SICK of moving!

On my way to my Callanetic's class I called the apartment office and asked what was going on. The person who answered didn't deny that the land had been sold, but she did reassure me that nothing would be happening anytime soon. And that when or if it does, we'd be given notice.

My current lease is up at the end of March. I have till the end of January to say whether I'm renewing or not (60 day notice). I'm not quite sure what to do right now. I like where I am living - especially the cost factor and being right in the middle of work and church.

Arghh!!! If I lived in a house of my own the only things that could force me out would be foreclosure or Eminent Domain!

------
My day got just more fun after class. Not. I was backing out getting ready to head home, when all of a sudden I heard "CRUNCH!". I went back into my parking space to see what had happened.

I had apparently backed into the front end of a HUGE pickup truck. Another lady who was leaving shined her headlights on the truck and we both looked for any damage -- there was NONE of course to it. Then we looked at MY car.

On the front bumper of the Gigantic truck was this horn shaped iron thing that stuck out. This horn shaped iron thing did a pretty darn good job of crunching underneath my left taillight and cracking my bumper. The good news is the taillight still works and the bumper doesn't seem like its going to fall off.

I think my car didn't even make contact with the actual truck - just that iron horn shaped thing!

So ... what else is going to happen!??

About 2:30 this afternoon I received a phone call from the person I was to have an interview with asking if I could come in earlier than I was scheduled for. I agreed - even though I hadn't done some things I'd wanted to do before the interview, but felt I wanted to show flexibility from the start if possible.

So, I got there just a few minutes before 4 p.m. I think it went pretty well. After the interview questions were over, we went over my test (I took the Reading and Writing portions of the SAT). She told me on my essay that one of the problems was the lack of a variety of examples - I needed an example from some study or such not.

I bit my tongue, but very badly wanted to ask her how many high-school students read Newsweek or whatever enough where they'd even KNOW supporting studies, let alone be able to remember it accurately to include in a 25 minute essay from start to finish??

Anyway, from going over my test results, I saw that I essentially needed to have omitted more questions than I did on the Reading part, and on the Writing part I needed to have answered more correctly.

She told me there were two possibilities going forward - 1) Go ahead and start my training while I continue to study to retake the test and make the 700 mark, or 2) Study to retake the test until making the 700 mark, then begin training.

So . . . neither of these two options made it sound like I won't get the job - just have to make the 700 mark. I wasn't far off in the Reading (missed by 30) but in the Writing I was 80 pts off.

Any English teachers out there know of a good resource to really get down pronoun agreement?? That was one of my weak areas - recognizing when pronouns didn't agree. i.e. "It is one's duty to read diligently, because you will learn more that way."

---

My Grandma has been searching for the past few years for a divided skillet. Each time she came here to TX to visit, we would also check around to see if we could find what she was looking for. This time however, I got the bright idea to do a google search -- and found just what she was looking for on Ebay!

The starting bid was $10 + $9 shipping. I put in a max bid of $20, thinking there was no way it would go higher than that, because, really, how many people even know such a thing exists? To my dissapointment and amazement, I was outbid! I started raising my bid bit by bit until I hit $27. Then I called my dad to double check just how much she was willing to go. He told me she had been thinking $29 max (cost +sh) so I said I'd be willing to throw in $5, and my dad said he'd be willing to throw in $5 or $6. So, I put my max bid at $35.

I finally found the other person's max! I bought the pan for $31 + $9 sh = $40.

I was a bit annoyed though, because it just seemed a little too convenient that someone came along and bid up to $30 on something that is pretty obscure. It made me wonder if it wasn't a family member's account or something who saw that there was a bid on their item, so went to bid it up to the retail price.

Maybe not. It could have really been someone else wanting it.

Oh well, I'm just glad that my grandma now will have her pan. I asked her what she'd use it for and she told me she'd use it to be able to cook her meals all in one pan at the same time. Guess that makes sense.

Ok, not really.

This morning I was getting ready to go to church when I got a phone call from a friend of mine. She asked me if I had any plans for dinner, and I told her that I didn't. So she then tells me that her youngest son (5 y.o.) had informed her that she needed to invite me for dinner! So Cute!

So tonight, my friend, her oldest son, her youngest son, another friend of hers named Nora (who youngest son had also told his mom needed to be invited) and I all ate at the Blue Mesa. I hadn't met Nora before, so it was nice to meet one of my friend's coworkers.

Do you get why youngest son was so adamant about the two of us coming to dinner? Laura ... Nora He thinks it's so funny that his mom has two friends whose names sound so alike.

I really was NOT planning on doing any eating out this month - but how can a person resist a request from a 5 year old cutie patootie?

So, anyway, the kid made my day.

I got a spinach and cheese enchilada plate - was $9.69, plus $2 tip = $11.69

I only ate half of it, then took the rest home in to go box -- so lunch tomorrow!

When I got home I put my lb of pinto beans in my new crockpot to soak overnight.

Why am I up so late tonight? I've been working on updating my resume. Tomorrow afternoon I have my interview for the part time tutoring job. A little nervous - but it really wouldn't be a big deal if I didn't get the job. It would just be so nice to have a couple extra hundred each month - give me some breathing room.

I was a beehive of activity this morning. Put my laundry away, did a trash run and actually took it to the dumpster, picked up things that were out of place around the apartment, and cleaned out my car! Wooh! I'm exhausted. -- Just kidding.

I also decided to go check my mail - hadn't checked it since Friday.

I had two interesting pieces of mail. One was from my friend Karin who lives with her husband and two little ones in NM. Her hubby got a job here in Texas, near Houston and they'll be moving in the next few months!! Yahoo! I haven't seen her since her son was about 7 months old, and he's now 4 1/2!

The other piece of mail was from my lovely brother and his even lovlier wife. It was a belated birthday card -- and not just a card, but it also had a $25 Barnes and Nobles gift card! Woo Hoo! Does my bro know me or what?

Within 15 minutes of opening it, I got on mypoints.com and clicked on the Barnes and Nobles link - then preceded to go through all of the bargain priced books. In the end, I bought one regular priced book, and four heavily discounted books. My total purchase was over $25, so I had free shipping, but I did get charged tax.

So, for $4.79 by Saturday I should have 5 brand new books, courtesy of my brother and sil -- plus, I earned myself ~275 points! Woo Hoo!

#1 - Keep track of my money on a daily basis
using You Need a Budget.

#2 - Save an additional $4500 in Emergency Fund/Car Fund

#3 - Fully Fund Exercise Fund $1700 (Callanetic's and Personal Training expenses)

#4 - Fund Vacation/Fun Money $500
--- California Memorial Wknd trip, etc.

#5 - Find second source of additional income

---After #5 is accomplished ...
#6 - Increase Roth Contributions by $50/month.

#7 - Increase 401K Contributions by 1%.

-------
I have a possibility of a Sunday tutoring job - 6hrs/wk possible pay of $14+/hr (more than my regular job!). I have an interview this Sunday afternoon.

If this doesn't work out, I'm going to keep trying to find something else.

-----
One other thing I'm going to do this year (ok, going to attempt again) is to totally cut out soda and fast food consumption. That will save tons of money and be helpful in my health goals. I've really been sabotaging my health and financial goals by my soda and fast food/junk food habits.

My goal is to keep food spending to $20 - 25 per week -- with a total monthly budget of $115 - 130. That'll give me room to stock up if I find a good deal, but also money to put towards my other goals when I make my goal amounts.

My Christmas Eve Day was spent in two very different worlds.

Christmas Eve morning I woke up in time to eat a bite of food and get dressed. I had spent the night at a hotel with my dad and Grandma. I was over warm in the night - and had thrown most of the covers off. I had clean water to shower with, brush my teeth with, clean clothes to put on.

I headed to the below lobby level of the hotel to check in with the Soup Mobile organization. There were at least 150 or more people milling around in the lounge area, either waiting to check in, or reading through their instructions.

I got up to the table and found out that I was supposed to have a partner - since I didn't, I got sent to the 'corner' till someone came along without a partner. About 5 minutes later this nice lady named Veronica came over, and we partnered up. We were given a clipboard with a baggie. The baggie contained 6 slips of paper, a few sheets of post it's, a tape measure, two pens, safety pins, and two instruction sheets.

We sat with the others and read through our instruction sheet. It was the first time for both of us to volunteer for this duty, and I think we both were apprehensive about what was about to happen. At first, the instructions looked quite daunting, and I wondered how we were going to actually get through all of them -- especially since one of the pieces of info needed for each person was their inseam.

Essentially Veronica and I's job was to get in line with the other 50 pairs of volunteers, greet the two homeless people who were assigned to us, get their names, waist size, inseam size and shirt size. Then take them to the lounge and give them one of the sack lunches. While they ate, we dropped off their information forms, then got their room number, and then went back to pick up their clothing bags. Once we had their bags, we went back to pick up our pair of homeless people and take them to their rooms. In each of the hallways there was a pair of hall monitors (keeper of the keys) who would let us and the homeless people in their rooms. Then, after dropping them off, we would go back downstairs for our next pair.

A total of 300 homeless people were fed and housed at a *very* nice hotel for Christmas Eve.

The first two pairs we were assigned were men. Two of the four men were either on crutches, or used a cane heavily. I talked sports with one of them - he loves his Cowboys! These first four were all relatively clean and able to carry a conversation well.

The first two times we took our pair to their rooms, the path was lined by other volunteers helping to lead the way. All of them were saying "Merry Christmas" etc to our group as we passed. Just before getting on the escalator to go upstairs, each homeless person received a backpack with toiletries, etc.

Veronica and I were talking later, and both of us agreed that it felt a little weird walking all that way with them and having so many people saying greetings. We both wondered if the homeless people, while appreciative of what was being done for them, weren't also somewhat humiliated by the overabundance of greetings.

The last set of people we were assigned were two women. One was very quiet, and the other was *very* talkative! She was just completely overjoyed and overwhelmed at being in the hotel - getting new clothes -- and the backpack! She just about fell over in excitement about getting a backpack. As we dropped the ladies off in their room, she kept repeating over and over "This is just Heaven!"

So, for about 4 hours of my Christmas Eve, I had the chance to find out just how lucky and blessed I am. I felt sad that the idea of getting a brand new backpack doesn't excite me at all - in fact, my first thought if I was given a new backpack probably would be "What am I going to do with this? Ack - clutter!"

Here I am with my cellphone, a good apartment (even with the neighbors who don't understand what an appropriate volume level is for a complex, or the neighbors who think that just because they have an enclosed back porch - its a great place to leave their dog for umpteen hours) -- I have food galore -- not only that, but I have the CHOICE of eating the good for me stuff or the not so good for me stuff. I have plenty of clothes - and as much as I loathe the laundromat, I have enough clothes to last me three weeks between laundry runs - without running out of clean things!

Okay, so now it's Christmas Eve afternoon. I'm back with my Dad and Grandma. We decide to go out to eat at IHOP and end up eating way too much. Then we go over to Walmart where we spend a lot of time picking out Christmas cards to send to different family members, then continue on to the men's clothing area to pick out a new shirt for my dad (from Grandma). After we finish, we head over to the theater to watch "National Treasure 2". Then we head back to the hotel where we exchange gifts. I gave my grandma a shawl, and I gave my dad Season 2 of Home Improvement. I got cash from both of them (what I asked for.) Then we watched a National Geographic documentary on Killer Whales and the summer of 2004 where they were attacking the California Gray Whales.

My morning showed me just how little some people have, and how such little things, that many of us may take for granted, are greatly appreciated by them.

My afternoon/evening showed me how easy it is to take the ability to choose where you want to eat and what you want to eat, the ability to see a first run movie, the ability to be able to exchange gifts with your loved ones, etc., for granted.

From now on, whenever I get the case of "I wish I could afford that' or "My life stinks" I'm going to think back to Christmas Eve morning and remember that no matter how bad it may get, I still have it really good.

Saturday marked the end of my 31st year of life, as well as the beginning of my 32nd year of life.

It also was the end of my relationship with so called elevator guy and the beginning of a new period of being single yet again.

My birthday had many good elements to it - spent time with good friends, saw several of my former students be baptized, was able to listen to beautiful music, and saw "August Rush". I also got to speak with my brother for an unhurried conversation, as well as with my dad. My mom and stepdad both left messages for me.

As far as the ending of my relationship ... that was my decision. We'd had several discussion with regards to our ideas as to what our relationship was/how it should be with no real resolution other than around Thanksgiving we agreed to the idea of still dating each other, but not being exclusive. Well Saturday morning I received a phone call from him that was the proverbial straw that broke the camel's back.

It's a feeling of both relief and a bit of sadness. I'd much rather be single than be in a relationship that is causing me more frustration and disappointment than happiness.

On the financial side - I received a reimbursement check from my health insurance company for $92.00 from when I went to the endontologist. It was perfect timing - because it will pay for my two tickets to see Jim Brickman! on March 8.

I had quite the frustrating time getting my laundry done today. The first two places I went to didn't have any working change machines nor anyone visible who was working there. Luckily, the third time was the charm - plenty of open machines, a basket with a hanging bar, and a change machine.

In this picture I'm wearing my $20 dress from Ross, and $15 of jewlery from Claire's (including my hairpiece). I don't think anyone had any idea that I didn't spend anywhere close to what they spent on their outfits.



We had a lot of fun. I even got up and was part of a Conga line! I got Tye (my bf) up there on the dance floor for one song - which is more than he said he'd do.

There was an Austin Powers impersonator there - he was really good and really funny. I must have made an impression on him because he remembered my name enough to call me up by name to be part of the Conga line.

Yeah, baby, yeah! (Yes, I am a 31, almost 32 year old woman admitting that I actually liked -- no, enjoyed -- the Austin Powers movies.) It was so weird when I was talking with him, because I *knew* it was some guy playing a character, but he was doing such a good job of it, you felt like you were maybe really talking to Austin Powers.

Arghh!!! I check my financial accounts everyday - sometimes more than once a day. Yeah, I admidt it, I'm a bit anal about wanting to know exactly how much I have at any given moment.

So, yesterday I noticed on my credit card account that although my rent and a number of other things had gone through, they weren't showing up in the actual balance. I thought that was strange, but figured I'd give it a day to see what happened.

Tonight I attempt to log in - I get the message that Nope, You can't log in. Call *********** customer service.

So, I call. I get run through the id verification process. Then I'm asked if I had made the following charges: $2,349 at Home Depot; $1,569 at Williams Sonoma; $689.57 with Time Warner, plus some others I don't remember-- I reply with a Holy Sh**! Um, NO! those aren't my charges!

So, my current number is closed now, and they are sending me yet another new card with a new number. So now I get the fun job of remembering all the various things which I have coming off my card on a regular basis. Fun. NOT!

I have a dentist appointment tomorrow with a co-pay of at least $100. I was planning on using my card for it. Guess I'll have to use my debit card - thankfully ING is still running its 1% back promotion, so it won't be a total loss.

I should have my new card here by Friday when I get home.

It's amazing how something like this can sneak up and bite you even when you keep a tight eye on the accounts.

I'm very glad that Providian realized that these were WAY out of the ordinary charges for me -- I feel bad for the retailers who are now out whatever products the idjiuts bought with my card number.

Hopefully this will be the last time I have to change card numbers for a LONG LONG LONG time! PITB!

Well I went to the endontologist (sp?) on Tuesday for my root canal. It ended up though that she didn't think I actually needed one! She did say that my tooth has a crack in it and so it will need a crown. If it is still causing me pain after getting a crown, then we'll look into getting the root canal.

So, I'll be getting the temporary crown put on this coming Thursday (December 6.)

Our company's receptionist had her last day with us on Friday. If you may recall back in August how I was taken off the phones completely by our head honcho -- well she was experiencing the same treatment from our head honcho and got totally fed up with it. Can't say that I blame her at all, but I will really miss her. I put together a good-bye lunch for her because supposedly she hadn't worked here "long enough" to get a company sponsored farewell party (she'd been here since August 06). Someone else in our company took up a money collection for her - I'd thought about doing that, but wasn't sure how far to push the envelope with having put together the farewell lunch. So she left knowing that she was loved and cared for and would be missed greatly - even if the head honcho was still a pitb to her on her last day!

Our Christmas party is going to be this coming Saturday night. My bf will be going with me - it will be his first time meeting many of my co-workers. He'll know some of the brokers (other side of our company) from the old office building.

I stopped at Ross last night on the whim of maybe finding something appropriate for the semi-formal dress code in my size -- Wow! I found seven different dresses that actually fit me! The one I liked the most was purple, but I didn't get that one since it probably wouldn't have been the most appropriate for a Christmas party.

I also decided I wanted to get some clip on earrings and a necklace to go with my dress. I've never been one to really buy jewelery, nor really wear it much -- but I didn't think it would be so difficult to find a non-ugly pair of clip ons! I did actually find one pair that were nice - but they were nearly $30, which is more than I paid for my dress! So, that was a no go.

I'm going to go to Sam Moon's after work on Tuesday, and maybe Claire's as well to see if I can find something.

My mom is leaving today to go to NJ for two weeks for a training class for her new job. She won't be getting back until Dec 16, the day after my birthday. She's going to get to go see the Rockette's though - when we lived in NJ, we got to see them at the Radio City Music Hall a couple times, so it will bring back good memories.

Her new job is being the Director of one of those tutoring learning centers. She's told me that the lady in charge of working with SAT prep tutors needs people to tutor the Reading/Writing portion very badly - especially on Sundays. Hmmm . . . All you have to have is a teacher's certificate (check) and to have scored at least a 700 on the Reading portion of the SAT's. I took the SAT back in 92 I think, and do not remember what my reading score was - except I know it was a LOT higher than my math score (snicker.) The place I graduated from has closed its doors (two years ago) so I am working on figuring out how to get a copy of my score. I'm really hoping I don't have to take it again, because well, it's been at least 12 years since I've been in any kind of an English/writing class. I love writing, but mostly its for my own pleasure, so I don't worry too much about "correctness" or being too polished. I'm afraid I may have lost much of my "refined" writing skills from way back when. But maybe my score was high enough so I needn't worry.

It sure would help me out a lot to have a second job like that -- one which I could possibly turn into a full time job later on once I have my "Goodbye Head Honcho" Fund fully funded.

--
Oh - the 20 week fitness challenge -- We are now three weeks in, and I have lost 4.5 lbs! Which translates into 1.85% loss. Next Sunday they are having the first seminar - a Holiday Cooking class. I'm going to see if my bf would like to go to it with me. Might be kind of fun to do together.

----
I have my Christmas shopping all finished. Most of it was accomplished using my Mypoints credits for various gift cards. Other than gift cards, I bought my dad S2 of Home Improvement from Overstock, I bought my mom a handheld football game from Walgreen's (yes, this was something she said she actually wanted) and I'm getting my bf a gift cert for a massage. So, all in all Christmas is going to come in well under $100.

I haven't been doing too well in the spending arena. Some of it has been going to the grocery store way too often to pick up "just one thing" and ending up spending upwards of $15+. Some of it has been bigger ticket items - like I guess what you could call a mini-vacation, next weekend I'm going on a Women's Ministry Retreat with one of my best friends and her mom - cost $190 (room, board, activities). I also bit the bullet and took $450 out of short term savings and paid for 4 months of 2x a week personal training sessions. I had my third session today.

The big ticket items I honestly feel are worthwhile items. I had been looking into personal training as an option since late last year, but never could find any inexpensive options until I checked into the gym at my new office building. Still . . . that is a lot of money out all at once (It was actually $600 for 3 months of training 3x a week - But I only wanted 2x a week - so he extended it a month -- then he gave me $150 discount for paying upfront in cash.)

The Retreat - Well if not anything else, it will be good to have a whole weekend to spend with my friend sans kids and hubby. It may have some spiritual benefit for me as well, which would be appreciated, and I may reconnect with some people I haven't seen in a long time.

In a short while I will be spending $160 on 10 weeks of 1x a week Calentic's classes. This coming week will be my 10th class and I have found it very helpful - although I haven't lost any weight nor inches. But I don't fault the class for that -- I fault all my ahem . . "extra" purchases at the grocery store.

One thing I've been realizing the past few months is that I've been getting a LOT more slack on my credit card spending. Don't get me wrong - the balance is still being paid off in full each month -- I'm just having to dip into next month's "salary" to do so. So, technically I'm NOT living one month ahead anymore.

I'm really not liking where I see myself headed.

So, here's my plan.

1. I'm going to go ahead and take the $160 out of short term savings -- but at the same time, I am going to start putting $64/mo into a sinking fund slated for that particular class. That way when the next renewal time comes up, I will not have to take money from anywhere except the account specific to it.

2. My credit card , starting Nov 1. will be used ONLY to pay rent, gas, toll tag, and car repair - or for the occasional reimbursable work expense. (It is a points credit card - my rent is an easy way of earning a lot of points each month.)

3. I am going to pay off all charges on my credit card as of Oct. 31 - so that it'll start with a fresh slate on Nov. 1. (I think I'll try and see if they'll change my end of billing cycle to the 30th of each month - it would make for a much cleaner budget.)

4. Groceries, entertainment, clothing, etc., will be paid for via cash or debit card. My budgeted amount for groceries, entertainment, clothing, etc is $50/week.
I am hoping that this will help cut down my buying the "extra" foods as well as help encourage me to use up the "good for me" foods instead of them sitting in the fridge for two weeks and growing mold. Ugh!

5. November is a 5 Friday/5 paycheck month for me. I am going to put the first paycheck into my Emergency Fund/Car Fund. The next paycheck will partially have to be used to fund November's spending, but by December I should be back on a one-month surplus in checking.

6. I am going to allocate the remainder of my short term savings towards Christmas gifts. I acutally have already taken care of a few people already, but I know that it'll cost me a minimum of $50 at work (my contribution to the head honcho's presents, plus we're doing a "grab bag" gift exchange - one gift up to a value of $25).

Then of course I have my bf and his family to consider -- Of course, I still haven't met his mom or his brother/family, so I'm not really sure if I need to worry about getting any of them something.

So, anyway, I'm going back and trying again - both financial fitness and health/fitness wise. I am also seriously considering going back to school and getting my Master's online - either in Library Sciences W/a School Librarian certification or something else related to Reading. If I do it, it will take probably three years because I plan on paying for it with cash all the way through - which means probably only one class per semester (about $1,100 for 3 credits at one place I checked out.) It also means that I'm going to have to take the GRE. Ugh. It also means that I will have to get really, really tight with my finances. So, I guess you could say I'm going to give it a practice run starting in November.

So, that's my book for October.

Hi all,

Just a quick update on life, love and happiness.

At work this past week one of the main people I do work for pulled me aside and said that he realized he wasn't the easiest person to work for (no kidding Sherlock!) but that he wanted to take the time to tell me how well I've been doing the past few months (with the various projects I do for him.) -- Hmm . .. that was nice of him. I wonder though if a little birdie mentioned that I have very real plans of turning in my resignation papers by August 08??

Oh something else work related ... Some of you may remember how I applied for an assistant's position to our Landman ... then found out the position had been offered to a coworker? Well I found out Friday (from the coworker) that she had decided that the position wasn't really for her. Great for her to have figured that out. As for me . . I had to go into my head and play the chorus of this little ditty "Get Over It!" There's little to no chance that they'll ask me if I want it, and even if they did I don't think I would take it -- ya know, second choice and all that!

Cool unexpected freebie! In today's mail I got a card from my cable company -- and in that card was a voucher for one free ticket for Six Flags!! Now I just have to find someone else to go with me -- and figure out when to go. It's only good through December -- I wonder how much longer it will be open? Mmmm mmm I LOVE amusement parks -- give me some rollercoasters - the higher and the faster and the more loop de loops the better!

Love life .. or should I say dating life? LOL! I'm still seeing Mr. Elevator guy. He's a real gentleman - opens car doors, carries my green bean casserole dish into church for potluck, stands up whenever a woman enters/leaves a room, etc. He sure was raised right -- I'm just having to get used to having my door opened for me -- I'm no feminist, but have been on my own so long that it feels almost unnatural sometimes to sit and wait that extra few seconds or stand to the side while the door is being opened. I think I'll get used to it though.

I can see though that if anything long term develops out of this that I will have to be super bug killing woman - he's very creeped out by creepy crawlies. I live in an apartment in a pretty old building with lots of places for the creepy crawlies to get into. This afternoon we were at my place chit chatting after getting back from church when his attention was diverted by some small creepy crawlie meandering across my ceiling. It kept going back and forth. I finally got up on top of a stand with a tissue and killed the little fella. Discussion then was able to resume. LOL!

Finances - Doing okay. Took my mom and stepdad out for mom's birthday on Friday. They had a coupon for the place she picked out, so that was good - still was a good bit of money, especially since the only thing I could eat there was a baked potato. I've spent a lot of money on gas the past few weeks. Between a little less than half a tank a week for commuting, plus a number of trips to my mom and stepdad's, plus a trip to my dad's, plus a trip to where Mr. Elevator lives -- gas has been guzzled at an alarming rate -- even though my car gets 300+ miles on one tank (~10 gallons).

August 11



I met with a number of my friends from Pathways at Barnes & Noble -- one of them lives in Houston and was in town for the day with her new baby boy. It was so great seeing her (and the others too). They all bought drinks and treats at Starbucks - but I'd eaten before I went, so wasn't even tempted (well, maybe the chocolate brownie the one gals son was eating tempted me a little).

After I met with my friends, I went to the library to pick up a bunch of books on hold. Then I stopped at Target because I needed to find something for the head honcho's daughter who had a baby shower this weekend - I didn't go because of the meeting with my Pathway's friends.

So, I did end up spending:
$13.49 - 3 onesies (3mo,6mo,9mo) and gift bag
~$5 - 3 bean burritos, string cheese, coke, candy bar.

August 12

Spent $2 -- Treated my dad to seeing "Oceans 13" at the dollar theater.

We also stopped at Sam's Club and I got a box of Fiber One Oats & Chocolate bars -- they were at least $.13/bar cheaper than a box of 5 at Walmart - and Walmart is way cheaper than Target or Kroger. Dad bought them for me though, so it wasn't me spending any money.

I made a pot of beans tonight which I'll be eating for supper this week. I also made a pot of quinoa which will be part of my lunch.

I'm excited about Thursday after work. I'm going to be taking an introductory class for calanetics. If I like it, I will probably sign up for 10 more classes. It will cost a good bit of money ($160 for 10 classes) but if it actually helps me on my fitness quest, then I feel its worth it. I'll be taking measurements on Thursday morning so I'll have a baseline to compare to. The only problem is that I'll have to leave work at least 30 minutes early in order to make it in time -- so between the cost and the time factor, I'll have to *really* like the class!

After work today I managed to find one of the toll tag stores and got myself one. It will be nice on Monday to not dig for enough change for the the tolls.

I got a bit lost coming back from the toll tag place, but finally managed to make it to Preston - where I thought I found my usual Tom Thumb. After going inside though I realized quickly that it wasn't the same one - much older/much narrower aisles.

I've calmed down quite a bit on my upset from Wednesday - although I am still seriously considering my options.

I hadn't even mentioned to my mom about what happened, but I did tell her about head honcho guy saying that if he knew who had been the one smoking in the bathroom (which started the trash smoldering) that he would fire him. (men's bathroom). Luckily it wasn't the woman's bathroom, because there are only two women smokers between the two companies (there are maybe 5 male smokers - none on our side though.)
Mom called him an egomaniac. (He wasn't going to fire the person for the act of nearly starting a fire - but more because he'd made a HUGE deal about not wanting to walk through smoke to get to his car at the new building -- then one of HIS employees is smoking in the bathroom!)

I got a call from a friend of mine today telling me that a mutual friend of ours will be in town tomorrow with her new baby! So, we're all going to get together in the morning. Normally, I would be in church - but I feel this is a worthy reason to not go - I don't get to see this mutual friend very often, and haven't gotten to meet her new little family member yet.

My dad is coming up Sunday. He's going to change my license plates for me and also bring me some things my grandma and aunt sent for me. I'm really curious to see what they sent.

I haven't been keeping up with my spending log very well --- but here's what I spent today:

Sent $670 to HSBC (5th paycheck + regular savings amount)

Toll Tag: $40 prepaid

Groceries: ~$22

--- Oh, I also want to mention that I think it won't take much more than half a tank of gas each week for my commute - so maybe 2 1/2 tanks a month or about ~$65 - 70 in gas money. Not so bad - especially when split in half with my carpooler.

Definitely NOT worth moving.

I am seriously considering how long I could live without a monthly assured income. I am thinking that I could possibly survive on as low as 1250 per month -- so if I get my savings total over 10k that would give me 8 months to either something new (aka normal job) or find enough ways to make enough money to survive on.

This is day three of commuting. I actually don't mind the commute too much - other than the tolls ($1.75 each way!).

The new office space is ... nice I guess. There were some strange designs that went into outfitting it though.

If it wasn't for move related work details, I'd have very very very little to keep myself occupied.

The one thing that made the day bearable - giving the receptionist her 3 required breaks -- as of this morning -- I am no longer doing it. Not by my choice at all.

Apparently the head honcho of the company doesn't like the way I answer the phone (um . . I answer the phone like I've always done - like how I was told to answer the phone??) He also feels that I'm not accurate enough with names - both in telling him who's calling, and in writing them down. Ok, I'll give him that I'm not 100% on the ball there -- BUT some of these people who call 1)mumble horribly so you have to ask them to repeat themselves a number of times and/or 2) assume that you'll recognize who they are by their voice alone - when you've got 3+ other lines lit up - or 3) Have a very sketchy connection where you can barely hear them in the first place . . . and then of course, there is NORMAL human error - i.e. slips of the tongue - where for example I was asking D if so and so had called and accidentally said the wrong first name (coincidentally, the name of the main character in the book I'd been reading!) etc., etc. Yes, I had been spoken to a couple times about making sure I get the names spelled right, etc. -- which I did do at least 99.9% of the time - just those few times where one of the above happened or for some reason I totally blanked on getting the person to spell their last name for me.

So, I now have another hour+ in my day to have to figure out how to look busy and productive and not pull my hair out in total frustration.

I really like my coworkers - and for the most part the environment is really good. The benefits are really really good. It's also nice to have a steady paycheck. But between the total boredom factor and this latest development not to mention not seeing any possibility of this going anywhere anytime soon - I really am seriously contemplating what else I can do.

One option I'm thinking about is seeing if I can get approved for one of those at home call center places and start to put my hours of training/paying my dues in while continuing with my day job -- all the while working to save the last $3500 - $4000. Then once I'm at that point, going to 25 - 30 hrs a week with the phone center thing, then trying to get some tutoring jobs. Whatever the difference between my minimal monthly outgo and ingo is I would make up via my savings - only until I reach the point where they are equal. I also would cut my hours on the phone as I got enough tutoring clients -- and maybe eventually be just a full time tutor.

To reach that level (where I can quit) will take at least another six months - maybe up to a year or more - which would mean I'd reach two+ years at the company. That is if they don't fire me first because they figure out that there is so little for me to actually do.

I really tried to not let it show just how much this upset me this morning. But when one of my coworkers who has been a really good friend asked me this morning how I was doing, and I replied "ok" she asked me what was wrong. As I told her about it, I started tearing up like crazy, and eventually excused myself to the bathroom.

Later when people asked why my eyes were red I told them my allergies were acting up really bad.

The OM who was the one who told me I was being taken off the front desk completely had the gall to tell me that I shouldn't be upset. (Her office is directly across from my desk with these huge open windows) I didn't say anything back to her because I was afraid of what might come out of my mouth. Its not her I'm upset at though - she was just the messenger.

Part of me wishes I could turn in my two week notice tomorrow morning -- the more realistic part of me knows I'm going to have to put up with this for a longer time period - just need to figure out a really good plan to leave.

Today was our last day at our office building. Both my coworker and I were finished with everything we needed to pack early this morning, so we both were going around trying to find others who needed to help. Finally at 12:30 we shut off all our computers and wrapped up our phones -- and were told to go on home! Yahoo!

After work I stopped by the library to pick up a bunch of stuff on reserve for me, then headed out to the grocery store. After I was finished shopping, I had quite the scary experience.

I needed to turn right out of the parking lot. There was a car in front of me turning right, and an SUV type vehicle on the other side of the car in front of me. When the road was clear, both vehicles in front of me started moving out - only the one on the other side of the person in front of me turned *in front of that vehicle!* I must have been paying more attention than I thought I was, because all of a sudden my foot is slamming on the brake as hard as it can, and my car shakes like I'd hit something.

The car in front of me pulled on out and went into a turning lane. I pulled out after it and went to the lane beside it, because I wasn't 100% sure I had hit them, and wanted to make sure I did the right thing if I had. In the car was an older lady. We rolled our windows down and I asked her if she was alright, and if I had hit her. She said she was fine, and that yes I had hit her. I told her to go into the parking lot of the apartment complex across the street so we could check for any damage. We did that, and neither one of us could see any damage. She had an 89 Lincoln Towncar -- so I guess our bumpers absorbed the majority of the impact.

God was really looking out for the both of us - especially me - because I *know* I wasn't paying enough attention to be able to have as quickly as I did, slam on the brakes unless my guardian angel moved my foot for me. Wouldn't be the first time thats happened to me.

Spending:
~$40 - groceries (lots of frozen veggies, jam, fresh veggies, snacks for work, flaxseed, fresh fruit, etc.)

I decided to check out my local Craigslist to see if anyone was selling a Fluidity Barre on Friday. There were two listings. One had the Barre + about 10 different workout dvds to go with it for $130! The second had just the Barre +3 Dvds for $150.

I sent an email to the first person saying I wanted to purchase it. Unfortunately, late Friday night I got an email from them telling me they had sold it that morning, but just hadn't taken the ad off yet. Whoever got it, got a great deal -- the Dvd's by themselves were probably worth more than $100.

I've also checked out Ebay - but all those listings are pretty close to the like new price plus they are all local pick up only - none in my area. So, I'm going to keep an eye on Craigslist and see if another great deal like this comes up so I can grab it!

Spending 7/25:

$20 - Copay doctor's visit (deducted from FSA account)

$4.16 - Walgreens - rasins (snacks for work), 2 candybars, a bag of almonds

-------------
Goal Plan --
I'm really wanting the Fluidity bar. The two main things that make me reluctant to get it are (1) Cost of $250 and (2) Whether or not I'll really keep up with my exercsie enough to justify it.

So, I've decided that I'm going to "earn" it by proving to myself that I will keep up my exercise consistentally.

Each 30 minute cardio session will be worth $5. Every time I complete at least 5 30 minute cardio sessions in one week (7 days) I will earn a $5 bonus.

Each 20 minute Strength Training session will earn $5. Every time I complete 3 sessions in an 8 day period, I will earn a $5 bonus.

If I earn about $50 per week, I will reach my goal in about 5 weeks.

In addition to my money goal, I need to also lose 12 pounds and keep them off for at least 2 weeks.

So, I figure that within 7 - 8 weeks I will be ready to order the bar and will feel like it has been well earned.

*There is a 30 day return policy on this, so if for some reason it turns out that its not what I think it is, or I'm not really using it, I *will* return it.

*This plan also gives me a lot of time to figure out if this is something I *really* want to spend my money on or not. I have a coworker who has one all ready, and I plan on asking her if I can try hers out sometime soon.

Ok, I know for some of you that doesn't seem like an outrageous amount for a phone bill. But for someone who's bill runs roughly $80 - 90 a month, it was a huge shocker.

For the past month or so I've been having problems with my home phone line. The only reason I have it is for my internet and Tivo. I only have the bare minimum - measured service (25 outbound calls a month). (Included in my monthly bill is my cell phone and internet.)

Over the past month I've had quite a few instances where my phone would ring. I of course wouldn't pick it up, since previously the only people who called my number were telemarketers or people looking for someone who previously had my number. Well, in the past month, every time the phone would ring, my internet would cut off. Most of the calls did not leave a message -but some of them did. Most of them were in Spanish.

About a week ago or so this culminated in my getting 4 calls throughout the night. 3 of them were ones where there was noone on the line. The next to last one, I could hear someone on the line. That was about 3:30 a.m. and I kind of lost it with the person - they were talking back to me - only in Spanish and I had no idea what they were saying.

After this incident I unplugged my phone before going to bed. A couple nights later my phone was plugged in and I was working on the computer when my phone rang once again. I decided to answer it just for the heck of it. I asked if this was the person who'd been constantly calling me for the past couple weeks and if it was I insisted that they STOP calling! At this point the man on the phone said he was getting his wife who spoke some English. She and I were able to figure out that yes, there was a problem - that they hadn't been calling me.

So, at any rate, I figured it was some kind of crossed wires. I went to report a problem on my phone companies website but they had this huge list of things that they wanted me to check for first - yeah right - the list was essentially in another language for me (phone tech speak). So I decided that I didn't want to deal with it right then, and would just keep my phone unplugged.

Then comes the bill today.

119 outbound calls (above the 25 allowed.)
- $9.97

2 long distance phone calls via Ameritech to CUBA = $181.77

I called the repair tech phone line and they are sending someone out on Sunday (sometime between 8 a.m. and 8 p.m.). Then they transfered me to the billing dispute department -- the person I worked with was very helpful although she kept questioning whether or not there was any possibility of my having had someone in my home who would've called Cuba. Next I had to call Ameritech - very bad connection + a very hard to understand service person - finally got her to understand my problem, and she started a ticket for me. I'm supposed to call back on Monday to find out the status.

Depending on what the tech finds on Sunday, the service call will either be free or will cost me $30 (since I don't have wire insurance). The tech person will obviously find a problem - so the disputed amounts will dissapear after 3-4 months. BUT I can expect to go through this hassle again next month when I get my next bill due to charges stemming since the end of the last bill till now.

UGH!

Today started out really good. I wasn't in much pain at all - felt the best I have in several weeks. Kept pretty busy the whole day.

Then about 20 minutes before the end of the day I get a call from our VP asking me to see him before I leave.

When I go into his office he asks me to sit down and then calls in our Landman. By this time I've figured out that I'm about to find out about the assistant position I had shown interest in several months ago.

Well, our Landman had figured out what he needed - as far as the job description. I think it actually changed from what he'd at first been thinking because of our CPA/accountant leaving a few weeks ago. The position now entails a lot of math knowledge and analytic ability. Not my forte'.

My coworker who has been the assistant accountant for a little over two years also expressed interest in the position. She has the math background/ability, program knowledge with the particular program, and seniority.

Although I understand their decision, I can't help but feel totally disappointed and sad. I'm really wishing now that i hadn't even said anything about being interested in it.

It's so depressing to look at the next 20 years of my life and see a never ending sea of me standing at a copier making copies or being told to "roll those maps tighter".

I really wish right now I had the financial backing and the gumption to just be able to quit and do something that would actually make me feel like I was doing something worthwhile - something that actually did something to make other people's lives better.

I've always thought that I'd like to be a reading/English tutor - but I'd want to get my Reading Specialist degree and take a number of different tutoring methods coursework before I'd feel comfortable doing that. Even with all that though, it would take a lot of time before I could build up enough clientele to make a living on my own. So, even if I had the money to go back to school and get my Masters, I sure don't have the money to wait out however long it would take to get a good enough client base.

I'm just feeling so disappointed right now. The VP did say something about them looking into getting financing to expand the drilling base and that would make us busier and possibly open up more room for growth/moving up/around. Man, I hope this doesn't mean I won't be typing the Landman's documents/letters anymore - that's one of the highlights of my day.
ARGHHH!!!!

Tuesday morning I went to see my regular doctor. I mentioned to her that a number of people had suggested that the problem might be a sinus infection, or possibly TMJ related. After me explaining to her about the location of the pain, as well as the frequency, and then her doing a number of tests, she came up with something that really threw me.

She said that she thinks I have SHINGLES presented without a rash! She told me there are three nerves in the face and the one that is causing me problems is my Cranial Nerve V 2. I had a really bad case of chickenpox when I was 3 - Shingles is a reoccurence of chickenpox - although it usually happens to much older people. lucky me.

She told me that because of the location of it, there could possibly be hearing loss, vision loss or even encephalitis! She gave me a list of ENT (Ear Nose and Throat) docs to make an appt with. I called one and explained what was going on and they told me that what I really needed was an Otolarynogoloist (sp?) or someone who deals with facial nerves.

So, I have an appointment with one on Monday. Until then I am taking these awesome pain meds that make me very loopy, but I much prefer being loopy to being in pain!

I have been trying to find info on Shingles without a rash on the net, but haven't had much luck. I'm also being very paranoid every time I have an itch or a pain anywhere - fearing that a rash might suddenly appear!

All I can say right now is Thank God for my health insurance plan! My coworkers too - they're all being so sweet and worried about me.

Like my mom said, my company may not pay much, but they treat a person right in the other ways that count.

I'm still trying to believe that this is really happening and not a story about someone else. I've always been fairly healthy with few issues (other than weight).

I now can definitely never afford to lose health coverage.

I received my second check from Treasure Trooper's today for $42.00. I guess they're not on my bad list anymore, but I don't think I'll be trying to earn anymore with them. It's way too annoying to have to clear my cookies after doing each offer, as well as keep up on all the offers I have done. Between that check and the last one it will pay for my renter's insurance through April.

Had a dentist appointment today for a cleaning. Ugh. Cleanings are almost as bad as a filling. The sound of the scraping of the teeth - worse than nails on a chalkboard.

A coworker of mine has been asking me about the best ways to go about getting a used car. Her daughter recently turned 16 and has her license. So, the plan is to give her daughter the mom's paid for car, and get a different car for the mom. Then in a few years when the son is 16, mom's car passes to daughter, daughter's car passes to son - mom gets a new car. I've made several suggestions (ebay, Rental Car companies, newspaper, putting word out amoung friends/family members, yahoo groups, etc.) Her husband doesn't like the idea of a rental car because he thinks they'd be too abused. She looked at a yahoo group I mentioned, but gave up because it felt like too much work to get signed on to it.

So, they're talking about buying a new car - mainly because they can't seem to find anything in their $5 $8k range used. They also just recently put a $6,000 instrument for their daughter on their credit card. (She is very talented on this instrument, is a sophmore, but very likely could get a good college scholarship.)

She's worried about the money and is willing to listen to my ideas, but is very good at finding reasons why it won't work for her family.

What can I say? All I can do is try to offer what I have learned through experience and through much reading. If it's taken, it's taken, if not, then it's not.

This pet food recall is a very scary thing. It's scary to think that a company that makes pet food would be willing to scrimp on ingredients irregardless of the effect it would have on its customers - people's pets. I actually have 3 cans of Special Kitty in my cupboard that I bought 3 or 4 months ago - one of the items on the recall list. Thankfully I only fed my cat a couple tablespoonfuls from one can.

I just can't imagine the grief and heartache that the owner's of affected pets are going through right now. If something were to happen to my Monkey, I just don't know what I would do.

I was reading a story today about a woman who has lost TWO of her cats this past week to renal kidney failure - both tested positive for the rat poison. She has a 6 year old daughter and a 3 year old son. Now, just HOW do you explain that? Two perfectly healthy cats, dead.