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Home > Um... Wow! (Post 2)

Um... Wow! (Post 2)

January 1st, 2019 at 10:20 pm

So I've been doing some banking today.

First, I decided to transfer the funds from my Brink Mastercard account back to my credit union. My CU is paying 4% now, so the hassle of the Brinks card for 5% isn't really worth it anymore. Done.

Then I paid my gas bill. (I have to do this manually each month to pay via my US Bank Cash+ card for the 5% back.) It's on budget billing. I decided to look at our energy usage - it was pretty obvious that we've been using a lot less energy the last 6 months or so. (I would have to check to be sure, but I think it might correlate with the installation of our new water heater.)

So … I looked at our most recent bill. Yep, we have a $120 credit. That means that whenever they readjust our budget billing amount, our monthly amount will go down. Sweet. (I much prefer the budget billing method, even if it does mean there's sometimes a credit or a debit. Makes the budget much smoother in my opinion.)

THEN … I created an account to pay the bill for DH's first part of his hospital stay. The one where I had called to ask about any adjustments for paying in full.

The paper bill said $1289. The online bill said we only owed $59!! Say what???

I did some more sleuthing, and it appears that they adjusted the balance to where we only owe $59!!

This is going to make getting the spending bonus on the new credit card a little more difficult .. but I'm okay with that!

Now if the ambulance balance will do the same thing … wouldn't that be marvelous? Smile (We owe $1001 - the city sent me a remimbursement for $982 to pay towards it. Not sure why, but I'll take it.)

Oh, I also opened a new checking account due to doctor of Credit - Elements Financial CU. It should be a $200 bonus after a couple direct deposits.

Posted in Financial, Extra Money Tracking, Budget | 3 Comments »

3 Responses to “Um... Wow! (Post 2)”

  1. mumof2 Says:
    January 1st, 2019 at 11:32 pm 1546385561
    1546385561

    in Aust you can pay for ambulance cover we have always had it only cost $180 a year and can be used as many times as necessary...we never used it then a few years back my hubby had 13 mini strokes and we used it 11 times...was so worth it...great savings on the hospital stay

  2. Homebody Says:
    January 2nd, 2019 at 06:09 am 1546409399
    1546409399

    Mum we have something similar for having to fly out of our rural area for treatment (we have no neurosurgeon here). It's cheap, like $69 a year. We pay it every year.

  3. crazyliblady Says:
    January 3rd, 2019 at 12:07 am 1546474066
    1546474066

    Congrats on the medical bill. That revised one would be something most people could probably pay with pocket cash. That's awesome. Did you figure out what happened? Maybe a last minute payment from the insurance company or the hospital gave a discount?

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