Yesterday when I got home from work I called Vanguard yet again. I'd been waiting for a return call from the person I was told I was being assigned to since Tuesday and was tired of waiting. 
So I worked with someone different. Roughly 90 minutes later we had all my accounts from TROWE and Scottrade switched over, and had started the process with Empower Retirement. (I have some paperwork I have to print and mail for that.)
Once all the account transfers are finalized, I'll have retirement accounts at two places - Vanguard and the one my current employer uses. That'll definitely be much nicer for tracking, and the expense ratios will be much nicer as well.
I decided to go with an 80/20 Lifestyle? investment strategy for my 403(b) rollover. I can always change it later to something less aggressive. I'm also putting my Trowe Roth into that same kind of thing.
Hopefully the funds will show some better movement with less ER being taken out.
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I got an email from NE this morning. His second car - a Honda - broke down around 2 a.m. He had to wait an hour for someone to come get him. (He was out in the northernmost part of town - the pizza place he works at is kind of in the middle of town.)
So he is now down to 0 working cars. He's working tonight, so I've let him borrow my car again. He's going to come by around 5 a.m. to pick me up and we'll try towing his car 2 miles to a place that can possibly fix his car.
Hopefully we won't have to do the car thing too long ... I can probably walk to work okay in the mornings, but there's no way I want to do it in the afternoons (too hot!) So he'll have to pick me up each day. It also means no gym those days. At least I'll be getting exercise walking to work. Maybe do bodyweight exercises at home.
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I have more than enough SBs to cash out for a $25 PP - but I'm going to hold off til August 3rd. That way I can use the 150 SB rebate I earned (doing 20 special offers - all freebies.)
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I need to figure out the latest matinee showing of Antman tomorrow. NE and I'll be going to that.
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Hopefully tomorrow I'll have some energy and can get myself to do some cleaning (desperately needed) and possibly some decluttering too.
Next Sunday is NEs birthday celebration (actual birthday is the 3rd, but he's working) so I won't have much time to do things that day. (We're going to Nebraska City - eat at a Chinese buffet place and then possibly go to the Arbor Day place??) He's going to be 49 - so for about 4 1/2 months we'll be ten years apart in age.
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It's weird ... I had bought several loaves of the Orrowheat Everything bread - the one that is smaller in size - because it was cheaper than the regular sized Oatnut bread. I loved it because it perfectly fit my black bean burgers with no leftover edges.
But the last time I bought bread, Oatnut was on a good sale = so I bought 3 loaves of it. The Everything bread was $4.29 (nearly $1 more than when I bought it.)
So this week when I ate my burgers for lunch, it felt like SO MUCH bread. In fact, I only used two slices on Monday. The rest of the week I only used one slice and broke my burger in half. Ate part of it mixed in with my veggies. The other part wrapped like a hot dog.
I've never thought it was too much bread before - not until I experienced the difference between a bread slice that perfectly fit and one that doesn't.
Anyway ... just some rambling miscellaneous thoughts from this week.
Vanguard and More NE car troubles
July 26th, 2015 at 01:15 am
July 26th, 2015 at 03:04 am 1437879876
July 26th, 2015 at 03:12 am 1437880353
July 26th, 2015 at 07:57 am 1437897448
July 26th, 2015 at 11:29 am 1437910173
July 26th, 2015 at 11:29 am 1437910192
July 26th, 2015 at 12:06 pm 1437912406
Vanguard recently increased its international equity allocation and no doubt that will be reflected in your 80/20 lifestyle account. In fact, I'm considering increasing my own int'l allocation, although I don't have a lifestyle account. I figure if a leading brokerage like Vanguard with all its resources and research capabilities determines that international may do better than domestic, why not align my own portfolio in a similar fashion?
July 26th, 2015 at 06:26 pm 1437935209
July 26th, 2015 at 08:13 pm 1437941592
I'm glad to have my accounts all sorted too. It's something I've thought about doing for quite awhile, but kept procrastinating on. I think what finally spurred me forward was my 403(b) being put in yet another company (3rd one since I left employment as a teacher.) It was getting really annoying keeping up with where my money was. Now I'M in control of where it is.
NE is pretty frustrated with the whole car situation (amongst other things) - hopefully the transmission place we towed it to this morning will be able to fix it quickly and inexpensively.