I got my replacement DC in the mail today. I'd misplaced my old one (think I may have shredded it since I never used it ...)
I signed up for the offer - spend $1k by March 31st and get $75. Normally I wouldn't go for something like this, because spending that much on my CC isn't likely to happen.
However, this just so happens to be the quarter where my car insurance renews.
So here is my plan for the 1k spend:
$215 - Car Insurance
$375 - 3 months tithe (can pay via CC online!!)
$130 - 2 months Internet (too late for January)
$225 - 2.25 months groceries
$100 - 2 months utilities (can put electric on card
I'll also put gas on it since they're offering 5% CB on that to give me a little extra buffer for the 1k spending (not that an extra $35 or so is going to be that much ... 2 months gas ... if prices hold)
And ... that does it.
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I *finally* got confirmation that my Discover checking account is open. I'm glad I didn't wait til February to start the process!
The deal is open an account with $500 by 2/28. Have a balance of $5000 by 3/15 - get paid $50 if you still have a $5000 balance.
So I'll have the 500 opening balance in there, and add the rest in March - probably the first week in case it takes it awhile to transfer over.
The bonus money will of course go to my Windfall category.
As soon as the $50 is paid, I'll close out the checking though. DC pays .9%, which is ok, but not as much as Barclay's. $50 beats out one month of interest at Barclay's though by a long shot.
Discover Card plan
January 24th, 2015 at 11:44 pm
January 25th, 2015 at 04:50 am 1422161430
Please be sure to read terms and conditions on the new checking account. Typically there is an early closure fee if you close the account after a short time.
January 25th, 2015 at 04:57 am 1422161831
January 25th, 2015 at 05:01 am 1422162088