Okay, trying yet again. It's what I get for not following my own advice of copying before submitting ...
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January spending:
Despite the stock ups in late December, I still managed to overspend the grocery category by nearly $50. This was due mainly to multiple trips to the mom and pop store for egg salad sandwiches or bananas +++. Bottom line -- I need to leave my wallet at home, and if I need bananas, take only enough cash for 5 (around $2.) Also, stop buying egg salad sandwiches.
Tithe, etc. --
I didn't have a pen with me the one time I actually made it to church in January. I now have two checks already filled out - one for Jan, and one for Feb. So, no excuses.
Overall, not too bad. Just need to reign in the groceries (namely, the junk food.)
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February Budget--
Fun Money-
I padded my fun money category due to the upcoming Baltimore trip. I'm hoping that I won't actually spend that much (I've been told the hotel we're staying at has vegie/vegan options) but I want to give myself the room/permission if something comes up.
Car Loan -
I will be making a large payment to my car loan this month, which should put it close to $4k left. Depending on when I get my final tax documents and file, March should have a large payment as well.
Car Insurance --
My 6 month premium is due on the 9th. So that will be a good chunk going out.
FIRE (Financially Independent Retire Early) -
This will be my first installment into this category. Until my car loan is paid off, it will remain a small amount. (Like MMM says ... debt emergency!)
Professional -
If I can get all the documentation together, I will be sending in a check for $125 to get my NM certification. Must get this done so I can be rehired for next year!!
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Other --
Swagbucks/Amazon/Discover/TV stuff =
I managed to meet goal 31/31 days for January. It enabled me to trade in for $25 of AGCs in January, and I have enough for my first 4 in February (and after the 5th when I get the 300+daily bonuses bonus, I'll have enough for the 5th card.)
I spent about $60 on books for the library this month - used my AGC credits and the remaining balance of rewards from Discover. (You can only cash out at the $50 mark. I had $26 in rewards and no big purchases I could think of ... so decided to use them.) I'm considering canceling it (Discover) to trim down my card collection.
Normally I spend all of my AGCs on books for the library. However, I have decided to use February's for something for myself. The first season of Person of Interest. It is around $25 on Amazon. Once I finish the last 12 or so episodes I missed thanks to ABC stopping putting the full episodes on their website after getting me hooked .. then I can sell it to Second Spin for a possible $12.
I found out that Hulu+ has the second season of Once Upon a Time. I was SORELY tempted to renew my account for a month so I could watch that second season. I resisted, and instead started watching Jericho on Netflix for free. Eventually (hopefully!) Netflix will have OUAT's second season and I can watch it for no extra cost.
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Health/Food stuff
So, as I mentioned in my grocery section, I've been buying junk food. Way more of it than I should. And, unfortunately, it shows - both in my weight (gained back nearly ten of the twenty pounds I'd lost), and in my general overall health. I was doing so good there for a while. I'm really not sure what derailed me. It'd be even worse if I wasn't doing my nearly daily walks (although they're not THAT much in the good exercise department .. they are at least getting out and moving.)
I am really frustrated with myself. I am trying to get back to where I was with my eating .. Yesterday I did a grocery shop (which I counted for February) and bought some apples along with the bananas. I think where I lost ground is I was eating more sandwiches and less fruit/fiber. Not to mention soda and junkfood. Yeah - the soda I was going to give up. :arghh!:
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School -
I had my first formal teacher evaluation since 2005 on Wednesday. I think it went well overall. The kids participated and behaved well, and I was a little hyperactive due mostly to nerves I think. I was supposed to meet with my principal today to go over her observations, but due to feeling like carp warmed over this morning (thanks to my oh so healthy eating), I stayed home sick.
In other interesting (to me at least) news .. I'm teaching the second graders keyboarding. The maintenance guys managed to find ten defunct keyboards for me, which I had my assistant cut the cords off of. I'm using those for the kids to practice on so that I can have them all within easy eyesight as they are learning. I'm using the whole keyboard method - as in they are learning all the letters for the pinky finger, then the ring finger, then the middle finger, etc. They also are learning about home row and posture. So far they seem to be having fun with it especially when I ask them to practice -- Dog Chews Queen, or Queen Eats Zebra ... etc. (The word/letter/finger association seems to work really well.) They've learned the pinky, middle and pointer fingers so far - next week I'm going to have them work in Word so they can see what they're typing.
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Baltimore trip -
I found out that I'm going to have a roommate. A young thing in her mid-20s. Hope she doesn't think I'm too old fogiesh. (and I hope she's not a partier who stays up all hours of the night being loud ...)
They're having some kind of 3 hour walking historical tour that I can sign up for. I have to decide if I want to do this by the 5th. On one hand, the exercise probably would be good for me. On the other hand, I think I'd rather get my exercise in the hotel's fitness room where it is WARM! and I can listen to music. Hmmm... I probably really should do the tour. Embrace the experience ... (It's free - part of the whole trip. So that's not a factor.)
January Spending / February Budget, other
February 2nd, 2013 at 01:33 am
February 2nd, 2013 at 03:28 pm 1359818883
February 2nd, 2013 at 04:15 pm 1359821700
Working on budget today myself.
And I agree with Jenn, do the tour!! So much history, I am sure it would be very interesting.
February 2nd, 2013 at 04:31 pm 1359822705
Homebody,
I sometimes can do that ... say I'd rather be stressed than have the extra pounds, but more often than not I think my brain isn't even functioning .. it's just stopping at the mom and pop store or the dollar store or the gas station ... and leaving with junk food in hand. I found when I was leaving my wallet at home, I was able to derail that a lot - because I would have to actually go home and get my wallet and THEN go back out. More hassle than I wanted most of the time. So, I just need to leave my wallet at home.