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November December Spending/Budget Report

December 1st, 2012 at 04:39 am

So ... November was a spendy month. The largest expense of course was the purchase of my new to me car + associated expenses. (Car, extra gas expenses, Carfax purchases, and $8 of Fun Money towards treating friend to drink during road trip)

Although the groceries did end up going over the $100 goal mark, it was definitely MUCH better. I think in December I will be able to stay well *under* the goal mark.

Tithe and Offering were higher this month due to a 3rd paycheck, although I did take a portion of that back towards gas money due to taking care of the pastor's dogs. (Although considering that they lent me their car during that time period ... I'm not sure whether I should give that back or not. I did overfill their gas before returning their car (had just at 1/2 gallon when I got it - returned it with a bit more than 1/2 gallon.)

This month due to the car purchase, I had a negative savings rate. But that will change in December.

I had several sources of extra income this month. Sold my Honda - $200, 2 $5 AGCs from Swagbucks, 1 $5 AGC from Irazoo, $50 AGC from MyPoints, $30 babysitting money, $44.46 from Credit Card Rewards. Probably a few things I'm forgetting too.


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I upped my Fun Money spending amount for December due to my birthday coming up and not knowing what I'll need while back in TX over the holidays. (What with my mom getting married and all.)

You might notice that some categories have red balances in them. For all but one of them I just had the amount withdrawn from the available to budget amount for December, and one (Fun Money) I had subtracted from that category balance.

I did some major playing around with the numbers to find the extra $1000 I ended up putting down on my car that I hadn't meant to do. But, I was able to make it work AND still pay a $200 first payment (whenever I get the payment info set up!)

I've agreed to be an usherette at my mom's wedding which means I have to buy a new dress in the color of the bridesmaids dresses. Luckily it's a color I like, but I'm really not sure when or where I'll be able to find one!! (She has said she'll pay for it for me - but it's still a matter of finding one!)

2 Responses to “November December Spending/Budget Report”

  1. Homebody Says:
    1354405324

    What budget program do you use?

  2. FrugalTexan75 Says:
    1354408395

    I use You Need a Budget 4 software. Smile Or YNAB 4. I've used it since it's very first iteration years ago. Jesse - the creator - used to be a fairly active member of the SA forums.

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