Although it isn't quite the end of January, I don't plan on spending any more money this coming week, so I decided to go ahead and post my accounting. One of my goals this year was to be much more consistent with recording my spending/saving in YNAB, and to facilitate that I plan on posting my monthly spending/savings summary.

Some of the money I spent was from Christmas gifts and was spent for stocking up - also some of the money was spent on a reimbursable seminar trip - I should be getting reimbursed by March (hopefully.)

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January Spending/Savings

Tithe - 150.00
Offering - 10.00
Groceries - 218.57
Restaurants - 39.10
Phone & Internet - 142.41
Household - 66.04
Office - 14.50
Prescription/Medicine - 52.21
Miscelaneous - 360.66
Kari (Pet) - 32.88
Library - 10.90
Entertainment - 11.72
Gas - 32.29
Car Repairs/Maint - 9.51

Savings
ROTH IRA - 100.00
Emergency Fund - 652.93
iPhone 5 Fund - 45.00

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Groceries - I ended up getting a bit lazy with my grocery spending after coming back from the seminar trip - probably accounts for an additional $20. Also included in this amount is my Costco trip, where I used part of a gift card to stock up on food supplies. Next month I hope to keep this category to $100 or less.

Restaurants - This is all reimbursable from my seminar trip.

Phone and Internet - I somehow did not pay December's internet bill, so this represents my normal cell phone bill and two months of internet. (I now have the internet being paid automatically so I won't miss any more deadlines.)

Household - Mostly this is stuff for my dishwasher (soap, etc), stocking up on things at Costco (laundry soap, shampoo, etc.) I won't need any of this again for a long while.

Office - Ran out of black ink for my printer.

Prescriptions/Medicine - This includes my normal monthly medicine (Synthroid) which increased by $2, as well as the generics of Nyquil and Dayquil, a 5 pack of Alavert and a 10 pk of Allegra D. Ugh. I really need to find a cheaper way to handle my allergies.

Miscellaneous - This includes my dishwasher (I was given the money to purchase it), my reimbursable hotel stay, and the watch/face wash which I actually took back to the store (and added to the EF.)

Kari (pet) - This includes stocking up on cat litter (Costco) and also stocking up on wet food (Family Dollar).

Library - Two books I bought in CA on sale.

Entertainment - 4 DVDs I rented, plus $2 in fees for using a CC, and a slurpee. (Have decided to go back to Netflix.)

Gas - I don't remember the last time I spent this little on gas in a month. This represents 1 1/2 fill ups. One was here in my small town, and the half fill up was at Costco. I have about 1/4 tank left right now.

Car Repairs - Lost gas cap at fill up.

Savings

Roth - This is the minimum I can send each month. Until other savings goals are reached, I can't increase this.

Emergency Fund - I lucked out this month on "finding" various amounts of money which hadn't been accounted for previously - which all went to the EF. I also redeemed some credit card rewards points for a statement credit, which I put in the EF. December was a 3 check month, so that helped also.

My goal is to have this funded to $5000 by June, and then move on to working on my car savings.

iPhone 5 - I want to eventually replace my current phone. I hope to have the $200 saved by June.

Rainy Day Funds

Car Insurance, Clothing, Doctor, etc - also all received some funds

Other Income:
Christmas money - (including dishwasher) ~$450.00
Swagbucks - $10 AGCs received

My EF and Roth savings total approximately 40% of my December income. I go by the YNAB philosophy of using last months income to generate this months spending plan. (January is the first month I've been able to allocate BOTH paychecks completely to February's budget plan since I was laid off from my oil and gas job in February 2009. What a great feeling!)