Groceries - $77.89
Auto:Gas -- $74.32
Auto:Insurance -- $206
Gifts - $57.36
iTunes -- $11.30
Prescriptions - $45.30
Subscriptions/Fees - $60
Groceries - Two main reasons I think this category was under budget this month. One is the challenge between my mom and I (me, limited sugar; mom - one 12oz coke/day.) Two, was I cooked and froze 2lbs of pinto beans, and 8 servings worth of lentil soup - plus ate quite a bit of homemade burritos. It could have still been less, but on the most recent shopping trip (after the challenge) I bought more sweets than I really should have.
Auto:Gas - This would have been less if I hadn't made an extra trip to L************ to help the local church school teacher. This extra expense was offset though by her giving me $20 in gas money - which I first refused, but then accepted.
Auto:Insurance - My six-month premium with Geico. Reflected is a 10% Defensive Driving discount, plus an additional $6.60 for Roadside Assistance. (I canceled my $3/month RA plan with AT&T as of Friday.)
Auto:Repairs -- Replacing three outside belts to stop my car from squealing constantly.
Gifts -- Mostly Christmas gifts, but also one Mother's Day gift. All bought via Mypoints or Swagbucks.
iTunes -- Got a bit carried away with purchasing tutoring apps for my new preschool student.
Prescriptions - Renewed Walgreen's Prescription Discount card, plus monthly prescription.
Subscriptions/Fees - $60 - Renewed professional memberships in American Library Association and Texas Library Association.
In November I earned around 1200 points at Mypoints. I need another 1200 points to redeem for a $50 Wal-mart card. I may be able to do this by sometime in January. (Most of the points are from two sources: clicking on paid emails, and survey non-qualifiers. I did make one purchase this month (gift) which gave me 200 points, and I did upload a pet photo for a contest and shared it on Facebook - for another 225 points.)
I redeemed 2,250 Swagbucks for $25 in Amazon.com gift cards. Plus I have earned an additional 2,109 Swagbucks in November. I will most likely use those to get another $25 in Amazon.com gift cards in December. I have at least one family member who may sign up under me (mom), and am going to try for two others over the holidays.
I redeemed 8900 Chase CC points for $89.00 in statement credit.
I found out yesterday that I earned $2.86 in advertising income through my Frugal blog for Amazon.com. Of course, I can't get that money until it reaches $10. Which may be never (considering this was from a sale in August ... the only sale so far.)
Also in November I acquired two new tutoring students. This added an additional $150 income. Which almost made up for the week of Thanksgiving where all but my new students canceled.
In December I am pretty sure that both my gas and groceries categories will be a good bit less with my going on vacation from the 21st thru the 3rd. My family will pretty much not let me pay for anything. Although I will offer - and I am looking for the $3 deal for a $25 Restaurant.com gift card. I'd like to treat to this one particular vegetarian place.
Also, I should receive the scholarship money I was granted in November. However, I will also be paying my last semesters tuition (Due December 20?? I think.
November Spending, etc.
Groceries - $77.89