All I can say is UGH! I HAVE to reign in my grocery spending!



Rent: Self Exp.

Renter's Insurance: Sinking Account

Charity: Pledged amount

Groceries: I have done extremely poorly this month with not giving into cravings, etc. Giving into my cravings + not exercising due to having an upper respriatory infection most of this month equaled 5 lbs weight gain. NOT GOOD!

Eating Out: This includes a trip I took with my best friend and her daughter - she paid for the entrance fees, so I treated us to drinks. Also included is a meal I took my dad out for to thank him for his time and effort on getting my car fixed (from when I backed into a pipe sticking out the front of a truck.) Also, I went out to IHOP on my own just for a treat.

Doctor: This is two copays -- first one was diagnoised with an ear infection and sinus infection - second one was dxd with upper resp. infection. Fun.

Prescriptions/OTC: Reg meds + antibiotics/antihistimines etc.

Misc: IRS, Library Fines, and printer ink.

Toiletries: I may end up taking back two of the items in this category because the third item is something that can replace them permenantly. If you know what a keeper is, then you'll figure out what I'm talking about.

Fitness: Remainder of Personal Training fee, registration fees for two 5k races (one of which was supposed to be today, but due to sickness, am not doing).

Entertainment: Treated my dad to a $1 movie (Fool's Gold - good movie). Bought a book.

Car Insurance: Six-month premium

Gas: This was a lot more than usual - due to my dad and I trading vehicles while he took my car to Wayne's to get the rear bumper part fixed - he filled up my car once (I'd given him my credit card) and then I filled up his vehicle. Plus I'd already had to fill my car a 3rd time this month BEFORE we'd traded vehicles. UGH!

Car Repairs/etc: While dad had my car, he took it in for an oil change.

Tolls: Ugh.

Cable: Would really like to get rid of this - just have to decide if I'm willing to let go of my Tivo as well.

Phone/Internet: After a bunch of deductions due to spam text messages plus the phone ordeal with my ds neighbors.

Extra Income:

Carpool: Even though most of one week she didn't ride with me - due to both of us being sick, she still paid me like normal.

Giftcards: I cashed in some of my mypoints for a $50 CVS giftcard (it was cheaper than a Walgreens giftcard) so will be able to get 3 months worth of my meds for FREE (still have the $30 gift card from transferring prescriptions).

Other Income: I did a babysitting job, plus I got a $5 bill in the mail as an incentive to complete an extra survey.

Interest Income: My HSBC interest was down this month - due to the reduced rate and the daily balance being lower. But I moved most of my funds in ING to a savings account, then just transfered it as needed to checking. So, I earned a good bit more interest there.

MAY:

This coming month I had to adjust my budget alot due to overspending in a lot of categories in April. However, I'm still sending a good amount to long term savings, and have a good amount to spend on my vacation.

My vacation is starting to look like it is going to cost me a pretty penny - even though the airfare is free and I have 3 nights in a hotel free + probably free accomondations the remainder of the time. I have the possibility of using my grandma's extra car to get around - but that means a lot of gas money. I also am having to figure out how I'm going to get to the airport, and then back -- both here at home and when I'm out in CA.

I guess this is why I only do this once in a great while!