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Home > Photobooth, $ Discussions, and Spending :)

Photobooth, $ Discussions, and Spending :)

January 31st, 2016 at 06:12 pm

The first time I talked to Mr Ft about getting a picture of us in a photobooth was back in 2004. Yep. The very first time around for us.

Finally, today, it happened. Just took getting engaged to do so! Big Grin

So .. here is a sort of engagement photo. (I was trying to get my ring in the photo, but it cut that part off.)

When we got back to my place, Mr FT and I started talking budget and finances in preparations for talking to the mortgage originator on Wednesday. We've agreed that whatever assets/liabilities we each have as of April 23rd, those will still be ours to deal with/use. From April 24 forward, we will combine whatever we bring in.

I emailed him the link to my YNAB budget program where I had put together two sample possible budgets based on varying levels of contribution from each of us. He's going to look them over and see what he thinks.

We also discussed how we're going to fund the downpayment. I'm going to pull $10k from my ROTH (which I've had since 2007, and in a sense had really thought of using the money for something like this.) Then together we'll come up with another $10k + whatever we need for closing costs.

It was a very good conversation. The only thing we need to figure out is groceries. I average around $130 - 50 / month. He averages more around $200-30 per month. I could only come up with $225 for groceries ... Hopefully we can figure out how to trim groceries for both of us (like maybe I'll do less stocking up? Only buy for the week ahead? Meal plan? Although that'd be difficult with a vegetarian and a carnivore ...)

I picked up my dress today! Tomorrow I'll have to start calling the alterations people and get that going.

Before going to get my dress, I stopped at Party City and picked up DIY invitations for $10. Also a garter (something blue), and paper lace placemats/doilies for the reception.

I also stopped at my beloved Dollar Tree - frozen fruit and cheap veggie food! Smile

I stopped at CVS too - the lady at the register recognized me (she buys a bus pass from me!) But she told me that I looked so much nicer out in public! LOL Probably because I was wearing makeup and had my hair down/fixed - don't wear makeup to work usually, and always have my hair back so it doesn't get tangled in my earpiece. Smile I bought Flonase and Nascort - both of which had rebates (MobiSave and SavingStar.)

Finally I did a bit of grocery shopping at Walmart. Some of it was eligible for rebates.

I'm counting some of my grocery spending for February - I would have waited on most of it til next week if t hadn't been for me being in that part of town already for picking up my dress. (I had to wait til 1pm when the store opened.)

It looks like I not only have my centerpieces taken care of, but I also have teacups! The women's ministries leader texted me a picture of 24 teacup mugs she got at Goodwill this morning. Smile Beautiful!

Some weather reports are predicting 1 - 3 inches Monday/Tuesday. Some are reporting anywhere from 8 - 16 inches, but 40mph winds. Would it be really awful of me to call in sick on Tuesday? (Won't do it, but am tempted!)

Cashed out $20 from iBotta.
Cashed out $5.75 from MobiSave
Will eventually cash out $8.75 from Saving Star when my purchase processes. Smile

9 Responses to “Photobooth, $ Discussions, and Spending :)”

  1. livingalmostlarge Says:

    Were you engaged before? You look so good and happy! Congratulations.

  2. FrugalTexan75 Says:

    No, back in 2004-5 we dated for a few months, then went our separate ways, though staying in contact. May, 2013 we decided to give a relationship another try. Smile

  3. Andrea Says:

    Cute photo! So happy for you both.

  4. mjrube94 Says:

    Good luck on the groceries! I bet you find that it'll go down naturally - you may not both need stockpiles of pasta, tomatoes, toilet paper, etc., and if you're more into coupons and things than he is, it will help.

  5. Amber Says:

    Aw beautiful, congratulations!

  6. FrugalTexan75 Says:

    Thanks Andrea Smile (You have the same last name as a friend of mine from high school. Too funny. Big Grin )

    Thanks Mjrube! That's what I'm hoping as well. I think he includes his cat food in his grocery bill, while I don't. So that could help too.

    Thanks Amber Smile

  7. CB in the City Says:

    What a cute picture! What do you mean by teacup mugs? Are they mugs or are they teacups?

  8. alice4now Says:

    Very cute! I'm glad the wedding details are working out smoothly. Sometimes it's best not to have months and months of prep time, that makes for some bridezillas!

  9. Looking Forward Says:

    SO CUTE!!!!

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