I really thought that I had spent a lot more than February in March, but it really wasn't that much more. I only spent about $30 more! There was a whole lot less extra income at the same time though, so the extra to send to savings of course wasn't as nice of a big number as last month.
Overall,I think I did okay. I'll definitely be glad to not have the round trips to the hospital to deal with in April (gas, time, exhaustion ...)
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Must Haves:
Tithing - 10%
Giving - 60
Rent - 430
Car Insurance - 36 (sinking fund)
Gym - 20.21 (prorated first month - new category)
Everyday Expenses (Variable)
Groceries - 129.18
Internet - 64.90
Natural Gas - 51.55
Electricity - 26.43
Auto Fuel - 60.31
Restaurants - 31.00
Medical (non-FSA)- 38.02
Clothing - 33.16 (shoes I wish I hadn't bought ...)
Household Goods - 4.92
Kari - 62.39 (food, litter - doesn't include AGC $ I spent on her)
Toiletries - 5
Treats - 19.68 (mostly from the hospital, and one other slip up)
Electronics - 70 (my Fitbit One)
Beauty - 3.27
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Savings
EF - 430.79 (10% + leftover budget money)
ROTH - 200
403a - 9% of gross
Savings of 630.79 +9%
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Extras
$25 SBs PP
$14 Pact
$15 Pinecone
$100 Achievemint
$50 Disc. Chking bonus
$80 Disc. CC bonus + Cash back
-- $284 in Extra Income
So, a savings rate of only about 40% this month. Yikes. Hopefully the ER bills won't be the big bite I'm expecting, and I'll be able to have a much better savings rate next month.
April will be a 3 paycheck month. I had planned on putting it straight to EF, but will probably put it in the slush fund until I know what bills the ER visit is going to create.
March Spending & Savings Rate
April 1st, 2015 at 12:06 am
April 1st, 2015 at 07:13 am 1427872383
April 1st, 2015 at 12:51 pm 1427892693
April 1st, 2015 at 09:55 pm 1427925311
CCF - I *think* my copay is $150, but I thought my Urgent Care one was $85, and they only asked $25. So ... who knows.