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Closing accounts

June 27th, 2012 at 06:58 pm

Most of today was spent working on calling the various accounts my dad had and finding out what was needed to close them. All but two credit cards did not ask me to send a death certificate. One card I "discover"ed is a real pain in the rear to deal with - when I asked what was needed to make sure the card was closed out, I was asked for my contact information and told that "we will contact you with further information." ARgh!! That dealing is making me reaccess if I want to keep my card with them or not.

For BofA, the DMV and one other place, we have to wait until after 40 days. At the 40 day mark we can claim "Small Estate Claim" and with the death certificate be able to work with those items (bank accounts, car/motorcycle title, etc.) So that's what I'll be doing once I get back from my San Francisco trip.

As hard as it was yesterday getting the ashes and death certificates, today calling all the places to close accounts was not very emotional. Although every place I talked to expressed condolences - which I hate to admit, but it was kind of annoying. I just wanted to get my task done and over with. (I know they were being kind, so I wasn't *really* annoyed, just it was kind of annoying. If that makes any sense.)

My grandma came with me to the bank today. I wanted her there so she could hear *again* from someone else that there was only *one* safety deposit box and that there were not any bank accounts with her and my dad's name on them. I explained it to her a second time after the lady left to check on something ... but I wouldn't be surprised to hear her being confused about it again later. All in all though, she's doing remarkably well for an almost 91 year old who just lost her eldest son. (She got really discombobulated last night when her youngest son who hadn't called her in nearly 4 years, out of the blue called her. Not to offer condolences about dad of course, but to just chit chat. I had all I could do to keep my mouth shut. This supposed relative of mine did not reach out to either his remaining brother or sister on their loss, nor to my brother or I, not to mention his own mother.) I may be being skeptical or judgemental, but I think he thinks that now my dad is out of the picture and grandma is going to have to update her will/trust, that he better get himself on the radar/good graces. I hope I'm wrong, but his actions of the past sure don't do much to speak otherwise. (He and my dad had a falling out 25 some odd years ago over something stupid. My dad tried numerous times over the years to reach out to him and restore their relationship, to no avail.)

My grandma has 6 bird feeders in her backyard. I had filled them up on Monday evening. While filling them up, the birds made themselves completely scarce. Then as I was watering the garden, they slowly landed on the electric lines above the yard. It wasn't until I was out of the yard and out of sight that the first few came slowly to the feeders. Tonight the feed was all gone, so I filled them up again. I was barely finished and heading towards the hose when the first bird landed on one of the feeders. By the time I was half-way through watering, there were at least half a dozen birds eating merrily. I guess they've decided I'm not a threat. Big Grin

3 Responses to “Closing accounts”

  1. M E 2 Says:

    I despise DISCOVER. I too am glad I now longer have any dealings with them. I haven't for a few years.

  2. Monkey Mama Says:

    P.S. If you have a senior with you, the parking is $2. I just wanted to add that for that Japanese garden. Wanted to make sure you see this. (Sorry, off topic!) Big Grin

  3. FrugalTexan75 Says:

    Thanks MM! I do believe we'd have several seniors with us (all but my brother and I would qualify!!)

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