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Say What?!

March 18th, 2009 at 01:16 am

When I got home tonight and checked my mail, I had a bill from a lab. It said that the insurance company had denied the claim because I wasn't covered on the date of service.

WHAT?!!! I was told I'd be fully covered through Feb. 28, and after that I'd have to go with Cobra. The lab work was done on Feb 19.

I will have to call Aetna tomorrow and find out what the eck is going on!

The lab bill itself isn't horrible - $104 - but if that wasn't covered, then probably the doctor's visit wasn't, nor my medication refil -- that all would add up.

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I hadn't realized how long and involved Chapter 5 of my math book was. I worked fairly steadily on it today for about two hours, and still haven't quite finished it. The last section is on Algebraic Fractions (+,-,x,/).

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I applied to a number of postings on Craigslist today. It was weird though, one of the listings I'd found last night and had left up to apply to in the morning, had been removed. I guess they found someone between late yesterday afternoon and early this morning? It had every appearance of a legitimate ad. Oh well.

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Tomorrow I have an interview at a place that does loan modifications and credit repair. They sent me three websites with info on their company.

I looked over all three websites - the first one is just a list of products, but the other two are for the Loan Modifications and Credit Repair. The Credit Repair site shows they are licensed and bonded in the state of Texas, but the Loan Modification one doesn't say anything about that.

I read an article on MSN yesterday about the Loan Modification places basically not being worth anything because they take your money up front, and then have little if any results to show for it.

So . . I am wanting to ask enough questions about how they operate their business to reassure myself that it is a legitimate business that is actually helping people. I'm just not sure of the best way to phrase my questions so that I don't come across as accusing them of something in case they ARE legitimate.

For instance: How does the loan modification process work? Do you take the money upfront, or upon successfully helping someone? What is the success rate?
How long has this business been operating? Has it gone under any other names? etc. ..

Suggestions would be greatly appreciated! Smile

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Tuesday Accomplishments;
() Cancel Chase savings account
(x) Cash paycheck
() exercise
(x) Check Craigslist
(x) Update blogs
() Study Chp 6, 7 GRE Math
(x) Gym from 3 - 7

Wednesday Plans
() Interview at 10:30
() Cancel savings account at Chase
() Call Aetna and holler
() Go feed hissy cat and bunnies
() Study Chapter 6 in GRE
() Update blogs
() Finish Driver's Ed renewal course!!!!

4 Responses to “Say What?!”

  1. momcents Says:
    1237341222


    Good luck getting the insurance situation straightened out.

  2. tynana Says:
    1237344009

    I know what you mean. I got a bill for a dermotoligist hospital consultation visit for my mom for $214.00. When I called Medicare because they had denied paying it, the doctors office had coded it wrong. Yikes! They are going to resumit it. Good luck with yours.

  3. boomeyers Says:
    1237347479

    You really have to stay on top of the insurance companies!! Good luck!

  4. frugaltexan75 Says:
    1237352103

    Thanks everyone for your comments. You do have to keep on top of what the insurance people are doing.

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