When I was hired back in February, it was my understanding that there was a 90-day waiting period before I would be covered under the health inusrance plan.
Well, when I checked my mail on Friday, I had a letter from my company's insurance place. It told me that my coverage had begun on April 16 -- 60 days!!! Woo Hoo!
I went online to find out if the doctor I had used before (when I was covered under my teacher's insurance) was in my plan. She is!!
So, what I would *like* to do is call her office up on Monday and find out the first available morning appointment. My only qualm is that when I was signing up for the insurance plan, it said something about them looking back three months into your medical history for pre-existing conditions (three months prior to qualification date). I haven't been to a doctor since March (2005)... but, if I go to the doctor I used before, she would have three years of medical records for me. Would they be able to use those previous years records to indicate a pre-existing condition, thus giving them an excuse to not pay for lab tests and medications?
I also need to clarify with my Office Manager whether or not I'd have to take a half-sick day if I was back in the office by 10 a.m. (missing only the first hour and a half of the workday).
Hmmm..... Well, I'm just so happy to be covered now - a whole month earlier than I was expecting!
KIF,
Laura
Qualified Early!
April 23rd, 2006 at 02:18 am
April 23rd, 2006 at 04:31 am 1145766699
April 23rd, 2006 at 04:59 am 1145768356
April 23rd, 2006 at 05:17 am 1145769471
Laura
April 23rd, 2006 at 01:28 pm 1145798911
My sister works for Blue Cross/Blue Shield of Oregon and that is her job to assist insured people with these kind of questions.