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April Accounting

May 2nd, 2015 at 04:06 pm

I spent a lot of money in April. Mostly medical, some overspending in groceries and treats. Bought a couch.

Thank goodness for a 3 paycheck month! I barely squeaked by with putting my 10% of net (of 3 paychecks) into my EF this month. But it got there!

--
Must Spends:
Giving: 10% + 30.00
Rent: 430
Gym: 41.73

Flexible:
Groceries - 160.66
Internet - 65.75
Natural Gas - 23.57
Electricity - 26.93
Auto fuel - 24.26
Restaurants - 14.47
Medical - 877.59
Clothing - 13.48
Household Goods - 113.56
Treats - 52.40
Entertainment - 15.00
Misc. - 26.00

Savings:
EF - 10%
ROTH - $200.00

Extra Monies:
$25 - Swagbucks
3rd Paycheck
$17 Pact
$5 AGC from Bing

Savings Percentage - 17% Gross to Employer Pension, 10% to EF (3 paycheck Net), $200 to ROTH
Roughly 40%

Total EF - 7,992.77

-- $4,007.23 to go to make goal!

6 Responses to “April Accounting”

  1. scottish girl Says:
    1430585723

    Love your EF balance! Smile

  2. creditcardfree Says:
    1430585817

    You rock saving 40%! I know we are over 20% but it would be nice to get to a bigger number of savings.

  3. FrugalTexan75 Says:
    1430586267

    Thanks SG Smile
    CCF - 17% of it is forced retirement savings .. of course I am more than happy to have that going there!

  4. MonkeyMama Says:
    1430590492

    Wow!

  5. kashi Says:
    1430592439

    I am so impressed by your budget, especially the savings category! Having been tweaking mine with all of my changes, I appreciate seeing your numbers even more. Unfortunately my rent will be over twice yours!

  6. FrugalTexan75 Says:
    1430593353

    Thanks Kashi, MM.

    I could have gotten slightly cheaper rent if I'd gotten a place closer to downtown. But then I would probably be hearing a lot more sirens near me/police activity than I do here. According to my boyfriend, I am pretty much at the edge of the dividing line between safe/not so safe areas. This is the smallest/least closet space place I've lived in my adult life (other than when I was going to grad school and renting rooms in houses.)

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