Savings & Extra Monies - Defined
3 Savings Goals: (Updated Feb 1, 2009)1. Car Fund to $4,000.00 - FUNDED
*Will continue to add HSBC interest to help cover any expenses that may arise such as repair bills.
2. House Downpayment to $18,000.00
3. Cruise 2010 to $1,200.00
Funding:
1. HSBC interest
2. $250/mo, TDAMERITRADE interest & year end bonus, ING interest & Referral Bonuses; 80% Extras*
3. 20% Extras*
*Extras:
Money from carpooler
Money from second job, babysitting, etc.
Money from any kind of sales
Over budgeted amounts in gasoline
50% leftover grocery budget
Bonuses (work, etc)
Any refunds
70% any money gifts