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Home > DD 25/26/27 - September Spending, October Budget
 

DD 25/26/27 - September Spending, October Budget

October 1st, 2016 at 11:05 pm

Still doing pretty well getting my daily dozen in most days. (At least about 70 - 85% level.) Still holding strong on no soda.

I'm working on my meal plan for this week, and plan to get some Kale to try out Ceejay's kale chips, and try out Kashi's idea too.

I found a recipe for making baked apple slices in the oven (rather than the dehydrator) so might try that too.

My grocery budget for the first week at least is going to be helped somewhat by a generous gift from my church's ladies group - a belated housewarming/wedding gift. My walking buddy brought it over last night - two kinds of ravioli from Trader Joe's, organic marinara sauce, veggie meatballs, salad mix, can of black olives, two baguettes, a set of measuring spoons and cups, and a silicon spatula. All in a container which can be used as a serving dish.

Pretty neat. Smile

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Okay, September wrap up:
Mortgage - 526
Extra Principal - 25
Natural gas - 26
Electricity - 139
Phone - 52.27
Water/Sewer - 86.82 (bi-monthly)
Internet/Cable - 54.95
Netflix - 10.71
Groceries - 296.91
Car gas - 274.49 ($50 or so for MN trip)
Tithe - 130
Giving - 30
Car Maintenance - 129.48
Clothing - 23.45
Phone/Garmin replacement - 25.93 (new Garmin warranty, back-up phone DH)
Household - general - 46.95
Pets - cats - food/litter - 70.95
Pets -cats - medical - 24.39 (felliway dispenser)
Pets - non-cats - food - 13.49
Fitness - 41.85
Laura birthday/entertainment (trans siberian) 108
Date night / eating out - 63.85
Catifying - 15.87 (materials to attach cat tree to wall in living room)
Laura fun money - 19.39
Student loan - 51.38
Medical debt - 178

Money was set aside for multiple categories not shown above .. because nothing was spent in them for now. Smile

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We had our October budget meeting on Thursday night. It was kind of fun due to my 3rd paycheck and overtime hours. Smile We put $200 into each of our spending money categories (been getting about $40 each), an extra $300 into repaying medical debt (actually have enough to pay half of it in full right now - just need to find a card DH would qualify for with a $1k spend and good sign up bonus, or even a $500 spend with good sign up bonus ...) We also allocated extra to some other categories.

DH agreed to do a $100 extra principal payment to the mortgage after I explained to him how making the little boost payments would save us huge amounts of interest / time in the long run.

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DH made the commitment to only one 20 oz soda per work night, and I have made the commitment to not taking more than one servings worth of chocolate/junkfood into the office at a time. This will be helpful to both of us.

Ok, I need to get my walking clothes on and get out there before it's dark. Smile May go ahead and do some grocery shopping tonight too. (Since I did some cleaning last night before my walking buddy came over ...)

4 Responses to “DD 25/26/27 - September Spending, October Budget”

  1. Jenn Says:

    I think you've been a good influence on DH! Congrats on the healthy move off soda.

    What a thoughtful gift from the church ladies. It's obvious that they know you pretty well.

  2. FrugalTexan75 Says:

    Thanks. Smile I'm trying.

    Yes, my walking buddy at least knows me pretty well. Smile

  3. snafu Says:

    What a remarkable group of women belong to your church. Suggest you write your Thank You note[s] as quickly as possible. These later gifts are easily left unacknowledged and participants in this thoughtful group gift can feel a level of disappointment.

  4. rob62521 Says:

    Good job on keeping away from the soda. Glad DH is going to cut back too.

    Your church friends rock!

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