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Annoyed at Geico, Looking for Home Ins., and Branson!

April 18th, 2016 at 06:10 pm

This weekend I called Geico, with whom I've had my car insurance for 15+ years to get a home insurance quote and also find out what it would cost to add Mr FTs car to my policy.

The auto insurance person I spoke with was great. Very helpful. I have no complaints about him.

The home insurance person I spoke with was great at first. But then when she figured out that I was only looking for a quote (after I repeatedly said that numerous times...) she got all pushy.

When I told her that I'd been told to not go for any quotes over $950/yr, she told me "but we're offering $10k sewer backup - nobody else will give you that."

I firmly told her thank you, but that I wanted to do some more checking around. She wasn't a happy camper.

(My quote was $1160/yr. for $179k replacement. I think the wood stove in the basement and fireplace probably didn't help the cost estimate.)

Today I got an email telling me that I have a $2.11 bill for my car insurance. So I'm guessing that they've already put Mr FT on my policy? Or changed my zipcode? I'm not sure it's worth a phone call right now or not- my minutes are being eaten up this month majorly.

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I've emailed a couple other places about home insurance and am waiting to hear back from them.

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Last night Mr FT and I booked our hotel for our honeymoon! We both agreed that normally we'd go for the cheapest room, but decided this was worthy of a splurge. Smile So we went with the 1 bedroom condo w/kitchenette on the lakeside. Smile 3 nights will be just a bit less than $300 with taxes and fees. (Plus getting 8 SBs per dollar back.)

We also explored what shows are going on that week, and found a few we could agree on. We haven't bought any tickets yet though.

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I worked on the seating plans today ... and realized that didn't have enough spots for all the people! The rental place called, and while I was on the phone with them I asked how much it would cost to upsize one of the tables - $2. Go for it!

One other thing Mr FT and I worked on last night (with a bit of grumbling from him at first) was writing out the place cards. I wrote messages inside of each place card for my family members, and then wrote what Mr FT dictated to me for his. I hope everyone likes it! (This was possible since we only have 20 people coming. More than that, and it may have been a bit overwhelming.)

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The money from stocks and ROTH have hit my checking account. Now it'll sit there until time to do a huge cashier's check ... At least it will be earning a little bit of interest until May 12. Big Grin (2.5%)

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My allergies seem to have lightened up some here this week. Knock on wood that the trend continues. At least through Monday of next week. Smile

7 Responses to “Annoyed at Geico, Looking for Home Ins., and Branson!”

  1. creditcardfree Says:

    Homeowners insurance sure has become more expensive. I think ours was around $800 for our last home worth around $250K. The deductible does make a difference, so make sure you are checking on that part! Ours was through USAA.

    So excited for you, Laura! I will be thinking about you on Saturday. Smile

  2. My English Castle Says:

    Our homeowners insurance is over $1000--and we've never had a claim. Completely agree with CCF--very very excited for you and the nice cabin is indeed worth the splurge--if not now, when?

  3. ceejay74 Says:

    Fun! Where are you guys going?

  4. Kiki Says:

    My house insurance is about 600 a year for a house valued at 300 in California.

  5. ceejay74 Says:

    Oh, I see "Branson" in the title now. Duh! Big Grin

  6. LivingAlmostLarge Says:

    I can't believe you are almost about to get married. Time is going by way to fast.

  7. FrugalTexan75 Says:

    I got another quote today - from someone my realtor C suggested - $837/yr for home insurance! The auto is a bit more expensive, but I didn't have all of Mr FTs info, so maybe that'll go down with a multi-car discount. I really like her, so this may be who we go with!

    Thanks everyone! Smile Hardly feels real that it's so close!

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