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Updates March 6

March 6th, 2016 at 04:02 pm

I wasn't feeling very well yesterday, so after going to the church to do my duty of collecting the Sabbath School money (this is my month to do it) I came back home.

Somehow I came across a mention of the site cooksmarts.com. It is a meal planning site (as low as $6/month) but it also is a site with TONS of resources for learning how to cook.

I think I must have spent four or five hours on that site. I ended up adding some things to my registry too. Smile

I think I may sign up for it, but I'm going to wait until either we move into a house, or they offer a discount price. As I went through their FB feed, I saw they've offered discounts multiple times in the past at various times.

What I like most about it is that I can customize the meal plan for both Mr FT and I's food preferences, and have one handy grocery shopping list. (They have original, gluten free, paleo and vegetarian options for each of the 4 days of meal plans.)

I may end up getting Plan to Eat later on too, though that will have to wait til their Black Friday sale in November.

--
House hunting ... sigh. There just isn't anything in our price range that Mr FT and I can agree on .. except the FSBO house we looked at a few weeks ago. We both want to keep looking, but we also are worried that if we wait too long, that house will be gone.

If I was willing to go up another $20k in my price point, there've been several good possibilities. To do that though would mean needing to sell stock to get the loan value low enough so our monthly expenses wouldn't make it so we had nothing left to do anything else. I don't want to do that - especially since that stock has been going up the last week or so (back above where I sold some a while ago.) Plus, both of those houses in the $20k extra range seem way too big just for two people and a lot of cats.

Both my mom and my grandma think it's weird that we won't be living together right away after getting married. Well .. neither of our places is big enough to handle both of us AND the cats. Which is why we need a house. Maybe unconventional, but we get to write the rules for ourselves, right? Smile

--
I have a possibly final dress fitting today at 1, then am going to go look at my bouquet to see if I like their design, and then go to a Women's Ministry meeting.

Then of course Mr FT will be coming over later.

I'd kind of like to cancel on all of it except Mr FT because all I really want to do right now is keep a heating pad on my back and do nothing. But, you do what you have to do, right?

---
I had two Pinecone surveys this weekend. So once they credit, I'll be able to cash out $9.

I also cashed out 2200SBs for a $25 AGC, and will be cashing out for a $25 PayPal today.

---
I helped Mr FT with his taxes last year. He had filed an extension, and then in September we used TaxAct to file them. We went through all the steps and even paid what he owed to the Feds. He was due a refund from NE. He got confirmation of the Fed payment.

He still hadn't received his refund or a tax bill from the Feds (fees and penalities for extension) so last week he logged in to TaxAct and was informed that his taxes had never been filed!

He went to his bank and got a printout of his bank statements from last year. It shows that he paid the Federal taxes AND that he paid TaxAct. So I do NOT get how his taxes were not filed!

In all my years of doing my taxes online, I've never had any issues. Of course the first time I convince him to do his online, this happens. Ugh!

I spent about five or six hours last week getting this figured out - contacting customer service; ordering the "archived" copy of his forms from last year, printing two copies out (one for him to mail in, and one for the mortgage process), etc.

Hopefully this isn't going to cause any issues for him. (Other than extra penalties and fees, although I don't think it should be too much for $495 in taxes.)

TaxAct's customer service is a joke. They make it nearly impossible to figure out how to actually send a question in, and then you get back essentially a form letter.

Oh well. I have no idea how to prove that we did complete the necessary steps to file. So mailing them in and hoping for the best is all we've got I guess. I just wish I'd been more cognizant of the fact that he'd ONLY received confirmation of his federal income payment.

Ugh!

14 Responses to “Updates March 6”

  1. creditcardfree Says:
    1457284288

    Does he have any emails from TaxAct showing 'acceptance' of Federal and State returns? This is how I usually know our taxes have been filed.

  2. FrugalTexan75 Says:
    1457284605

    No, I don't think he does. He forwarded the one confirmation email he got - I can't find it right now - but it was confirming payment of the federal taxes.

  3. CB in the City Says:
    1457285206

    That's rotten about the taxes.

    I recently met a new neighbor in my building who is living here separately from her husband, who is in another nearby building. No, they are not separated, or contemplating divorce. They just do better in separate spaces. To each his own!

  4. creditcardfree Says:
    1457293759

    Have you contacted the IRS or the state to confirm they weren't filed?

    It is possible to pay TaxAct and have the payment made without filing. Because after those two steps you have to receive confirmation of acceptance of filing back from both IRS and state. There could have been one last submit step to send them. If you don't receive acceptance, the only other possible scenario if they were filed is to have received a rejection from the IRS with a reason for rejection.

    I looked at our HR Block taxes that we have already filed. It shows the acceptance on our account with an acceptance confirmation number.

    I wonder if it would just be good to file them again! Or go to a local HR Block office and inquire to see if that is what they might recommend.

    Sorry this happened!! Frustrating for sure.

  5. FrugalTexan75 Says:
    1457295711

    Yes, in the past I've always gotten an acceptance/filing email. When I asked Mr FT if he'd gotten any emails from taxact, he said he had. Unfortunately I didn't pursue the exact nature of the email. He is mailing in the forms - the only option at this point.

    (I really hate my keyboard - constantly dropping letters so I have to go back and fix things!!)

  6. rob62521 Says:
    1457296458

    Sorry about the taxes. Hope you can get it figured out without a lot of anguish.

    As for the living together or not...hey, you need to do what works for you and if you have to live separately for awhile...I think that is smarter than settling.

  7. livingalmostlarge Says:
    1457309797

    When are you getting married? Why not look for a rental together? If this is a long term house why settle? Hope the tax situation works out.

  8. FrugalTexan75 Says:
    1457309927

    Thanks Rob Smile
    LAL - We're getting married April 24. Renting won't work due to the number of animals we'll have once we combine households.

  9. VS_ozgirl Says:
    1457347095

    Sorry to hear the ideal housing opportunities aren't happening! My fingers are crossed that something comes available soon that's suitable

  10. creditcardfree Says:
    1457360215

    How much more space do you get for $20K?

  11. FrugalTexan75 Says:
    1457361214

    Thanks VS.

    CCF - The house sold already, but it was about 1800 sq ft w/big backyard and an amazing design vs. 1000-1200 sq ft with small to medium backyards.

  12. creditcardfree Says:
    1457385161

    I like homes in the 1500-1800 sq ft size. Our last home and rental are around 2800 sq ft. Really way more space than we need...although they do work great when we have guests.

  13. FrugalTexan75 Says:
    1457400800

    CCF - For a family 1500-1800 is good. For two people +multiple cats ... I think it's overkill (especially when the basement isn't included in the square footage.)

  14. creditcardfree Says:
    1457403274

    Oh, I was including the basement! I didn't know yours excluded. You'll find something...keep looking and have that realtor keep sending you suggestions as I'm sure homes will be going fast. We had offers on our home within the first two days. Don't delay if you see something you like!

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