Overall I didn't do too badly in September. I did not curb the eating out too much, except for not getting any Blimpie subs - instead I only got egg salad sandwiches, which I can get a sandwich, chips and drink for the same cost as a foot long sub. So ...
I bought a plane ticket home for Christmas, which I was refunded by soon to be stepdad. I wish I could've waited til October to buy it, because then there'd be the 5% back deal on Chase ... but it may have cost more by then too. Who knows.
In the medical category I had two fillings and my regular subscription.
In technology I bought a phone to try out the Ting service here (using a $25 discount from Lucky Robin )
I earned two $5 AGCs from Swagbucks, as well as $30 doing a babysitting job.
I upped my ROTH contribution to $200 this month, and still was able to put 41% of my income into my car replacement fund. So those two combined equal approximately a 47% savings rate. Not bad, but I'd like it to be higher.
Going into October .. I am going into it with the mindset of keeping my grocery budget to $100 or less, and also keeping my gas/fuel to less than $50. In September I did manage to lower my food/grocery spending slightly (a good bit actually, considering I included my egg salad stops in it and not in fun money ...) So, I think I may be able to do it.
I'm hoping that I'll be able to cancel my cell phone plan by the end of October - so it wouldn't be a savings this month, but it would be a definite savings by November!! (which of course will go towards the car fund!)
I'm really hoping to get on the ball and get some books listed on half.com or perhaps Amazon and see if I can get anything for them. (books I bought with my money for the library/summer school which ended up not being used, so in brand new condition - multiple copies...)
So anyway ... onwards to October!
September Spending/October Budget
September 30th, 2012 at 09:50 pm