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Thankful for YNAB, living a month behind

December 17th, 2008 at 06:32 pm

Today we had a meeting where we learned about the new HR company that will be administrating payroll and healthcare benefits for us.

My insurance will be going from United Health Care to Aetna Std. It will still be fully covered by my employer.

We still have the FSA option. Unfortunately, this new company has not gone into the realm of the debit style FSA card but are stuck in the realm of faxing in receipts and getting reimbursed. Yuck. I've been very spoiled.

We were told that we can not enter any of our information on the website until December 29. There will be an email sent to our work email with the link and password info.

A coworker of mine is going to forward that email to my personal address, so that I can fill out the info even though I'll be out in CA at that time.

Unfortunately, even if I get the info all filled out on Monday, the 29th, it is highly unlikely that the direct deposit will be functional by Friday the 2nd (payday.)

So, that means I will receive a hardcopy check. I will still be in CA on the 2nd. I won't get my paycheck for the 2nd, until the 7th - almost in time for my next paycheck!

This is why I'm so glad I don't live paycheck to paycheck. For me, this whole matter is just a small annoyance - a loss of a bit of interest. It would be so much worse if I was counting on that money to be IN my checking account to cover a rent check or some other expenses.

---
Today was a NSD.
30 minutes on bike at gym this AM.
Did a trash run.

7 Responses to “Thankful for YNAB, living a month behind”

  1. Koppur Says:

    That whole budget thing really works, huh? Smile Have a great trip!

  2. frugaltexan75 Says:

    Thanks! Smile

  3. scfr Says:

    Yes, it's nice when the little glitches can be merely annoyances and not catastrophes, isn't it?

    Say hello to Cali for me!

  4. gamecock43 Says:

    I agree with you- this would be major problems for a paycheck to paycheck person, but being financially prepared has spared you some big headaches!

  5. ceejay74 Says:

    Great job! I'm about half a month ahead of being paycheck to paycheck, and even that has been a huge improvement in my life from when I was always waiting to get paid so I could pay my bills just in the nick of time. I was never late because of it (only a couple times for other kinds of errors), but it was a stressful way to live, which I didn't even realize until I changed.

  6. skydivingchic Says:

    I'm using Mvelopes and its been a little over a year since I managed to sock away a month's worth of expenses in my checking account. It is a huge relief and makes cash flowing little things soooo much easier. Glad this is only an annoyance for you. Have a safe trip.

  7. frugaltexan75 Says:

    Every little bit you can put yourself ahead of living paycheck to paycheck gives just that much more breathing room. Smile
    Thanks everyone for your comments. I'm looking forward to my trip. Big Grin

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