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February Roundup

March 1st, 2008 at 11:26 am

I still haven't figured out how to do a screenprint of my excel sheet . . so this may be a bit messy.


Year To Date....Category ....... February
$1,300.00 ......Rent ............$650
$221.00 ........Renter's Ins. ...$198
$250.00 ........Giving ..........$100
$290.65 ........Groceries .......$152.15
$27.38 .........Eating Out ......$15.69
$1,612.12 ......MedBig Grinentist .....$1586
$40.00 .........MedBig Grinoctor ......$20
$128.35 ........Med:Scrips ......$70.38
$15.50 .........Gifts ...........$10.50
$145.59 ........Fitness .........$8.73
$74.80 .........Auto:Ins ........$37
$176.01 ........Auto:Gas. .......$67.31
$175.48 ........Auto:Repair .....$0
$80.00 .........Auto:Tolls ......$40
$58.41 .........Cable ...........$23.27
$10.80 .........Netflix .........$5.40
$168.62 ........Cell/Int. .......$84.02
$150.00 ........ROTH ............$75
$50.00 .........TAMERIA .........$50

$4,974.59 .....Total Exp. .......3193.48

SUPPLEMENTAL INCOME

$90.00 .......Other .............$50
$65.02 .......Interest ..........$30.77

Withdrawals from Savings:
$650 ..........Emerg. Fund ......$650

Rent: Self Explanatory

Renter's Insurance: I switched to Geico and paid the 1-year premium up front. I will be setting aside $16.50 a month to pay the premium again.

Giving: Part went to a pledge I made, part went to support a friend doing an Epilepsy walk.

Groceries: UGH! I started out good, but towards the middle of the month I just kept finding myself heading to the grocery store. Unfortunately most of the extra trips weren't for things that were nutritionally valuable or needed.

Eating Out: This is one meal out with a good friend of mine before watching her son's basketball game. Also, it includes one half-price Virgin Strawberry Margarita at a coworker's get together.

MedBig Grinentist: This includes 50% of the root canal ($650), most of the crown ($832) plus a few other charges. UGH and double UGH!

MedBig Grinoctor: My copay when I visited my doctor about my heartburn symptoms.

Med:Scrips: Normal scrips, plus the antibiotic that gave me heartburn and the meds prescribed to try to fix that!

Gifts: I found two items for birthday gifts at Walmart on clearance - one's in June and the others in October. Smile

Fitness: Bought a new pair of headphones for my MP3 player - I listen to it almost exclusively while working out.

Auto Ins: I actually paid off the premium in full, and will now just be putting money aside to pay in full each time. They now take any credit card - so that means more points for me! Yay!

Auto:Gas: I managed to get by with only filling up two times this month. Yahoo!

Auto:Repairs: Thankfully, an uneventful month.

Auto:Tolls: Self Explan.

Cable: The normal monthly charge, plus the $5 late fee. The late fee stems from having to get a new credit card number and the ensuing chaos of autopay.

Netflix: The very cheapest plan.

Cell/Int: I am very tempted to block all text messages to my phone. I'm starting to get a number of spam texts. Although they only add up to a few extra dollars at the most. There really is only one friend who actually texts me, and that is maybe two times a month. If the spams keep coming, I do think I will block texting.

ROTH: Self Explan. It just sickens me though to know how much I've contributed to it, and see how much money I've lost of actual contributions. I have to just keep reminding myself of the dollar cost averaging principle, and hope that when the stocks do finally go up again, that I'll have a really nice upswing in value.

TAMERIA: I started an account with T Ameritrade using the Suse Orman "Save Yourself" code. So, a year from now this should net $100 bonus + plus whatever measly interest.


Supplemental:

Other: Carpool money and survey money.
Interest Income: HSBC and ING

Withdrawals:
Emerg Fund: Had to take money out to pay for Dental work. I actually had a 5 paycheck month, so the 5th paycheck + the money from the EF + what I normally send to the EF each month all went to Dental. UGH UGH UGH!

Overall this was a HUGE spending month, with nearly half of it Medical related. However, the one other area I did way overspend in was groceries. Part of the reason had to do with the dental work - I had to get some easier to eat foods for awhile. But part of it also was not justifiable at all.

I am hoping that this next month will be financially uneventful. I am also hoping to find a couple babysitting jobs or something else to bring in a little extra cash.

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