Laura

In my 20's I was a teacher and a mis-manager of my money. Through a series of events in my mid-20's I woke up and began to become a manager of my money. Now, in my early 30's, although I am no longer teaching, I am still managing my money. I am debt free. :) My top 3 financial goals are: 1. Fully funded Emergency Fund. 2. Car Fund to $4,000 3. House Downpayment to $18k My top 3 personal goals are: 1. Run a 5k in 31 minutes or less. 2. Reach my goal weight by Dec. 15, 2008 (My birthday.) :) 3. Enjoy life inexpensively and whole heartedly. :) Emergency Fund: (6 months Expenses Only) 100% funded. Since May 2006:

• Date Started: Jan 17, 2005
• Entries: 398
• Comments: 724
• Total Visits: 223,584

2008 Financial Goals

1. Track money daily using YNAB.

2. Fund exercise fund to $570 (One renewal + 6 months gym fee.)

3. Send all leftover / extra income to the following --

A. Vacation Fund - $500

B. Emergency Fund Full 6 months salary

C. Car Repair/Replacement Fund to $4,000.

D. Downpayment Fund -- $18,000.00

4. Cut extra expenses as much as possible.

5. Find as many ways as possible to bring in extra income.

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January:

Days Tracked in YNAB:

Emergency Fund/Car Fund Savings: $270

Exercise Fund: $340 (Christmas Bonus/Gifts/budgeted$)

Vacation/Fun Fund:

Additional Income: