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At Home again

February 26th, 2005 at 08:09 am

Ok. So this morning I was feeling somewhat better, but still not quite well enough where I thought I could deal with my 12 little munchkins. So I called in sick for a second day and emailed lesson plans.

After feeding kitty (who was begging pityfully by the time I was done with lesson plans) I headed back to bed where I slept pretty soundly till about 2pm. I went to the library and got the 4 books on hold. I asked what number I was in line for he Grisham book and was told #9. That'll be awhile for sure. Then I stopped at Albertsons and picked up a couple of items - no, they weren't totally necessary, but I decided to go ahead and get them anyway. I was really wanting a pizza again, and decided that getting a $5 frozen pizza (Portobello Mushroom California Kitchen) was better than spending $14 on a delivered pizza.

I talked to both my mom and my dad for about an hour apiece. Mom and I talked about living arrangements during the trial. I told her that I had a doctors appointment the first morning of trial, and wouldn't be able to be there till the afternoon. My dad asked if he could stay with me from the 8th till before the trial (maybe the 13th). I told him he could. It'll be very strange having another person in my place - will have to adjust some habits of mine (especially early morning ones).

It was good talking to both of them. My mom did worry me a bit because she was talking like she was thinking of quitting her job because she "is just SO stressed out about everything." Hello! I'm feeling pretty stressed out myself - having to deal with the same things she is, not to mention other things, - do you see me cutting out on my kids? Ok, ok, so I will be leaving this job, but not til the end of my contract term, and not to just plain NOT work (which is kind of what I think she's talking about - trying for disability.)

I'd filled out this interest form for an extended car warranty place - just to get a quote - a few days ago. This evening I got a call from them. It really sounded quite interesting to me. It was a warranty that covered 100% parts/labor with a $100 copay. It covered all the major systems (a/c, cooling, electrical, transmission, brake, etc etc.) It also included Roadside Assistance, Car Rental ($35/day - 5 days), and Travel Intteruption (100 miles away from home and car breaks down, they cover hotel and food up to 3 days). The warranty is for 4 yrs/49K miles.

I have a 97' Honda Civic with about 72K miles on it. It's in pretty good shape, but it's not been without a few glitches (for example, three years ago my a/c went kaput on me -- in JUNE). I plan on keeping this car for at least another 3 or more years, and know that something COULD happen to one of the major systems. I thought about it a lot. I realized that I would save $160 in four years from canceling the Roadside and Car Rental from my Car Insurance. I decided to go ahead and make the down payment (totally refundable.)

They'll be sending me paperwork to review, and I'll have 30 days to either decide to keep it, or cancel and get my money back. If I decide to keep it, it will cost me a total of $1508 - $245 downpayment, and $105.25 *12 at 0% financing. When I had my a/c fixed I got a deal at $600. Last month I had my car in for 60K service, and replacing the CV joints - and it cost me ~$1400 ($700 for CV alone.) So . . if I would have had this warranty when my a/c broke and last month -- it would have already paid for itself.
I'm anxious to get the materials to be able to read more throughly about the whole plan/program.

Ok, it's now extremely late, and I really ought to be heading back to bed. I didn't check my mail today(Friday), so I don't know if I got any or not. Will check that later this (Saturday now) afternoon.

Spending Log:
Today:
Albertsons: $10.37
Car Warranty: $245.00

Total: $255.37 Ugh - what a big number. Frown

Keeping It Frugal in Texas,
Laura

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