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$tretching, etc.

January 16th, 2019 at 06:27 pm

So DH found an insurance company that will cover him (did I mention he'd been given the pink slip by Farmer's??) His current liability only for 3 vehicles is $332 for 6 months. As of February, liability only (with slightly higher coverages) will be $882 for 6 months.


Ever since August I have been saving more than normal for his car insurance renewal - but nowhere near enough for this.


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The vehicle which he has been dragging his feet on selling is $349 of that. I'm of half a mind to tell him he can pay that portion out of his spending money - then when he actually sells the darn thing, he can be reimbursed for whatever portion they reimburse.

But in reality, it probably is a good thing he hadn't sold it yet. Since his CRV developed bad suspension issues. We were quoted $1700+ by Brakes Plus. The husband of a lady who I go to church with, did the labor for $285 and DH ebayed the parts for another $230.

Of course, it now desperately needs new tires - to the tune of $500. We have $440 in our car repair fund.

A couple of times DH has mentioned that we really should have at least $1k in our car repair fund. Um … yeah, we would have that - if his cars weren't needing repairs all the time!
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The property appraisals came out last weekend. Our house had a $25k increase. Um …. There are also rumblings about increasing property taxes.

That's about a $55/mo increase - which isn't terrible … but when you couple it with the huge hike in insurance premiums, increased ROTH contributions to max out, and other piddly increases in various services … Ugh.

We're going to have to seriously reconsider how we do the budget. And I know he's going to hate my suggestion. Not that I'm going to like it much either. But the money has to come from somewhere, right?

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Oh, we still are deciding on if we are getting a treadmill or not. DH is worried we'd get shocked when using it since our plugs aren't grounded. So .. he's looking into joining a health club.

That's fine - it's just it only benefits him, and it'd make it easier to not do it.

So if he decides to go the gym route, that's another monthly expense to add.

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Some of this is mitigated by a 3rd paycheck this month. That will cover the increased insurance premium and the shortfall in the tires. I had other ideas for the money … but what can you do?

I also received a very generous check from my aunt for Christmas. When she told me about it, it almost sounded to me like she wanted it to all be for me only. I did not tell DH this, because I didn't want him to feel bad.

It's not his fault that he basically has no family left, nor that my family is pretty generous. I feel when I'm given money like that - that it belongs to us equally. My mom has sent me $100 for my birthday before - but none for him on his birthday. I split it with him (again, he doesn't know it was meant just for me.)


I have 3 family members who could quite possibly pass on in the next year to two years. Cancer, old age and Parkinson's/defeated attitude. I have travel money set aside for this. 2 of the 3 I'd probably be reimbursed at least plane fare.


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I have not done any shops for Shipt. I have tried, but it really doesn't seem to be busy in my area.

I kind of have given up on it.


I signed up for Door Dash through SBs when it had the $200 bonus. I actually kind of like it! I have done 10 orders over 4 dashes and made about $72 + the $200 bonus came through early from SBs.


When it stays light out longer, I might do a few hours during the week, and a few on the weekend.


I was going to dash last weekend, but decided the weather wasn't something I wanted to deal with in my car. This weekend could be a repeat of that unfortunately.


I managed to finish reading/read 3 books in one day … Smile thanks to being snowed in. (2 by Tracie Peterson - Embers of Love/Hearts Aglow, 1 by Petersheim called The Divide) I started the 3rd book in the Peterson series - Hope Rendered.

I had read about half of Embers of Love while on … Jury Duty! Yes, last week (and this week) I was slated for jury duty. I actually got further than Ii ever have before - into the courtroom and sitting in the pews to listen to the voir dire (sp?) After 2 hours, all but 12 of us were dismissed.

I learned one thing though that made me glad I didn't get on the jury - if we were sequestered, not only no tv, no Internet, etc. But NO books!! Sorry, I'm not down with that.

I'm curious to find out how much I'll be paid for my time. For work, I just had to keep track of my time away, but got paid normally.

4 Responses to “$tretching, etc.”

  1. Lucky Robin Says:

    Why on earth no books? What do they expect people to do if they can't read books? I don't see how it could possibly matter to be reading fiction.

  2. Laura S. Says:

    Sorry to hear about all the increases. I live in MI. The insurance here is one of the highest, if not the highest in the nation. I pay $1026 for six months with no tickets or accidents! It is full coverage, but my vehicle is 8 years old. Anyhow, it stinks that you guys have so many increases and other costs at the same time. Glad you didn't get sequestered for jury duty. What the heck would one do with access to nothing!

  3. rob62521 Says:

    Ouch on the increases on insurance.

    No books at all if you are sequestered? Egad.

    One of my fears is if our home value goes up, our real estate taxes will as well, and in Illinois, we pay huge real estate taxes.

  4. frugaltexan75 Says:

    My DH thinks they cut out the books too to "encourage" jurors to reach a decision faster. It makes sense.

    Laura S - Ouch! I have full coverage on my 2010 car, and pay less than $400/yr - with a $2k deductible.

    Rob - People are complaining about this big time. 2 years in a row there have been huge jumps in property appraisal values. And now they might raise the taxes too ... I'm looking into how to fight the new valuation. I didn't fight it last time, because I didn't know I could.

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