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2013 Goals

January 1st, 2013 at 01:33 am

Financial:

Goal #1:

Pay car off. As far as I can tell, I think this will be a completely doable goal. I can manage $250/mo while still putting money in other savings categories, and then I'll have 3 months with an extra paycheck AND whatever I get back from my tax refund. So, completely doable.

Goal #2:
Get to $5k in EF. This means saving and additional $3500. I *might* be able to do this. I'll get more aggressive on this once #1 is finished.

Goal #3:
Put $3k in my ROTH. It'll really depend on my tax refund - I may take $600 out of it to put in the ROTH, which would make this a doable goal.

Goal #4:
$1k in FIRE (Financial Independence Retire Early)
Maybe ... This also may become my Moving fund eventually if/when I relocate. I want to do some investing in Vanguard I think, and need at least $3k to do the lower level fund.

Goal #5:
Find a way to earn extra income this summer. I have about 8 weeks in the summer which I could conceivably do *something* with - I'm just not sure what would be the most feasible. During that time though I also need to do some major downsizing of belongings, so that if I *do* end up moving the following summer, I can get by with a small moving truck (thus reducing moving expenses and helping me with housing costs wherever I end up.)

Personal

Goal #1:
Give up soda. I've done it before, and I can do it again.

Goal #2:
Go back to the NO S philosophy (at least in regards to junkfood - only on the weekends.)

Goal #3:
Consistently do 30+ minutes of exercise 5 days a week.

Goal #4:
Let other people's drama be theirs and not let it affect me negatively.

Goal #5:
Finish the stupid class. (without being too negative about it.... Big Grin )

Posted in General, Work Related, Frugal Single Life, Financial, Accountability | 8 Comments »

8 Responses to “2013 Goals”

  1. mamasita Says:
    January 1st, 2013 at 01:38 am 1357004333
    1357004333

    You can finish the class, I am right there with you! (Except that at least my class is useful, just really hard and time consuming! Smile)

    Happy New Years, have a wonderful 2013 with great experiences!

  2. Beawealthywarrior Says:
    January 1st, 2013 at 02:13 am 1357006439
    1357006439

    Come join us in the sell off challenge to earn some snowflakes in"case u move" and u will be decluttering at the same time!

  3. mjrube94 Says:
    January 1st, 2013 at 02:13 am 1357006439
    1357006439

    I love #4. That's one we could all take on! Good luck and happy new year!

  4. creditcardfree Says:
    January 1st, 2013 at 04:08 am 1357013310
    1357013310

    Great goals! I think spending time selling off your good this summer sounds like a great idea. You could also use the time sell things for teachers on that website, teacherspayteachers.com I gave up soda last year, specifically diet soda. It was the best news goal that I ever did!

  5. Amber Says:
    January 1st, 2013 at 05:12 am 1357017138
    1357017138

    Happy new year and I'm sure you'll meet all your goals Smile

  6. FrugalTexan75 Says:
    January 1st, 2013 at 07:15 am 1357024500
    1357024500

    Thanks everyone. Smile
    CCF - I've actually tried to come up with ideas for things to sell on TPT, but just haven't figured out anything yet. Still working on it. Smile

  7. Shiela Says:
    January 2nd, 2013 at 01:20 am 1357089609
    1357089609

    Good luck FrugalTexan. Great goals.

  8. PNW mom Says:
    January 5th, 2013 at 05:20 am 1357363201
    1357363201

    Great goals! I gave up soda (except for a very once in a while)...now working on my daily iced coffee Frown Good luck! Smile

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