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What a Month!

October 29th, 2018 at 04:59 pm

The latest stressors …

On Friday I got home to find a letter from our insurance company stating that they were "pre denying" our claim for Cardiac Rehab due to DH not having a condition that warranted it.

Needless to say, panic ensued. He'd been to six sessions already at $250 a pop. They're getting him to actually EXERCISE. The education part of it is pretty worthless, but the GETTING HIM TO EXERCISE is priceless.

I posted on a FB group with people who've gone through heart attacks (or their SO has.) And they talked me down. I got a plan of action put together - call the hospital on Monday and figure out what the heck is going on.

Then I checked the insurance website. The first hospital's charges of around $16k was mostly covered, except for our out of pocket and deductible.

The second hospital, where he had the stent put in, had $42k+ in charges. And in big red letters - NEED MORE INFORMATION. If we do not receive more information within 45 days, we will base our decision off of what we do have.

My panic level greatly reduced at this point. This explained why they were pre-denying Cardiac Care. If they didn't have the proof to go with the charges from the stent hospital, then they'd have no reason to believe Cardiac Care was needed.

So … it at least was enough to get me through the weekend.

I called today and left a message with someone. I hate voicemail.

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DH's good vehicle (not great on gas mileage, but the best for his shoulders) may have an engine in the last stages of life. He has less than $1k in his car replacement fund due to having cleaned it out to buy this particular vehicle.

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Haven't heard anything new about the car accident / insurance. I hate to push DH to check into it.

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DH's stepdad with whom he was estranged … (he actually wrote him a long letter a few months ago trying to mend fences - no response) … died a couple weeks ago. DH found out because of an email from the guy who wrote a book about a local cave here DH and his stepdad's family were a big part of.

So yeah .. DH is getting a nice stress free time of it while recovering.

And yes, if you were wondering, my stress levels are quite low as well. If you consider Saturn pretty low.

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DH is doing so well changing his eating patterns. Not perfectly, but so much better than I would have believed to be possible.

Getting him to eat vegetables without me sitting beside him having a big bowl of them, is still a work in progress … but he's reduced his level of SAD diet by at least 95%.

I spent a lot of money on groceries this month trying to figure out dishes that would at least somewhat tempt him, as well as things he can take with him to work easily.

I'm hoping this next month will be more reasonable.

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We are not contributing to our ROTH's this month from new income. He was off work for almost two weeks. We agreed that this was the simplest way to do it.


I'm selling $1k of stock (electric car) and then moving that to our ROTH's. So they'll still get their contributions, it just won't be new money. (And that stock seems to be going up again after having fallen hugely thanks to its erratic man at the helm.)


We also had to lower what we normally put in various categories. He even willingly acknowledged that putting money in the date night fund when we weren't putting money in (new) into the ROTH's wasn't a good idea.


So anyway … that was our budget meeting on Sunday.


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I'm about halfway through my keyboarding class. The first week of it unfortunately fell the week DH was in the hospital. Trying to figure out an online keyboarding class while also spending the vast majority of my waking hours at a hospital … yeah, that wasn't good.


I've got it figured out now though, and am pretty sure I'll be making an A. Smile


I registered for my next class today - Microsoft Applications 1.


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We haven't turned our heat on yet. There haven't really been very many cold nights yet, so it isn't THAT much of a major thing. Smile Although, we did have our first snow a couple weeks ago.


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My newish supervisor let me know she's going to be retiring a year from this Thanksgiving. So, I guess a year from now I'll see what happens.


I've taken over managing our FB page, as well as the info email. We're debuting a couple new technologies that I'll be doing a lot with - keeping alerts up to date and answering texts, etc.


So, even if I don't stay here, I'm growing my resume.


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I made a couple eBay sales this past week. A set of Dr Suess books and a pair of Keds. Now I need to get some more stuff up …

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OK this was long. I'll try not to be such a stranger!


One more thing - Have you seen Bodyguard on Netflix yet? The one from BBC not Whitney's. Smile I binge watched it this weekend …


I almost forgot! Someone used my Ting referral!! I have a $25 credit from that. (Will have to tell about my phone trials in another post.)

6 Responses to “What a Month!”

  1. creditcardfree Says:

    Nice to hear from you!

  2. Jenn Says:

    Glad to hear that your DH is trying to get healthier!

  3. Stephanie Says:

    Glad to hear things are generally on the up & up for the two of you! Thanks for the update.

  4. ceejay74 Says:

    Great to hear from you! Good luck with the insurance claim but it sounds fixable. Glad to hear DH is making a real effort in the food and exercise areas.

  5. CB in the City Says:

    Good to hear all the updates, and I'm so glad DH is eating better and exercising.

  6. Andrea F. Says:

    Glad to get an update. Good to hear things are going relatively well with all that you have going on right now. And the Bodyguard..so good! I binged it too. I really enjoyed it. Take care!!

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