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Northpointe Checking, etc.

June 7th, 2017 at 07:19 pm

If you read the website "doctor of credit" you probably already know about this. Just in case you don't ...

The Northpointe bank in Michigan offers 5% interest on up to $10,000. Direct deposit is not required. You do have to make 15 debit transactions each month, and either a ACH withdrawal or deposit of at least $100.

This is a great opportunity for those who may not have direct deposit available (or who can only have it sent to one place at a time like me) to get in on a place offering a decent interest rate.

I opened an account this past Sunday, and just got the welcome email today ... so they are a bit slow. (You can do this all online - no matter where in US.)

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My new iPhone came in a few days ago, but I didn't get to pick it up til Tuesday night. It has a 6 digit passcode which is hard to get used to - I keep starting my old passcode ... I got the SE, so my old otterbox works with it, and I don't have to worry about it not fitting in my purse pocket, etc. Smile

Having a new phone is letting me see just how bad my battery was on my old one. This morning both phones started at 100% battery. They were running videos ... within 90 minutes my old phone was on 40% and my new phone was about 91%... What a difference!

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I decided to not go with my points based plan for housekeeping. I came to the realization that I probably wouldn't follow through on it - so can't expect hubby to. I did get him to agree to go to his first physical therapy appointment - tomorrow - I made the first appointment, but its up to him to make more.

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Tomorrow I'm putting up the posters for the Food Bank drive. Here's hoping we beat last year's numbers.

5 Responses to “Northpointe Checking, etc.”

  1. Deb Says:

    When my new phone switched to a 6 digit password, I kept the old password and just added 00 to it. Made it easy for me to remember.

  2. creditcardfree Says:

    Hustler Money blog has an article about that account from May, but also noted the bank has the right to convert/cancel the account if they see you are not using it as a regular everyday account. So if you only do 15 transactions each month, they may be on to you. These are the hardest for me to do. Switching credit cards is so much easier than changing checking accounts and following transaction rules.

  3. Anon Says:

    You can switch it back to four digits. Go to settings, change passcode. After you type your current one, passcode options come up. There you can switch back to four digits.

  4. Anon Says:

    You can switch it back to four digits. Go to settings, Touch ID and passcode. After you type your current one, passcode options come up. There you can switch back to four digits.

  5. FrugalTexan75 Says:

    Thanks Deb!

    CCF - Yes, that's true. If that happens, I'll just go back to the credit union 100%

    Thanks Anon

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