The deed is accomplished. The papers are signed. DH and I are now $112k in debt. Gulp.
In a way it was kind of anti-climatic. I was super tired from work and had a sinus headache brewing. Then I missed the entrance to the building and had to drive around the entire mall to get back to it. I made it to the office with a minute to spare - but offended DH because I didn't call him when I got there so we could go up together. Sigh.
We got our keys and went over to our house to drink some sparkling juice and see the repair work. Both of us were kind of upset with the other, so no teasingly carry over threshhold stuff. {we got over it}
Our realtor came by with an oversized key and took our picture. How to let him know we kind of think he was a real let down of a realtor?
Is it normal to feel more scared than joyful after signing the papers? That's how I felt sitting in our garage and thinking about what it meant - that it wasn't just a dream anymore. That we now are 100% responsible for a house and a garage and a yard ...
Maybe it's just my sinus headache...
Homeowners!
May 17th, 2016 at 02:52 am
May 17th, 2016 at 03:30 am 1463452230
May 17th, 2016 at 03:59 am 1463453958
May 17th, 2016 at 06:01 am 1463461309
May 17th, 2016 at 01:45 pm 1463489108
May 17th, 2016 at 01:51 pm 1463489499
May 17th, 2016 at 01:52 pm 1463489575
Remember that everything you want to do doesn't need to be done right away. Pay with cash as you go along and you will do just fine.
May 17th, 2016 at 02:47 pm 1463492865
May 17th, 2016 at 04:05 pm 1463497551
May 17th, 2016 at 05:11 pm 1463501515
I may take a picture of the berry thicket to see what y'all might suggest. It's really overgrown.
May 17th, 2016 at 07:22 pm 1463509350
I am hoping we will get some interior pictures.
May 18th, 2016 at 01:32 am 1463531552
$112K is a doable sized mortgage. Mine was just a few thousand less 20 years ago and I was able to pay it off as a single person in 17 years, so you two should be able to handle it easily. If you can prepay it when you can afford, please do, so you don't have to go 30 years with it hanging over your heads!
Don't worry...you'll be fine!
May 18th, 2016 at 01:42 am 1463532150
Thanks PS - I found a calculator today and figured out what it would take to pay it off in 20 years. For the first 23 months, an extra $30/month. Then for the remainder of the loan an extra $130 (total) plus 2x a year an extra $220. The first two years we'll concentrate on medical and student loan debt and get rid of that.
May 19th, 2016 at 02:34 pm 1463664872