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Busy, busy

April 2nd, 2016 at 12:58 pm

I wrote a long entry, and then forgot to copy it ..

Oh well.

Jist of it -

*Been very busy helping Mr FT with a huge project this week. Still lots to do, and not lots of time to do it in ..

*Signed the mortgage paperwork with J on Thursday. Inspections are scheduled for the 8th, and the appraisal will be after that.

*Debating on the timing of selling electric car stock (begins with T) and withdrawing from ROTH. The market has been SO topsy turvy. Especially the T stock.

*Aunt and Uncle (who paid for wedding dress) got their first T car - a the X one. Uber excited. My brother will get to drive it - lucky duck. (I could too, just would mean a California trip.)

(The above Uncle is the one who got my dads whole side of the family to invest in the T stock when it was still under $30.)

* Bridal shower is tomorrow! I'm not sure what to expect, since there is another bridal shower at the same time at the church! I wasn't expecting to even have one, so whatever happens, will be great! Smile

*I've been coming up with many ideas/ways to spend money regarding the new house. Smile Almost as bad as Mr FT with his landscaping/animals ideas. Good thing I have a strong penchant for keeping a strong EF! But will give ourselves a little bit of money to play with in setting up house. Smile

*Finally had a Groupon deal come out for a mani/pedi. There seemed to be a dearth of them for awhile. Maybe because of it being winter? Anyway, I got a deal for 3 gel mani/pedis at a local beauty school for $43. Not too shabby I think. Smile (One will be for wedding.)

*Got my interest for the Brink's account! 3 months worth at 5% - $57.68! I'm glad I decided to wait patiently and see if it would actually pay out 5%!

- Will now probably fund the Netspend card I opened a while ago, but got discouraged about actually using due to not having interest the first month show up. Will only put $40 on it to get the $20 bonus though. Later may put more on there.

* I started the Culinary PX program. I haven't gotten very far with it due to Mr FTs big project, but what I have seen so far, I like a lot. I think it's going to be well worth the $50.

Posted in General, Financial, Extra Money Tracking, Budget, Wedding, Schmelding | 17 Comments »

17 Responses to “Busy, busy”

  1. creditcardfree Says:
    April 2nd, 2016 at 01:07 pm 1459602450
    1459602450

    How much do you have on your Brinks card? I do think I need to do some of those to earn more interest.

    Is the T stock sell for the house? If so, if market is up on Monday, I'd sell. The market has been up and is now positive since the beginning of the year.

  2. FrugalTexan75 Says:
    April 2nd, 2016 at 01:16 pm 1459602962
    1459602962

    I had 5,020 on the Brink's card savings, plus $6 on the card itself. Will be moving everything over $5k back to my account paying 2.5% (about $83 total.) If you do decide to do it, it'd be great if you would use my referral link. Smile $20 for you and for me.

    Yes, the T stock/ROTH is for the house. That's what I'm thinking too - need to discuss it with Mr FT this weekend. It could go way above 235, or ... way below it, if I wait til after the inspection. (Which is partially what I was contemplating doing.)

  3. FrugalTexan75 Says:
    April 2nd, 2016 at 01:18 pm 1459603126
    1459603126

    My referral link (in case) http://www.brinksprepaidmastercard.com/prepaid-debit-card/applyNow.m?ctxName=b_raf&uref=3469171546

  4. creditcardfree Says:
    April 2nd, 2016 at 01:26 pm 1459603567
    1459603567

    I can see why you would want to wait until after inspection.

    I think I was waiting to see how the interest worked for someone. We have about $40K only earning 1%...so five percent is much more appealing. I will remember to use your referral when I get to that point.

  5. FrugalTexan75 Says:
    April 2nd, 2016 at 01:29 pm 1459603799
    1459603799

    Thanks Smile Yep, 5% is definitely better than 1% - especially at $40k! Between you and your husband, you could eventually open 6 cards - so have $30k at 5%!! (You have to open and finish funding one card at a time for it to work properly.)

  6. creditcardfree Says:
    April 2nd, 2016 at 01:32 pm 1459603939
    1459603939

    Yes, I did remember that there was an option to have more than one account. So you can only open the next account, after the first one is funded with $5K. Do you think this would only take a month or less to do?

  7. FrugalTexan75 Says:
    April 2nd, 2016 at 01:37 pm 1459604223
    1459604223

    Yes, only one card at a time.

    No, I'd estimate about a week 1/2 to two weeks for each card. It takes about a week to get the card in the mail, then you have to set up/link your external account, and then fund it.

    Here's the link to someone explaining the process for a Netspend card (same process for all of them). (I used his link to signup for my second card.)

    http://thefinancebuff.com/netspend-5-percent-savings-account.html

  8. creditcardfree Says:
    April 2nd, 2016 at 01:56 pm 1459605366
    1459605366

    Thanks...I think I've seen that article. I just needed to be reminded of the process! Thanks FT. Have a great day!

  9. FrugalTexan75 Says:
    April 2nd, 2016 at 01:58 pm 1459605533
    1459605533

    You too!

    I'm going to get busy now and get ready for church. Smile

  10. LuckyRobin Says:
    April 3rd, 2016 at 02:19 am 1459649991
    1459649991

    What account do you have that pays 2.5%?

  11. Frugaltexan75 Says:
    April 3rd, 2016 at 04:41 am 1459658481
    1459658481

    A local credit union. I'd check your local CU's - probably one has a similar deal. I have to have one direct deposit per month and 12 debit transactions plus login to online banking once a month. Pays 2.5 up to 25k.

  12. VS_ozgirl Says:
    April 3rd, 2016 at 05:09 am 1459660162
    1459660162

    You have such an exciting month ahead!!! I'm sure your bridal shower will be wonderful, enjoy Smile

  13. LuckyRobin Says:
    April 3rd, 2016 at 05:59 am 1459663175
    1459663175

    My local CU's are paying out .5% or less, unfortunately.

  14. FrugalTexan75 Says:
    April 3rd, 2016 at 01:51 pm 1459691495
    1459691495

    Lucky Robin,

    Look at this link: https://www.depositaccounts.com/banks/

    Be sure to actually click on the bank / credit union link to see their top rate. My local credit union showed up as paying .50%, but when I clicked on their link, it showed the 2.5% rate. I tried finding the link that actually shows the best deals around the country, but couldn't find that one. There's one for regular banks and one for credit unions.

    Here's another link to check out: http://www.kiplinger.com/slideshow/credit/T005-S001-7-great-credit-unions-anyone-can-join/index.html

  15. FrugalTexan75 Says:
    April 3rd, 2016 at 01:53 pm 1459691588
    1459691588

    Thanks VS!

  16. My English Castle Says:
    April 4th, 2016 at 06:06 pm 1459793171
    1459793171

    very excited for you and all your plans!

  17. raul holder Says:
    April 27th, 2016 at 07:19 pm 1461784748
    1461784748

    Admin, if not okay please remove!

    Our facebook group “selfless” is spending this month spreading awareness on prostate cancer & research with a custom t-shirt design. Purchase proceeds will go to cancer.org, as listed on the shirt and shirt design.

    www.teespring.com/prostate-cancer-research

    Thanks

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